Full-Time

Chief Information Officer for Consumer and Business Banking

Consumer and Business Banking

Posted on 6/27/2025

M&T Bank

M&T Bank

10,001+ employees

Full-service banking with mortgage, deposits, loans

Compensation Overview

$157.5k - $292.5k/yr

Buffalo, NY, USA

In Person

Relocation will be provided.

Category
IT & Security (2)
,
Required Skills
Agile
Risk Management
DevOps
Requirements
  • Minimum of Associates’ degree and 15 years’ proven and progressive technology, management and/or large program leadership experience, or in lieu of a degree, a combined minimum of 17 years’ higher education and/or work experience, including a minimum of 15 years’ technology, management and/or large program leadership experience
  • Minimum of 6 years’ managerial experience
  • Strong background in consumer banking technology, mortgage technology and/or business banking technology
  • Expertise with legacy core banking systems as well as modern digital platforms, API and cloud native architecture
  • Familiarity with regulatory and compliance frameworks
  • Prior experience working on multiple projects of a complex nature
  • Proven track record of leading enterprise transformation, and change initiatives
  • Prior experience encouraging team work and serving as role model when leading and directing others
  • Experience understanding technical, business and operational impacts of a project or problem
  • Experience leading large numbers of employees (200+) on multiple teams often in different geographic locations and time zones
  • Expertise in presenting to senior management
Responsibilities
  • Define and execute the technology strategy for Consumer and Business Banking in alignment with the bank’s broader digital transformation objectives
  • Work with senior management in and outside of Technology to support the delivery of complex technology projects and activities
  • Lead large scale digital transformation initiatives, including core platform, modernization, cloud migration, and automation efforts
  • Oversee existing applications and implement scalable technologies to maintain and enhance Consumer and Business Banking ecosystem
  • Champion, Agile and DevOps practices, enhancing delivery, speed, and operational resiliency
  • Ensure regulatory compliance and security across all consumer and business banking platforms
  • Manage a team of engineering directors and senior managers; total staff ~300 FTE
  • Build a culture of innovation, accountability, collaboration, and continuous growth & development
  • Partner closely with risk, compliance, operations, and data teams to ensure alignment with regulatory requirements and enterprise standards
  • Manage strategic relationships with vendors and professional organizations to remain current on industry trends and best practices for supported systems and businesses
  • Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations
  • Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable
  • Complete other related duties as assigned
Desired Qualifications
  • Prior experience as a CIO, CTO or divisional tech executive within a large financial institution
  • Experience leading cross, functional teams, and and vendor partner ecosystems
  • Master’s degree

M&T Bank is a full-service financial institution that offers a wide range of banking solutions for individuals, small businesses, and larger enterprises. Its products include personal and business checking accounts, mortgage assistance programs, loans, deposits, investment products, and mobile banking. The bank serves mainly customers in the Northeastern and Mid-Atlantic United States and emphasizes community engagement and customer-focused service. It generates revenue from interest income, fees, and service charges tied to loans, deposits, and other financial products. The company’s recent merger with United Bank, N.A. expands its footprint and enhances its service offerings. The goal is to provide accessible financial services to communities while growing its market presence and deepening local connections.

Company Size

10,001+

Company Stage

IPO

Headquarters

Buffalo, New York

Founded

1993

Simplify Jobs

Simplify's Take

What believers are saying

  • Q1 2026 revenue hit $2.45B from commercial loan surge.
  • Fee income grew 13% YoY in Q1 2026 via treasury services.
  • United Bank merger expands footprint across Eastern U.S.

What critics are saying

  • CRE office vacancies exceed 15% in New York, Maryland, Pennsylvania.
  • Loan growth outpaces deposits, forcing costly wholesale funding.
  • Fintechs like Chime erode Northeast retail deposit base.

What makes M&T Bank unique

  • M&T Bank profitable every quarter since 1976, unlike peers.
  • Top SBA lender nationally, #1 in key Eastern markets.
  • Owns Wilmington Trust, largest U.S. personal trust providers.

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Your Connections

People at M&T Bank who can refer or advise you

Benefits

401(k) Company Match

401(k) Retirement Plan

Flexible Work Hours

Hybrid Work Options

Paid Vacation

Paid Holidays

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Health Savings Account/Flexible Spending Account

Growth & Insights and Company News

Headcount

6 month growth

-5%

1 year growth

-5%

2 year growth

-5%
Yahoo Finance
Mar 27th, 2026
M&T Bank Q1 2026 earnings preview: analysts expect $4.03 per share, up 19.2%

M&T Bank Corporation is expected to announce its fiscal Q1 2026 earnings on 15 April, with analysts forecasting earnings of $4.03 per share, up 19.2% year-over-year. The Buffalo-based bank holding company has beaten Wall Street estimates in three of the past four quarters. For full-year 2026, M&T Bank is projected to deliver earnings per share of $18.77, representing 9.1% growth from fiscal 2025. The company's shares have risen 11.9% over the past 52 weeks, outperforming the financial sector but trailing the broader S&P 500. The bank's recent performance has been driven by higher net interest income, improved margins and disciplined cost control. Analysts maintain a "Moderate Buy" rating, with a mean price target of $234.55, suggesting 14.6% upside potential.

Yahoo Finance
Mar 23rd, 2026
M&T Bank projects $7.2B-$7.35B net interest income for 2026 as loan growth accelerates

M&T Bank has demonstrated solid revenue growth driven by its core lending business and fee-based operations. Net interest income grew at a 7.9% compound annual growth rate over seven years through 2025, supported by loan expansion and a strong deposit franchise. Loans and leases grew at a 12.9% CAGR over the same period, whilst deposits rose 9.2%. The bank has also strengthened non-interest income through treasury management, capital markets and mortgage banking, which grew at a 3.9% CAGR between 2018 and 2025. For 2026, management projects net interest income of $7.2-$7.35 billion and non-interest income of $2.67-$2.77 billion, up from $6.95 billion and $2.74 billion respectively in 2025. Average loans are expected to reach $140-$142 billion, with deposits at $165-$167 billion.

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Mar 20th, 2026
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PR Newswire
Mar 16th, 2026
M&T Bank posts record $2.88B earnings as CEO details technology transformation

M&T Bank chairman and CEO René Jones released his annual shareholder letter highlighting the bank's record $2.88 billion in earnings for 2025 and its technology transformation efforts. The letter emphasises how M&T outperformed peers despite an uncertain operating environment. Jones described the past year as a "Rorschach Economy", where different communities experienced varying economic conditions. He stressed the bank's focus on generating consistent, high-quality earnings rather than chasing short-term growth. The letter details M&T's investments in technology and talent development, whilst reinforcing the bank's commitment to traditional banking fundamentals. Jones credited the company's success to its employees, noting their adaptability and judgement in navigating industry changes. M&T operates across the eastern US from Maine to Virginia.

Benzinga
Mar 12th, 2026
American Public Education, Inc. Completes Refinancing with New $130 Million Senior Secured Credit Facility - American Public Education (NASDAQ:APEI)

~ Proactive Step, Strengthens Liquidity, Reduces Borrowing Costs by ~$3.7 Million While Accelerating Growth ~CHARLES TOWN, W.Va., March 12, 2026 /PRNewswire/ -- American Public Education, Inc. (the "Company")

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