Senior Product Owner

End Date

Thursday 14 May 2026

Salary Range

£78,098 - £91,880

We support flexible working – click here for more information on flexible working options

Flexible Working Options

Hybrid Working

Job Description Summary

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Job Description

JOB TITLE:  Senior Product Owner

SALARY: £78,098 - £91,880

LOCATION(S):  Cardiff (Will be based in Newport until approximately September 2026 then permanently move to Cardiff)

HOURS: Full-time

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites. Colleagues with disabilities can be supported with workplace adjustments including hybrid working expectations in line with our Flexibility Works policy. 

What you’ll be doing

If you think all banks are the same, you’d be wrong. We’re an innovative, fast changing business shaping finance as a force for good - empowering our people to innovate, explore possibilities and grow with purpose.

As one of the UK’s largest vehicle-funding companies, we have funded or leased over 1.1 million vehicles. Currently, we fund 1 in 8 Electric Vehicles on UK roads.

We’re hiring a Product Owner into our Consumer Lab to lead our OEM & API Integration product domain. This new role is at the centre of our strategy to build and deliver the roadmap that further develops our OEM capabilities and a fantastic opportunity to shape this position.

This is a hands-on role for an experienced professional acting as Product Owner. They will combine business insight with technical expertise to design, develop and own APIs and integration. Our Product Owner roles are evolving to stay competitive and meet ever‑changing customer and partner needs. The role is accountable not only for delivery but for driving innovation, ensuring compliance, and strengthening commercial performance across your domain.

In this role, you’ll lead the product domain for OEM integrations, defining clear outcomes, maintaining a transparent backlog, and driving a roadmap that enables the business to onboard and grow strategic OEM partnerships. You’ll work closely with OEM relationship managers to translate commercial commitments and partnership opportunities into clear technical priorities, delivering secure, scalable, and high‑performing API integrations. Using data to inform decisions, you’ll measure and optimise reliability, latency, and customer value, while embedding security, compliance, and non‑functional requirements from the outset. You’ll balance commercial and technical trade‑offs, build investment cases with stakeholders, and track performance to ensure tangible customer and business value is realised.

Why join us?

We’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone.

What we’re looking for?

• 5 years experience in a Product Owner role in an agile environment, including backlog ownership, iterative delivery and translating strategy into clear, actionable execution.
• Strong technical fluency, with the ability to work closely with engineering on APIs, data contracts, system behaviour and testing approaches.
• Proven analytics skills, using performance metrics and structured testing to inform improvements with a focus on the customer.
• Risk & compliance literacy, especially relating to data flows, contractual obligations and regulatory expectations.
• Great collaboration & communication, influencing across OEM partners, Engineering, Risk, and senior collaborators, with ability to tailor communication style to the audience.

And any experience of these would be great

• Proven ability in automotive, connected car ecosystems, APIs or partner integrations is desirable but not essential.

We know that great talent comes from many backgrounds. Whilst this job advert may reference specific years of experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply.

This is a place for you:

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we’re committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

Ready to make an impact? Apply today.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.  We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. 

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.