Full-Time

Private Mortgage Banker

Deadline 9/14/26
Wells Fargo

Wells Fargo

10,001+ employees

Diversified financial services: banking, lending, investments

No salary listed

Irvine, CA, USA

In Person

Category
Real Estate (1)
Finance & Banking (1)
Required Skills
Financial analysis
Customer Service

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Requirements
  • The position requires 2+ years of Private Mortgage Banking Sales experience, or equivalent demonstrated through work experience, training, military experience, or education.
  • The position requires SAFE registration at the time of employment.
  • Individuals in Loan Originator positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies.
  • Successful candidates must meet applicable financial responsibility, character, general financial fitness, and criminal background standards, as well as ongoing regulatory requirements including additional screening if necessary.
Responsibilities
  • Solicit residential mortgages from various sources.
  • Produce high-quality jumbo loans that are compliant and provide excellent customer service.
  • Build relationships with affluent borrowers and with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources.
  • Develop and maintain visibility for Wells Fargo Home Mortgage in the marketplace and stay informed of mortgage industry trends and developments in the assigned market.
  • Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Private Mortgage Banking Sales policies, procedures, compliance requirements, and loan-generation practices.
  • Understand real estate appraisals, title reports, and real estate transactions.
  • Receive customer applications, quote rates and points, and complete follow-up activities through registration lock-in.
  • Analyze and offer mortgage loan products based on client needs.
  • Review and analyze low- to moderately complex financial and credit data, match customer needs with an appropriate loan program, and determine the appropriate level of risk.
  • Inform prospective and existing customers about Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures.
  • Maintain client satisfaction and loan quality through timely and proactive customer communication.
  • Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements.

Wells Fargo offers a broad range of banking, mortgage, investing, credit card, and wealth and commercial services in the United States. Its products work through a network of branches, ATMs, and digital platforms, combining everyday banking with lending, investment products, and advisory services. The company differentiates itself with a large nationwide branch presence, a wide mix of financial services under one roof, and a focus on secure, user-friendly technology. Its goal is to help customers manage, protect, and grow their money by providing trusted, accessible financial solutions.

Company Size

10,001+

Company Stage

IPO

Headquarters

San Francisco, California

Founded

1851

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q2 2026 net income hit $6.4 billion, with EPS up 25% year over year.
  • June 2025 asset-cap removal unlocked balance-sheet growth and shareholder returns.
  • Wealth and investment management posted strong 2026 revenue growth, expanding fee income.

What critics are saying

  • January 2026 layoffs cut 3,500 jobs, and management signaled more reductions ahead.
  • Consumer banking scandals still linger; any new control failure revives regulator scrutiny quickly.
  • JPMorgan and Bank of America can outspend Wells Fargo if execution stalls.

What makes Wells Fargo unique

  • Charlie Scharf’s 2025-2026 cleanup ended Fed consent orders, restoring full growth flexibility.
  • Q2 2026 revenue reached $22.6 billion, proving durable scale across banking and wealth.
  • Wells Fargo still owns a massive U.S. deposit base and branch network.

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Benefits

Health Insurance

401(k) Retirement Plan

Paid Vacation

Paid Sick Leave

Parental Leave

Disability Insurance

Life Insurance

Tuition Reimbursement

Commuter Benefits

Adoption Assistance

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