Full-Time

Director – Sales

Credit Program

Posted on 8/29/2025

Synctera

Synctera

51-200 employees

BaaS platform enabling custom banking products

Compensation Overview

$165k - $205k/yr

No H1B Sponsorship

Remote in USA

Remote

Candidates must be located and authorized to work in the US or Canada.

Category
Sales & Account Management (1)
Requirements
  • 4+ years of experience in fintech, lending, or financial partnerships, ideally with a focus on credit cards, embedded lending, or capital markets
  • Familiarity with credit program structures and partners–sponsor banks, capital providers, servicers, and embedded credit platforms
  • Proven ability to close complex, multi-party deals involving financial institutions and technology integrations
  • Deep understanding of lending mechanics: underwriting criteria, interest accrual, late fee structures, credit score implications, and compliance
  • Strategic thinking combined with a hands-on, roll-up-your-sleeves mentality; this is especially important as we build this program from the ground up
  • Excellent communication and stakeholder management skills, with the ability to align technical and executive audiences
  • A strong network in the fintech, consumer lending, or embedded finance ecosystem is a plus
  • High ownership mentality and a bias for action in fast-paced, early-stage environments
Responsibilities
  • Own the go-to-market strategy and execution for our new credit program offering, helping program owners design and launch branded credit cards or lines of credit
  • Identify, engage, and close partnerships with potential program sponsors–consumer-facing companies that want to offer credit products to their users
  • Act as the key orchestrator across a multi-party deal cycle involving sponsor banks, capital providers, and technology partners
  • Educate prospective partners on the value and mechanics of embedded credit products, including underwriting, interest calculation, late fee servicing, and compliance considerations
  • Partner with internal stakeholders (product, compliance, legal) to bring credit programs from signed deal to live implementation
  • Serve as a trusted advisor to client executives and technical stakeholders, guiding them through the decision-making and onboarding process
  • Continuously refine our sales strategy, messaging, and processes based on market learnings and partner feedback
Desired Qualifications
  • A strong network in the fintech, consumer lending, or embedded finance ecosystem is a plus

Synctera offers a Banking as a Service (BaaS) platform that lets other companies offer their own banking and financial products without becoming banks. It uses secure APIs and clear documentation to connect businesses with sponsor banks that provide FDIC-insured banking services. Synctera handles the integration and the relationship between the business and the banks, so clients can add banking features and create new revenue streams. The platform stands out by focusing on an API-first approach and a wide network of partner banks to simplify compliance and getting products to market for non-bank companies.

Company Size

51-200

Company Stage

Early VC

Total Funding

$104M

Headquarters

San Francisco, California

Founded

2020

Simplify Jobs

Simplify's Take

What believers are saying

  • SMBC and National Bank co-led strategic funding in 2025.
  • Bolt became Synctera's largest BaaS customer post-$15M raise.
  • Cable customers Midland States Bank and Mercury expand via Synctera.

What critics are saying

  • Lineage Bank entered FDIC consent order January 29 over Synctera partnerships.
  • Unit undercuts Synctera pricing, eroding market share to Float.
  • Mercury launches in-house BaaS using Cable, disintermediating Synctera.

What makes Synctera unique

  • Synctera acquired Cable on April 14, 2026, adding real-time compliance testing.
  • Synctera partners with over 10 sponsor banks like TransPecos and Lincoln Savings.
  • Synctera launched live BaaS platform in Canada December 2023.

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Benefits

Health Insurance

Health Savings Account/Flexible Spending Account

401(k) Retirement Plan

Mental Health Support

Unlimited Paid Time Off

Home Office Stipend

Stock Options

Growth & Insights and Company News

Headcount

6 month growth

-3%

1 year growth

-4%

2 year growth

-6%
Business Wire
Apr 14th, 2026
Synctera acquires Cable to automate compliance verification for banks and fintechs

Synctera, a banking-as-a-service platform, has acquired Cable, a compliance automation startup that helps banks verify whether their fintech partners are following regulations and agreed procedures. The Cable team will join Synctera whilst continuing to operate the product as a standalone offering. Cable automates control testing, replacing manual audits with real-time verification of compliance systems across fintech partners and service providers. The platform continuously tests KYC processes, transaction monitoring rules and AML policies, providing banks with independent assurance that controls are functioning as designed. The acquisition addresses growing regulatory scrutiny in embedded finance, where sponsor banks face increasing pressure to demonstrate continuous oversight of fintech programmes. Companies including Midland States Bank, Grasshopper and Mercury already use Cable's platform.

The Asian Banker
Jan 27th, 2026
SMBC venture fund co-leads strategic financing in BaaS platform Synctera

SMBC Fin Atlas Beyond Fund has invested in Synctera, a Banking as a Service and embedded finance platform, co-leading a strategic financing round alongside the National Bank of Canada. The fund was launched in collaboration with Fin Capital. Founded in 2020, Synctera provides companies with tools to build and scale banking products whilst enabling sponsor banks to manage embedded finance programmes. The platform serves customers including BTG Pactual, Mazlo and Float, and partners with over 10 financial institutions such as TransPecos Banks and Lincoln Savings Bank. Synctera previously raised a Series A round led by Fin Capital in 2021. The company has expanded its offerings in 2025, launching new credit products and extending its flexible ledger capabilities to community banks.

Bitcoin With Money
Mar 17th, 2025
BaaS Provider Synctera Secures $15 Million in Funding

Headquartered in Palo Alto, California and founded in 2020, Synctera made its Finovate debut last September at FinovateFall 2024.

Social Media Dissect
Mar 12th, 2025
Synctera Secures $15M Funding, Onboards Bolt as Its Largest BaaS Customer

Synctera secures $15M funding, onboards Bolt as its largest BaaS customer.

Retail Banker International
Mar 12th, 2025
US fintech firm Synctera rakes in $15m

Synctera also partnered with Hawk, a pioneer in AI-driven financial crime prevention.

INACTIVE