Full-Time
Engineering Manager
Posted on 11/7/2025
Payoneer
1,001-5,000 employees
Global payment platform for cross-border transactions
No salary listed
Noida, Uttar Pradesh, India
Hybrid
 Engineering Management (1) |
|---|
- 7+ years of experience as a software technocrat, using C# or any object-oriented programming language, REST APIs, webhooks, and asynchronous communication with Queues/Streams (RabbitMQ and Kafka).
- 2+ years experience with observability systems (Dynatrace, Grafana, etc.).
- 2+ years of managerial experience, leading development of customer-facing products.
- Experience with messaging queues or streams such as RabbitMQ/SQS/Kafka.
- Broad knowledge of object-oriented programming and design patterns.
- Experience with microservices.
- Experience in engineering best practices (writing unit tests, code reviews, testing coverage, agile methodologies).
- Team player attitude and mentality.
- Experienced and passionate about managing and growing people.
- Ambitious and eager to learn new things.
- Collaborate closely with Product, Design/UX, DevOps, and other R&D teams.
- Lead an autonomous team of software engineers who are working closely with product management to achieve business goals.
- Put special focus on developing the team.
- Provide technical authority to your team by demonstrating a hands-on leadership style.
- Be responsible for the overall design, development, architecture, code quality, and production environment deployment of your team.
- Experience with Redis or alike.
- Experience with ORM such as Entity Framework.
- Experience in building SaaS platforms in a cloud-based/hybrid environment.
Payoneer provides a global payment platform that helps businesses send and receive money across borders in multiple currencies. It works by giving businesses accounts and payment tools that let them pay suppliers and get paid by customers as if they were local, instead of using costly international wire transfers. It also connects users to major online marketplaces to expand sales opportunities. Compared with traditional banks and other fintechs, Payoneer focuses on reducing transfer fees and simplifying cross-border transactions through a multi-currency account and marketplace connections. The company’s goal is to enable easy, low-cost international payments to support global business expansion.
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
New York City, New York
Founded
2005
Simplify's Take
What believers are saying
- B2B volume surges 44% in Q1 2026, driving 23% SMB revenue to $64 million.
- India Payment Aggregator authorization enables high-growth market expansion.
- Boundless strengthens Europe presence post-January 2026 $13M acquisition.
What critics are saying
- Stripe migration erodes checkout revenue within 6-12 months.
- Interest income declines from hedging slash non-fee margins immediately.
- China SMB volumes shrink permanently due to tariffs and LianLian competition.
What makes Payoneer unique
- Payoneer integrates EOR via Boundless acquisition for compliant European hiring.
- Payoneer partners with Bridge for direct stablecoin payment capabilities.
- Payoneer offers AI-driven credit up to $10M through FundPark for merchants.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
401(k) Retirement Plan
401(k) Company Match
Paid Vacation
Paid Sick Leave
Parental Leave
Wellness Program
Flexible Work Hours
Growth & Insights and Company News
6 month growth
↑ 0%1 year growth
↑ 0%2 year growth
↑ 0%Payoneer Global has partnered with Hong Kong-based FundPark to offer AI-driven credit lines up to $10 million for eligible cross-border e-commerce customers, aiming to better align financing with working capital cycles. The collaboration marks Payoneer's push into higher-value services beyond its core payment rails. Separately, the company filed a $79.16 million shelf registration in March 2026 for 17.4 million shares related to employee stock ownership plans. The FundPark partnership could strengthen Payoneer's move towards premium services, though it introduces fresh regulatory and credit scrutiny around embedded lending. Analysts project the company's revenue to reach $1.3 billion by 2028. The collaboration represents a strategic shift as Payoneer seeks to deepen relationships with small and medium businesses whilst facing intensifying competition in cross-border payments.
Payoneer, a financial technology company enabling cross-border payments for small and medium-sized businesses, stands out as a strong buy amongst stocks trading under $10. Trading at $4.60 per share, the company has delivered outstanding annual revenue growth of 26.3% over the past five years, reflecting significant market share gains. The company's earnings per share growth of 24.6% annually over the last two years has exceeded revenue gains, amplified by share repurchases that have enhanced shareholder returns. Founded in 2005 to address international payment challenges during e-commerce's early days, Payoneer provides services that allow businesses to send and receive global payments. Meanwhile, Sabre and The Real Brokerage face headwinds, with concerns around cash generation, margins and debt levels suggesting investors should exercise caution.
Benchmark has cut its price target on Payoneer Global Inc. to $7 from $10 whilst maintaining a Buy rating. The firm noted that investor focus on declining interest income from customer funds has overshadowed the company's strengthening fundamentals and strategic initiatives, with shares trading near multi-year lows. Payoneer reported fiscal Q4 results on 26 February, with small and medium-sized business customer revenue of $197 million, up 9% year-over-year. Spend on Payoneer cards reached $1.6 billion, rising 6% year-over-year, though growth with large e-commerce sellers slowed to 15% due to tariff-related headwinds and softness in Latin America. The financial technology company provides cross-border payment solutions enabling SMBs to transact globally.
Payoneer reported fourth-quarter revenue of $274.8 million, missing analyst estimates of $281.6 million despite a 5% year-on-year increase. The fintech company's shares dropped sharply following the results. CEO John Caplan attributed growth to the company's shift towards larger, more complex customers and deeper business-to-business penetration. B2B revenue rose 27% year-over-year and now represents 30% of revenue excluding interest. Management emphasised improving average revenue per user through prioritising higher-value clients over volume. The company issued 2026 EBITDA guidance of $280 million at the midpoint, below analyst estimates of $283.9 million. CFO Bea Ordonez acknowledged some softening in small and medium business volumes, particularly from China, but said guidance accounts for various macro scenarios. Market capitalisation stands at $1.65 billion.
Payoneer Global reported record fourth-quarter revenue of $275 million and adjusted EBITDA of $69 million, representing a 25% margin. Full-year 2025 revenue excluding interest income grew 14%, with total adjusted EBITDA of $272 million and free cash flow of $146 million. Business-to-business operations drove growth, with B2B revenue now comprising approximately 30% of total revenue. Average revenue per user excluding interest expanded, and larger customers accounted for the majority of growth. For 2026, management projects revenue excluding interest of $900–$940 million, representing roughly 12% growth at the midpoint, and core adjusted EBITDA of $85–$95 million. The company is migrating its checkout business to Stripe, launching stablecoin capabilities with Bridge, and implementing an AI-first strategy whilst hedging approximately half of customer funds to protect interest income.