Full-Time
Small Business Banker 2
Northwest Bank
1,001-5,000 employees
Regional community bank serving local residents
No salary listed
State College, PA, USA
In Person
 Finance & Banking (1) |
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- Bachelor's Degree in Business, Accounting, Finance, Economics, or Marketing
- 5-6 years Business Banking/Branch Management experience with intensive business focus
- Develop new and expanding existing small business relationships
- Consistently achieve 8-12% year over year net balance sheet growth on an annual basis depending upon market conditions and regional budget assignment
- Develop partnerships with Branch Managers, Treasury Management Advisors, Merchant Services and Trust and Investment Advisors to promote additional business opportunities and profitability for Northwest
- Call on potential or existing customers to develop new business as well as retain existing business with companies with revenues generally less than $10 million
- Engages in joint-calling activity with branch partners at a regular frequency
- Works to promote cross-sell behaviors personally and within assigned branch territory
- Interview applicants to develop information concerning their financial needs and repayment ability in order to assess acceptable level of risk
- Follow current loans to ensure complete compliance with terms
- Proactively keep abreast of industry trends
- 25% of calls prospecting new clients and relationships
- Achieve and exceed budget goals as assigned by Region
- Actively participate in community affairs
- Encourage clients to maintain their personal banking at Northwest
- Prepare electronic loan applications for submission to Credit
- Make loan presentations and recommendations to Credit, team leaders and senior line of business managers as required
- Partner with credit to ensure annual reviews and line of credit renewals are completed on a timely basis
- Ensure noncredit clients have appropriate treasury management, merchant services and other related commercial services
- Ensure risk ratings are appropriate based on your knowledge of the client
- As required, collect on delinquent accounts
- Analyze financial statements and related credit material to assess risk on a continuous basis
- Complete loan closings as required
- Provide credit information and references for internal review as requested
- Ensure all credit files include current financial statements, agency reports, etc
- Participate in continued sales and credit training
- Complete all required Compliance training in a timely basis
- Ensure compliance with all Regulatory requirements
- Knowledge of cash management services
- Knowledge of credit, SBA (Express, SBA 7a, and SBA 504) and noncredit services and products
- Knowledge of merchant services
Northwest Bank serves communities in Pennsylvania and Ohio as a regional bank offering personal and business banking, including checking and savings accounts, loans, and online and mobile banking. Customers manage money by opening accounts, applying for loans with terms based on credit and need, and using online or mobile tools to view balances, transfer funds, and pay bills with branch support and customer service. The bank differentiates itself through a long local history dating back to 1896 and a focus on community relationships, expansion (such as the 2015 Lorain National Bank acquisition), and a 2018 rebranding to update its digital presence. Its goal is to provide accessible, reliable banking and digital options that support local economies and steady growth.
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Warren, Michigan
Founded
1896
Simplify's Take
What believers are saying
- Urich Bowers, ex-PNC executive, appointed Chief Consumer Banking Officer June 2024, driving retail innovation.
- Opening fourth Columbus branch near Ohio State University by end-2026, targeting students.
- Financed senior debt for Infinite Structures LLC in 2024, expanding commercial lending relationships.
What critics are saying
- Jeffrey Maddigan departed as Treasurer August 2024, disrupting liquidity management.
- PNC competes aggressively in Columbus with superior digital tools like Low Cash Mode.
- Huntington Bancshares dominates Columbus market share, eroding new branch growth.
What makes Northwest Bank unique
- Founded 1896 in Pennsylvania, Northwest Bank focuses on community-oriented banking across four states.
- Acquired Lorain National Bank in 2015, entering Ohio market with targeted expansions.
- Rebranded in 2018 to modernize digital presence and enhance customer experience.
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Company News
Griffin serves as investment banker to Infinite Structures, LLC in its senior debt capital raise. Company Overview Infinite Structures, LLC (or the "Company") designs, delivers, installs and manages modular, rapidly deployable structures for the live event, commercial and government verticals. The Company's core offering, the Infinite Cube, is a customizable, flat-pack modular system that can be combined and configured to create flexible spaces ranging from pop-up activations and broadcast production facilities to temporary workspaces and critical deployment infrastructure. Infinite Structures emphasizes design flexibility, rapid installation and reusability, serving clients across North America, including blue-chip companies such as Live Nation, Fox Sports Super Bowl, F1, The Snow League, Uber, Google, T-Mobile and more. Infinite Structures' premium solutions are engineered to adapt to challenging environments and meet the diverse operational needs of its clients. Infinite Structures occupies a distinct niche between temporary tent providers and permanent structure solutions for live events and critical infrastructure. Leveraging decades of industry relationships developed by the Company's founders during their respective tenures as market leaders, the Company generated demand for its solutions that exceeded the capacity of the initial fixed asset base. To expand capacity and meet growing demand, Infinite Structures pursued non-dilutive debt financing for the acquisition of additional equipment. As a recently formed entity with less experience in capital markets, Infinite Structures engaged Griffin Financial Group ("Griffin") as its exclusive investment banker to solicit terms for credit facilities from both bank and private credit lenders. Ultimately, the management team of Infinite Structures elected to partner with Northwest Bank for its banking and lending relationship. Founder and CEO of Infinite Structures, David Fioravanti, commented: "We are excited to have a banking partner that recognizes the unique needs of our industry and company. Our partnership with Northwest Bank will create opportunities to showcase our solution to an even broader audience of companies craving a premium solution in the modular structure space."
Northwest softball moves up in latest NJCAA Division II Rankings.
Adjusted net income (non-GAAP) of $35 million, or $0.27 per diluted shareNet interest margin expands 9 basis points to 3.42%, inclusive of 6bps from an interest recoveryEfficiency ratio improved to 61.8%121st consecutive quarterly dividend of $0.20 per share declaredCOLUMBUS, Ohio, Jan. 24, 2025 /PRNewswire/ -- Northwest Bancshares, Inc., (the "Company"), (Nasdaq: NWBI) announced net income for the quarter ended December 31, 2024 of $33 million, or $0.26 per diluted share. This represents an increase of $4 million compared to the same quarter last year, when net income was $29 million, or $0.23 per diluted share, and a decrease of $1 million compared to the prior quarter, when net income was $34 million, or $0.26 per diluted share. The annualized returns on average shareholders' equity and average assets for the quarter ended December 31, 2024 were 8.20% and 0.91% compared to 7.64% and 0.80% for the same quarter last year and 8.50% and 0.93% from the prior quarter
COLUMBUS, Ohio, Jan. 10, 2025 /PRNewswire/ -- Northwest Bancshares, Inc. (NASDAQ: NWBI) will host a conference call to review fourth quarter 2024 financial results on Friday, January 24 at 10:00 a.m. (EDT). The results are scheduled to be released at approximately 7:30 a.m. (EDT)
Northwest Bancshares, Inc. announced an agreement to acquire Penns Woods Bancorp, Inc. in an all-stock transaction valued at approximately $270 million. Penns Woods shareholders will receive 2.385 shares of Northwest stock per share. The merger will enhance Northwest's presence in Pennsylvania, adding 24 branches. The transaction is expected to be completed in Q3 2025, subject to approvals. The merger is anticipated to be 23% accretive to 2026 earnings per share.