Full-Time

Casualty Claims Examiner

Posted on 1/30/2025

Geico

Geico

10,001+ employees

Direct-to-consumer auto and home insurance

Financial Services

Compensation Overview

$55k - $67.7kAnnually

+ Sign-On Bonus

Junior

No H1B Sponsorship

Lakeland, FL, USA

Hybrid work model with 4 days in-office per month after training.

Category
Insurance
Finance & Banking
Required Skills
Customer Service

You match the following Geico's candidate preferences

Employers are more likely to interview you if you match these preferences:

Degree
Experience
Requirements
  • Minimum one (1) year of highly successful Bodily Injury claims handling experience
  • Current Adjuster License or ability to obtain within 30 days of employment
  • Outstanding customer service and professional communication skills, both oral and written
  • Understanding and ability to execute and comply with Department of Insurance Guidelines and Requirements as established in the Insurance Code
  • Exceptional negotiating skills
  • Proficient computer skills with ability to function in all Microsoft Office Programs
  • Highly organized
  • Ability to multi-task and prioritize successfully in a fast paced, high-volume environment
  • Demonstrated ability to exercise good judgement
Responsibilities
  • Provide customer service to our policyholders and those who may become our policyholders that exceed their expectations and delivers on the GEICO promise, communicating and guiding them through the claims process.
  • Assure coverage for each loss and all policy provisions before processing payments.
  • Investigate all aspects of the claim to determine liability percentage and legal responsibility
  • Identify and evaluate claims indicators of fraud and escalates as appropriate
  • Utilize all claims tools provided to properly evaluate liability and extent of damages
  • Evaluate damages in accordance with investigative findings and establish value to pay only what is owed
  • Negotiate claims settlements for evaluated damages with insureds, claimants and/or attorneys as assigned
  • Authorize negotiated payment for established damages within your designated authority
  • Submit requests for authority on evaluations that exceed your personal, assigned authority
  • Ensure all compliance requirements are met in a timely and professional manner and in accordance with guidelines
  • Adjust reserves adequately on all new and existing claims
  • Participate as an active member of claims forums as required
  • Communicate findings to claims management team as required or as may be needed depending on high exposure or unusual loss findings.
  • Perform Other Duties as may be assigned

GEICO provides a range of insurance products, with a primary focus on auto insurance. The company sells policies directly to consumers, which allows them to offer lower rates by eliminating intermediaries like brokers. Customers can obtain quotes, manage their policies, and file claims through GEICO's user-friendly website. In addition to auto insurance, GEICO also covers motorcycles, ATVs, RVs, as well as home and renters insurance. What sets GEICO apart from its competitors is its strong online presence and memorable advertising campaigns that enhance brand recognition and customer loyalty. The company's goal is to simplify the insurance process for its customers while providing competitive pricing and comprehensive coverage options.

Company Stage

Acquired

Total Funding

N/A

Headquarters

Tulsa, Oklahoma

Founded

1936

Simplify Jobs

Simplify's Take

What believers are saying

  • Expanding operations in North Texas taps into a growing commercial insurance market.
  • Partnerships with local agencies strengthen regional presence and customer acquisition.
  • Focus on cybersecurity measures can enhance customer trust and prevent data breaches.

What critics are saying

  • Data security vulnerabilities led to $11.3 million in penalties for customer data breaches.
  • Customer dissatisfaction from unresolved claims could impact reputation and loyalty.
  • Operational scaling in North Texas presents risks related to market competition.

What makes Geico unique

  • GEICO's direct-to-consumer model offers competitive rates by eliminating intermediaries.
  • Strong online presence allows easy policy management and claims filing for customers.
  • Memorable advertising campaigns enhance brand recognition and customer loyalty.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Paid Vacation

Paid Sick Leave

401(k) Retirement Plan

Professional Development Budget