Full-Time

Casualty Claims Examiner

Updated on 1/9/2025

Geico

Geico

10,001+ employees

Direct-to-consumer auto and home insurance

Financial Services

Compensation Overview

$55k - $67.7kAnnually

+ Sign-On Bonus

Junior, Mid

No H1B Sponsorship

Lakeland, FL, USA

Requires in-office presence 4 times a month.

Category
Insurance
Finance & Banking
Required Skills
Customer Service
Requirements
  • Minimum one (1) year of highly successful Bodily Injury claims handling experience
  • Current Adjuster License or ability to obtain within 30 days of employment
  • Outstanding customer service and professional communication skills, both oral and written
  • Understanding and ability to execute and comply with Department of Insurance Guidelines and Requirements as established in the Insurance Code
  • Exceptional negotiating skills
  • Proficient computer skills with ability to function in all Microsoft Office Programs
  • Highly organized
  • Ability to multi-task and prioritize successfully in a fast paced, high-volume environment
  • Demonstrated ability to exercise good judgement
Responsibilities
  • Provide customer service to our policyholders and those who may become our policyholders that exceed their expectations and delivers on the GEICO promise, communicating and guiding them through the claims process.
  • Assure coverage for each loss and all policy provisions before processing payments.
  • Investigate all aspects of the claim to determine liability percentage and legal responsibility
  • Identify and evaluate claims indicators of fraud and escalates as appropriate
  • Utilize all claims tools provided to properly evaluate liability and extent of damages
  • Evaluate damages in accordance with investigative findings and establish value to pay only what is owed
  • Negotiate claims settlements for evaluated damages with insureds, claimants and/or attorneys as assigned
  • Authorize negotiated payment for established damages within your designated authority
  • Submit requests for authority on evaluations that exceed your personal, assigned authority
  • Ensure all compliance requirements are met in a timely and professional manner and in accordance with guidelines
  • Adjust reserves adequately on all new and existing claims
  • Participate as an active member of claims forums as required
  • Communicate findings to claims management team as required or as may be needed depending on high exposure or unusual loss findings.
  • Perform Other Duties as may be assigned

GEICO provides a range of insurance products, with a primary focus on auto insurance. The company sells policies directly to consumers, which allows them to offer lower rates by eliminating intermediaries like brokers. Customers can obtain quotes, manage their policies, and file claims through GEICO's user-friendly website. In addition to auto insurance, GEICO also covers motorcycles, ATVs, RVs, as well as home and renters insurance. What sets GEICO apart from its competitors is its strong online presence and memorable advertising campaigns that enhance brand recognition and customer loyalty. The company's goal is to simplify the insurance process for its customers while providing competitive rates and comprehensive coverage options.

Company Stage

Acquired

Total Funding

N/A

Headquarters

Tulsa, Oklahoma

Founded

1936

Simplify Jobs

Simplify's Take

What believers are saying

  • Expansion into commercial insurance diversifies revenue and reduces dependency on auto insurance.
  • Recent $2 billion profit in Q3 supports investments in technology and service enhancements.
  • New fan engagement platform with MLB boosts brand visibility through sports marketing.

What critics are saying

  • Increased regulatory scrutiny from data breaches may lead to higher compliance costs.
  • Departure of key marketing personnel could disrupt customer acquisition strategies.
  • Customer dissatisfaction with claims handling could harm reputation and retention.

What makes Geico unique

  • GEICO's direct-to-consumer model offers competitive rates by eliminating intermediaries.
  • Strong online presence allows easy policy management and claims filing for customers.
  • Memorable advertising campaigns enhance brand recognition and customer loyalty.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Paid Vacation

Paid Sick Leave

401(k) Retirement Plan

Professional Development Budget