Full-Time

Senior Full Stack Software Engineer

Consumer

Confirmed live in the last 24 hours

Credit Acceptance Careers

Credit Acceptance Careers

1,001-5,000 employees

Provides auto financing for poor credit

Compensation Overview

$130k - $190.7k/yr

+ Annual Variable Cash Bonus

Senior

Southfield, MI, USA

Occasional planned travel to an assigned Southfield, Michigan office location may be required. This position is permitted to work at a Southfield, Michigan office location if requested by the team member.

Category
Full-Stack Engineering
Software Engineering
Required Skills
Kubernetes
Agile
Git
JUnit
Jest
Docker
SCRUM
Requirements
  • Bachelor’s degree in Computer Science, Information Systems, or closely related field of study; or equivalent work experience
  • Minimum 5 years of software engineering experience or comparable depth of experience
  • Minimum 2 years developing web frontends
  • Strong understanding and use of one or more object-oriented programming languages and design patterns
  • In-depth usage and creation of application programming interfaces (API) and frameworks in their particular field: JSON, Rest/SOAP based Web Services, JUnit, and Jest
  • Experience using CI/CD technologies such as GitHub, GitHub Actions, Docker, and Kubernetes
  • Practical experience in Software Development Life Cycle (SDLC) including Agile/SCRUM and Waterfall
  • Practical experience in data modeling, design and messaging
  • Experience working on mission-critical enterprise class applications
  • Demonstrated ability to coach and mentor less experienced team members
  • Willingness to participate in an on-call rotation
Responsibilities
  • Design and develop software and improve existing code to make it more efficient to detect bugs in the code
  • Write unit-tests and validate your software against acceptance criteria
  • Author, apply and advocate for team coding, documenting and testing standards
  • Conduct impact analysis to proactively identify impact of a change across multiple applications
  • Learn the business process domain to better support the business
  • Experiment and test ideas, validate assumptions against needs, reach conclusions and recommend solutions
  • Lead code reviews and communicate application changes
  • Document code and projects so others can easily understand, maintain and support
  • Debug the problems which arise in production and propose effective solutions within the application and across multiple applications
  • Read, write and review design documents
  • Contribute to team's sprint commitments and actively participate in our Agile practices
  • Lead continuous learning activities to improve design and code quality as well as to increase application domain knowledge
  • Participate in the talent selection process
  • Guide and review the code, designs and documentation of less experienced software engineers
Desired Qualifications
  • Experience in the lead role overseeing technical direction of a team of software engineering talent
  • Experience developing using React and Spring Boot
  • Advanced understanding of IDEs, have the ability to navigate through them quickly and leverage advanced features to improve your performance
  • Experience in API security, analytics, throttling, caching, logging, request and response modifications
  • Experience in creating REST API documentation using Swagger or similar tools desirable
  • Ability to use DDL to create database objects and relationships, construct advanced queries, and optimize query performance
  • Financial services industry experience
Credit Acceptance Careers

Credit Acceptance Careers

View

Credit Acceptance Corporation offers auto financing solutions for individuals with poor or no credit history, primarily in the United States. The company partners with car dealers to provide financing options for customers who may struggle to secure loans from traditional lenders, using a proprietary credit approval process to assess risk. Unlike its competitors, Credit Acceptance focuses on high-risk borrowers, allowing them to rebuild their credit while purchasing vehicles. The company's goal is to drive profitability while positively impacting the lives of its customers through financial assistance and resources.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Michigan

Founded

1972

Simplify Jobs

Simplify's Take

What believers are saying

  • Recent $400M financing enhances liquidity and operational flexibility for growth.
  • Named a top workplace for remote work, attracting and retaining talent.
  • AI-driven credit scoring models improve risk assessment and loan approval processes.

What critics are saying

  • Increased competition from fintech companies could erode market share.
  • Rising interest rates may impact profitability due to higher borrowing costs.
  • Potential regulatory scrutiny on subprime lending could increase compliance costs.

What makes Credit Acceptance Careers unique

  • Credit Acceptance specializes in auto financing for individuals with poor or no credit.
  • The company partners with car dealers to offer financing to high-risk borrowers.
  • Credit Acceptance's proprietary credit approval process evaluates risk and creditworthiness effectively.

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Benefits

401(k) Company Match

Remote Work Options

Flexible Work Hours

Adoption Assistance

Parental Leave

Tuition Reimbursement

Health Insurance

Dental Insurance

Vision Insurance

Company News

CSIMarket
Mar 15th, 2025
Credit Acceptance Secures $400M Financing

Credit Acceptance Corporation announced a $400 million asset-backed non-recourse secured financing on March 27, 2025. This involves transferring loans valued at approximately $500.2 million to a special purpose entity, which will issue notes to generate capital. Despite a -11.38% downturn in shares over the past year, this move aims to enhance liquidity and operational flexibility, signaling a commitment to growth amidst market volatility.

GlobeNewswire
Feb 13th, 2025
Credit Acceptance Announces Pricing of $500.0 Million Senior Notes Offering

Southfield, Michigan , Feb. 13, 2025 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”,...

Benzinga
Dec 20th, 2024
Credit Acceptance Announces Completion Of $300.0 Million Asset-Backed Financing

Southfield, Michigan, Dec. 20, 2024 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation CACC (the "Company", "Credit Acceptance", "we", "our", or "us") announced today the completion of a $300.0 million asset-backed non-recourse secured financing (the "Financing"). Pursuant to this transaction, we conveyed loans having a value of approximately $375.1 million to a wholly owned special purpose entity that will pledge the loans to institutional lenders under a loan and security agreement. We will issue three classes of notes: Note Class Amount Interest Rate              A $139,220,000  5.79%              B $62,180,000  6.03%              C $98,600,000  6.67% The Financing will: have an expected average annualized cost of approximately 6.3% including upfront fees and other costs;revolve for 36 months after which it will amortize based upon the cash flows on the conveyed loans; andbe used by us to repay outstanding indebtedness and for general corporate purposes. We will receive 4.0% of the cash flows related to the underlying consumer loans to cover servicing expenses. The remaining 96.0%, less amounts due to dealers for payments of dealer holdback, will be used to pay principal and interest to the institutional lenders as well as the ongoing costs of the Financing

GlobeNewswire
Dec 20th, 2024
Credit Acceptance Announces Completion of $300.0 Million Asset-Backed Financing

Southfield, Michigan, Dec. 20, 2024 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (the “Company”, “Credit Acceptance”, “we”, “our”, or...

National Daily
Dec 16th, 2024
Nigeria's auto industry stagnates over policy delay, LCCI warns

He highlighted the recently announced N20 billion auto finance scheme by Credit Corporation (CreditCorp) as insufficient and overdue.