Full-Time

Lending Capabilities Product Lead

Updated on 2/8/2025

Block

Block

10,001+ employees

Financial services and payment processing solutions

Fintech
Crypto & Web3
Financial Services

Compensation Overview

$239.6k - $359.4kAnnually

Expert

Company Does Not Provide H1B Sponsorship

Oakland, CA, USA

U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area.

Category
Product Management
Product
Required Skills
Product Management

You match the following Block's candidate preferences

Employers are more likely to interview you if you match these preferences:

Degree
Experience
Requirements
  • 12+ years of experience in platform product management and leading product teams.
  • Experience in developing credit products and capabilities at fintechs or traditional financial institutions. You understand credit decisioning and servicing requirements.
  • A track record developing and implementing key strategies that altered the trajectory of a business. You have an excellent toolkit to help teams build their execution muscle.
  • An understanding of modern technologies and architectural patterns and how they drive platform performance.
  • A bias to data-driven action so you can quickly make product and prioritization decisions to improve the business.
  • Excellent cross-functional collaboration skills, able to build and maintain trust, generate excitement and buy-in for your strategies, and deliver on your promises. You can inspire people through your written and verbal communication skills in Square's document-leaning culture.
  • A strong drive to mentor and develop product managers, drawing on your experience.
Responsibilities
  • Lead a team of product managers building our lending application, underwriting, financial data, decisioning, servicing and loan sale capabilities.
  • Foster an environment that enables the team to build quickly while maintaining a high standard for quality. Maintain close links to Square platform teams to share best practices building back end products.
  • Work with product teams, underwriting data science, capital markets, accounting, risk and other teams to understand the needs of our lending products and how you can work ahead of them.
  • Execute the strategy to mature our capabilities under the North star of accelerating Square's lending product development velocity. Champion adoption of these common lending capabilities across Block.
  • Translate the strategy into OKRs and a tactical roadmap for your products based on the needs of future product launches, and our commitment to growth and speed to market.
  • Own key measurements (KPIs) of product performance and develop a measurement feedback loop into the roadmap to continuously improve our capabilities.

Block Inc. focuses on providing a variety of financial services through its main products. The flagship product, Square, offers tools for point-of-sale systems and payment processing, specifically designed for small businesses to manage transactions efficiently. The Cash App allows users to send money to each other, invest in stocks, and buy Bitcoin, all while providing a customizable debit card for easy access to funds. Block is also venturing into the music streaming industry with TIDAL and is working on enhancing Bitcoin's utility and security through projects like Spiral and a dedicated hardware wallet. What sets Block apart from its competitors is its diverse range of services that integrate payments, personal finance, and entertainment into a single ecosystem. The company's goal is to create a seamless financial experience for users, empowering them with tools to manage their money and investments effectively.

Company Stage

IPO

Total Funding

$477.1M

Headquarters

Oakland, California

Founded

2009

Growth & Insights
Headcount

6 month growth

0%

1 year growth

-1%

2 year growth

4%
Simplify Jobs

Simplify's Take

What believers are saying

  • AI-driven fraud detection enhances security and user trust in Block's services.
  • Embedded finance solutions create new revenue streams for Block.
  • The trend towards cashless societies boosts Block's digital payment solutions.

What critics are saying

  • Regulatory scrutiny over AML and BSA compliance could impact Block's reputation.
  • Security failures in Cash App may lead to further legal challenges.
  • Block's TIDAL expansion faces competition from Spotify and Apple Music.

What makes Block unique

  • Block integrates Bitcoin and blockchain technology, attracting tech-savvy users.
  • Block's Cash App offers versatile financial services, including peer-to-peer transfers and investments.
  • Block is expanding into music streaming with TIDAL, diversifying its service offerings.

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Benefits

Remote Work Options

Health Insurance

Flexible Work Hours

Family Planning Benefits