Full-Time

Lending Capabilities Product Lead

Confirmed live in the last 24 hours

Block

Block

10,001+ employees

Financial services and payment processing solutions

Compensation Overview

$239.6k - $359.4kAnnually

Expert

Oakland, CA, USA

Category
Product Management
Product Strategy
Product
Required Skills
Product Management
Requirements
  • 12+ years of experience in platform product management and leading product teams.
  • Experience in developing credit products and capabilities at fintechs or traditional financial institutions. You understand credit decisioning and servicing requirements.
  • A track record developing and implementing key strategies that altered the trajectory of a business. You have an excellent toolkit to help teams build their execution muscle.
  • An understanding of modern technologies and architectural patterns and how they drive platform performance.
  • A bias to data-driven action so you can quickly make product and prioritization decisions to improve the business.
  • Excellent cross-functional collaboration skills, able to build and maintain trust, generate excitement and buy-in for your strategies, and deliver on your promises. You can inspire people through your written and verbal communication skills in Square's document-leaning culture.
  • A strong drive to mentor and develop product managers, drawing on your experience.
Responsibilities
  • Lead a team of product managers building our lending application, underwriting, financial data, decisioning, servicing and loan sale capabilities.
  • Foster an environment that enables the team to build quickly while maintaining a high standard for quality. Maintain close links to Square platform teams to share best practices building back end products.
  • Work with product teams, underwriting data science, capital markets, accounting, risk and other teams to understand the needs of our lending products and how you can work ahead of them.
  • Execute the strategy to mature our capabilities under the North star of accelerating Square's lending product development velocity. Champion adoption of these common lending capabilities across Block.
  • Translate the strategy into OKRs and a tactical roadmap for your products based on the needs of future product launches, and our commitment to growth and speed to market.
  • Own key measurements (KPIs) of product performance and develop a measurement feedback loop into the roadmap to continuously improve our capabilities.

Block Inc. specializes in financial services, providing a range of products designed to support small businesses and individual users. Its main product, Square, offers point-of-sale systems and payment processing solutions that help businesses manage transactions efficiently. The Cash App allows users to send money to each other, invest in stocks and Bitcoin, and use a customizable debit card for purchases. Block is also venturing into the music streaming industry with TIDAL and is focused on enhancing Bitcoin's utility and security through projects like Spiral and a dedicated hardware wallet. What sets Block apart from its competitors is its diverse ecosystem that integrates various financial services, making it easier for users to manage their finances in one place. The company's goal is to create a seamless and comprehensive financial experience for both businesses and consumers.

Company Size

10,001+

Company Stage

IPO

Total Funding

$477.1M

Headquarters

Oakland, California

Founded

2009

Simplify Jobs

Simplify's Take

What believers are saying

  • Block's integration of AI enhances fraud detection and security measures.
  • The rise of DeFi platforms offers new opportunities for Block's financial services.
  • Growing demand for ESG investing encourages Block to develop sustainable investment products.

What critics are saying

  • Increased competition from fintechs like Affirm and SoFi may erode Block's market share.
  • Block's recent fines for AML and security failures could damage its reputation.
  • The CE 100 Index's decline may affect investor confidence in Block.

What makes Block unique

  • Block offers a comprehensive suite of financial tools for small businesses.
  • Cash App provides versatile services, including peer-to-peer transfers and Bitcoin investments.
  • Block is expanding into music streaming with TIDAL and Bitcoin initiatives like Spiral.

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Benefits

Remote Work Options

Health Insurance

Flexible Work Hours

Family Planning Benefits

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

-2%

2 year growth

4%
PYMNTS
Feb 24th, 2025
Platforms Use Cards And Deposits To Become Alternatives To Traditional Banks

FinTechs — especially platforms — are capitalizing on the continued buildout of digital solutions and products, including cards, to give consumers an alternative to traditional banks. In doing so, and by offering a continuum of financial services, Block, Affirm, SoFi and PayPal, and are moving beyond the confines of commerce to become, in essence, banks themselves. The latest earnings reports from these firms underscore the increased use of cards, buy now, pay later (BNPL) and direct deposit activity tied to a single point of access (an app) that keeps customers transacting not only with merchants on the platforms, but off the platforms as well

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Block expands Afterpay on Cash App card

Block is rolling out Afterpay on its Cash App card this week after a year of testing the buy now, pay later service.

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Connecticut Joins Settlement With Cash App Owner Block, Inc., For Violations And Security Failures

Connecticut joins settlement with Cash App owner Block, Inc., for violations and security failures.

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Udine Wealth Management Inc. Invests $953,000 in Block, Inc. (NYSE:SQ)

Udine Wealth Management Inc. invests $953,000 in Block, Inc. (NYSE:SQ).

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Block Fined $255 Million Over Cash App AML and Fraud Failings

Block Inc. has been fined $255 million over AML and fraud failures on its Cash App platform, with penalties imposed by state regulators and the CFPB.