Full-Time
Loan and Business Development
First Southern National Bank
51-200 employees
Regional bank offering local decisions Kentucky
No salary listed
Nicholasville, KY, USA
In Person
Local residency and involvement in the local market are strongly preferred.
Bachelor's
 Finance & Banking (1) |
|---|
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- Three to five years of lending, sales, or similar experience.
- Excellent communication and interpersonal skills.
- Strong analytical and organizational skills.
- Develop and service new and existing relationships under the leadership and direction of the Community President.
- Work inside the office and in the community to increase the bank’s core loan and deposit portfolios in accordance with underwriting and relationship pricing guidelines.
- Know the bank’s loan, deposit, and other product and service offerings and effectively explain them to prospects.
- Manage all credit relationships in a professional manner and in timely compliance with bank and regulatory standards.
- Maintain community involvement to increase the bank’s visibility and develop new business relationships.
- Cure all identified credit and collateral exceptions.
- Continually monitor customers’ financial condition and repayment progress, including daily monitoring of delinquencies and significant overdrafts.
- Counsel delinquent loan customers, considering possibilities and agreeing upon a specific resolution path.
- Support and comply with all applicable laws, regulations, and bank policies and procedures.
- Perform other duties as assigned.
- A bachelor’s degree in business, finance, or a related field is preferred.
- Dependability and initiative.
- Local residency, education, employment, public and community service, and other local market involvement.
First Southern National Bank is a regional bank with branches across 12 Kentucky counties, offering personal and business banking, loans, and online financial services. Customers open accounts, deposit funds, apply for loans, and manage finances through local branches or fsnb.net, with decisions made locally and quickly. The bank differentiates itself with face-to-face service and fast, local decision-making rather than distant corporate processes, leveraging its Kentucky footprint. Its goal is to be the preferred bank in Kentucky by providing accessible financial solutions and personalized, community-focused service.
Company Size
51-200
Company Stage
N/A
Total Funding
N/A
Headquarters
Stanford, Kentucky
Founded
1982
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Simplify's Take
What believers are saying
- 2026 hires in Bowling Green, Hopkinsville, Lancaster, and Richmond expand commercial coverage.
- Q2 2026 deposits reached $1.12B, supporting loan funding without brokered money.
- Loan-to-deposit ratio at 71.01% leaves room for measured growth this year.
What critics are saying
- Q2 2026 net loan growth was -3.48%, signaling weak balance-sheet momentum.
- Heavy Kentucky concentration leaves revenue exposed to local credit shocks and competitors.
- Community-bank scale limits pricing power against larger regional lenders in 2026.
What makes First Southern National Bank unique
- Kentucky community bank with local presidents and branch-level loan officers.
- Banzai partnership embeds financial literacy into Lincoln County relationships.
- $1.28B assets and 95.65% core deposits show a sticky retail franchise.
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Company News
First Southern National Bank is working with Banzai to build financial literacy in the Lincoln County community by investing time, money, industry experience, and a variety of bank resources.
First Southern National Bank is thrilled to announce the promotion of Krystal Gunderson to the esteemed position of Community President.
Pam will officially retire from First Southern on July 12th.
First Southern National Bank proudly announces that Michael Elder is shifting roles and will join the Richmond team as a Loan and Business Development Officer.
First Southern National Bank is proud to announce that Micah Wade has joined the team as a Loan and Business Development Officer in Lancaster.