Full-Time

Principal – Cash Flow Underwriting Product

Posted on 11/6/2024

TransUnion

TransUnion

5,001-10,000 employees

Compensation Overview

$150.1k - $225kAnnually

+ Bonus + Long-term Incentives

Expert

Company Historically Provides H1B Sponsorship

Boca Raton, FL, USA + 4 more

More locations: Chicago, IL, USA | Alpharetta, GA, USA | Reston, VA, USA | New York, NY, USA

This is a hybrid position requiring in-person work at an assigned TU office location for a minimum of two days a week.

Category
Product Management
Product
Required Skills
Product Management
Risk Management
Data Analysis
Requirements
  • 10+ years of product management experience, with a significant portion focused on financial products, underwriting, or lending.
  • Proven track record of managing and launching products across multiple countries, with knowledge of regional financial markets.
  • Demonstrated ability to lead cross-functional and global teams, managing complex product roadmaps and multi-stakeholder projects.
  • Solid understanding of cash flow underwriting methodologies, data integration, and financial product design.
  • Excellent communication and interpersonal skills with the ability to manage senior stakeholders and external partners.
  • Bachelor’s degree required; MBA or equivalent advanced degree preferred.
Responsibilities
  • Develop and implement the global strategy for cash flow underwriting products, ensuring alignment with the company’s broader business goals.
  • Continuously assess market trends, customer needs, and competitive landscapes to identify opportunities for growth and differentiation.
  • Oversee the entire product lifecycle from conceptualization to delivery for cash flow underwriting products.
  • Manage and optimize existing products, driving continuous improvement based on feedback from internal and external stakeholders.
  • Spearhead the development of new global products that can scale across different regions, tailoring them to the specific requirements of each market while maintaining consistency with global standards.
  • Engage with regional teams to understand specific market conditions, regulatory environments, and customer behaviors to localize and optimize alternative data products.
  • Foster strong collaboration between global product teams, engineering, risk, and business units to ensure seamless product execution.
  • Act as the subject matter expert for Cash Flow Underwriting, providing guidance to internal stakeholders on data strategies and product capabilities.
  • Support the global roll-out of new underwriting products, working with country teams to ensure smooth adoption and integration into local workflows.
  • Develop detailed go-to-market plans, training, and support materials to aid regional teams in successful product implementation.
  • Utilize data analytics and feedback loops to continuously monitor product performance and customer satisfaction.
  • Use key metrics to drive product iterations, ensuring ongoing market relevance and superior customer experience.
  • Ensure that products comply with regulatory standards across all jurisdictions, working closely with legal and compliance teams.
  • Proactively identify potential risks and develop mitigation strategies.
  • Build and maintain relationships with key partners, including fintech companies, data providers, and other external vendors, to enhance product capabilities.
  • Negotiate contracts and manage vendor performance to ensure alignment with product goals and deliverables.
Desired Qualifications
  • MBA or equivalent advanced degree preferred.

Company Size

5,001-10,000

Company Stage

IPO

Total Funding

$3.9M

Headquarters

Chicago, Illinois

Founded

1968

Simplify Jobs

Simplify's Take

What believers are saying

  • TransUnion's focus on digital identity solutions aligns with growing market demand.
  • Integration of AI and satellite imagery in finance offers significant growth potential.
  • Investment in Bud supports financial inclusion, expanding TransUnion's market reach.

What critics are saying

  • Regulatory hurdles may delay Monevo acquisition, impacting financial projections.
  • High competition in identity verification could challenge TransUnion's market position.
  • Strategic investments may not yield expected returns, posing financial risks.

What makes TransUnion unique

  • TransUnion's acquisition of Monevo enhances its consumer lending technology capabilities.
  • Investment in SatSure positions TransUnion at the forefront of agricultural finance innovation.
  • Strategic stake in Truework strengthens TransUnion's income and employment verification services.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Mental Health Support

Disability Insurance

Paid Parental Leave

Adoption Assistance

Fertility Treatment Support

Legal Services

Long-Term Care Insurance

Commuter Benefits

Tuition Reimbursement

Charity Gift Matching

Employee Stock Purchase Plan

401(k) Retirement Plan

401(k) Company Match

Company News

Benzinga
Jan 8th, 2025
TransUnion to Acquire Monevo Platform

TransUnion (NYSE:TRU) has agreed to acquire the remaining equity of UK-based Monevo, a credit prequalification and distribution platform, from Quint Group Limited. TransUnion, which already owns 30% of Monevo, aims to enhance consumer lending experiences by integrating Monevo's technology. The acquisition is expected to close by Q2 2025, pending regulatory approvals, and will be funded with existing cash. Financial terms were not disclosed.

Business Wire
Apr 10th, 2024
ID5 Announces $20 Million in Series B Funding

Today, ID5, the market-leading identity provider for digital advertising, announced a Series B funding round of $20 million. This investment, the larg

Life Care News
Apr 2nd, 2024
TransUnion Takes Minority Stake in India’s DeepTech Startup SatSure to Revolutionize Agricultural Finance

BANGALORE, India, April 2, 2024 /PRNewswire/ -- SatSure, a pioneering DeepTech company specializing in helping enterprises improve their quality of decisions with earth observation data, is pleased to announce an equity investment from TransUnion (NYSE: TRU), the global information and insights company. India-based SatSure leverages satellite imagery and artificial intelligence (AI)…

Global Village Space
Jun 14th, 2023
TransUnion invests $24M in Truework to target Equifax

Truework, an income and employment verification platform used by banks, lenders, property managers and employers, today announced a strategic partnership and $24 million in equity funding from…

This Is Bud
Feb 1st, 2023
TransUnion investment in Bud to drive financial inclusion in lending

We’re delighted to share that global insights and information company TransUnion has made a strategic investment in Bud to support financial inclusion.

INACTIVE