Underwriter

In this role you will be responsible for developing skills in all three of the Company’s key proficiencies while supporting the Account Managers, primarily on underwriting issues.
Key responsibilities will include:
Provides assistance to Account Managers in handling underwriting details such as linesetting, reinsurance needs and placement, MFL studies, rating and pricing, analysis of coverages, terms and conditions, value analysis and certificates of insurance.
Gains and maintains a good knowledge of the underwriting guidelines, policy terms and conditions, profitability analysis and pricing to assist the Account Manager in program analysis and design.
By working with the Account Manager on program structure and linesetting, gains an understanding of FM’s capacities and the use of the reinsurance placement and documentation practices (RATS).
Assist the Account Manager in account servicing activities including preparing for internal and external meetings, presentations, proposals to begin developing account management and effective presentation skills.
Applies relationship skills to identify clients’ operating strategies and business goals as well as identify strategic players to develop client servicing plans under the mentorship of an Account Manager.
Learns loss prevention and control concepts, including how to read and apply information from Risk Reports and apply their knowledge to assist the Account Manager in exposure identification and analysis.
The expectation is that you will complete all vital training in underwriting and other areas to attain underwriting binding authority.

•    Bachelor’s degree or equivalent qualification.
•    2+ years insurance or financial industry experience preferred!
•    Basic proficiency level in the competencies of Account Management, Business Communications, Exposure Analysis, Negotiations, Presentation Skills, Program Structure & Linesetting and Relationships.
•    Intermediate proficiency level in the competencies of Interpersonal Skills, Planning & Organizing, Policy Terms & Conditions, Profitability Analysis & Pricing and Underwriting Guidelines.
•    Flexibility in prioritizing and handling diverse activities and workload.
•    Excellent communication skills—written, presentational and verbal.
•    Strong analytical and problem-solving skills with considerable attention to detail.
•    Excellent computer skills.
Title and compensation will be commensurate with experience.  The position is eligible to participate in FM’s comprehensive Total Rewards program that includes an incentive plan, generous health and well-being programs, a 401(k) and pension plan, career development opportunities, tuition reimbursement, flexible work, time off allowances and much more.

FM is an Equal Opportunity Employer and is committed to attracting, developing, and retaining a diverse workforce.