Full-Time

Senior iOS Engineer

Posted on 10/10/2024

Monzo

Monzo

1,001-5,000 employees

Digital-only banking platform for personal finance

Fintech
Financial Services

Compensation Overview

£95k - £150kAnnually

+ Stock Options

Senior

H1B Sponsorship Available

London, UK + 1 more

More locations: Cardiff, UK

Hybrid role with ad hoc meetings in London.

Category
IOS Development
Software Engineering
Required Skills
iOS/Swift
Requirements
  • You are excited about and have experience in programming in Swift
  • You’ve shipped and iterated on at least one app in the App Store
  • You have a product mindset: you care about customer outcomes and you want to make data-informed decisions
  • You love turning excellent design into beautiful products
  • You’re comfortable working in a team that deals with ambiguity
  • You have an understanding of the principles of computer science
Responsibilities
  • You’ll be working on a product that is a part of day to day life for more than 6 million people already, and your work here will shape the way that people interact with their finances.
  • This role is all about collaborating across disciplines to test hypotheses and make a difference to customers.
  • As an iOS engineer at Monzo you'll work in a small, autonomous product squad alongside Android Engineers, Backend Engineers, User Researchers, Product Designers, Product Managers, QA Testers, Data Scientists and Business Analysts.
  • You and your team will be responsible for an overall company goal, rather than building a specific feature - you'll have the opportunity to have impact on both *what* we build, and *how* we build it.
  • Every week we meet as a discipline to discuss tools, techniques, problems we're encountering across the company and work together to improve our codebase and processes.

Monzo operates as a digital-only banking platform focused on providing a modern and convenient way for individuals to manage their finances. Its primary product is a user-friendly mobile app that enables customers to track their income, spending, and savings easily. The app includes features that help users save money, such as automatically setting aside a portion of their paycheck or rounding up payments to the nearest dollar. Monzo generates revenue through interest on customer deposits, fees for certain services, and interchange fees from card transactions. Additionally, it offers overdrafts and personal loans as part of its services. What sets Monzo apart from traditional banks is its real-time balance updates and instant spending notifications, which help customers stay informed about their finances. With over 8 million customers, Monzo aims to meet the growing demand for accessible, mobile-first banking solutions.

Company Stage

Late Stage VC

Total Funding

$1.9B

Headquarters

London, United Kingdom

Founded

2015

Growth & Insights
Headcount

6 month growth

8%

1 year growth

23%

2 year growth

62%
Simplify Jobs

Simplify's Take

What believers are saying

  • Monzo achieved its first full year of profitability in 2024.
  • Monzo's customer base exceeds 10 million personal customers in the UK.
  • Monzo's expansion into Europe and the US opens new revenue streams.

What critics are saying

  • Monzo breached UK banking regulations, risking customer trust and reputation.
  • Increased competition from digital banks could erode Monzo's market share.
  • Regulatory challenges in new markets could increase compliance costs.

What makes Monzo unique

  • Monzo offers real-time updates and instant notifications for transactions via its app.
  • Monzo's 'Pots' feature allows users to set aside money for specific purposes.
  • Monzo Plus provides premium features like custom card designs and travel insurance.

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Benefits

Competitive salary

Flexible working hours

Work from home

Stock options

32 days of paid vacation and public holidays per year

Health insurance

EAP

Learning budget

Home office stipend

Paid parental leave

INACTIVE