Full-Time

Director National Accounts

Updated on 9/8/2026

Deadline 10/31/26
Bank of Montreal

Bank of Montreal

10,001+ employees

Personal, business banking and capital markets

Compensation Overview

CA$85.5k - CA$185k/yr

+ Commission + Performance-based incentives + Discretionary bonuses

Mississauga, ON, Canada

In Person

Bachelor's

Category
Finance & Banking (1)
Required Skills
Sales
Risk Management
Customer Service

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Requirements
  • At least 10 years of relevant experience in relationship management, account management, or portfolio management in a corporate or similarly segmented banking environment with sales metrics is preferred.
  • A bachelor's degree is required; Business Administration, Finance, and Accounting are preferred. A related discipline or commensurate work experience may also be considered.
  • For credit-qualifiable roles, credit qualifications and associated credit knowledge and skills must meet the credit portfolio requirements and qualification standards.
  • Advanced proficiency in project management and change management.
  • Expert proficiency in product knowledge, regulatory compliance, deal structuring, portfolio management, credit risk assessment, customer service, stakeholder management, negotiation, and customer relationship building.
Responsibilities
  • Facilitate growth for the bank through business development and management of key client relationships while maintaining a significant record of revenue generation from sales and syndications.
  • Act as an escalation point for complex client issues, using strategic problem-solving to resolve conflicts and maintain strong client relationships.
  • Lead the structuring of high-value, complex deals and credit approvals in alignment with client needs.
  • Oversee credit approvals and drive pricing coordination while advocating for clients and aligning with bank objectives.
  • Drive negotiations for high-value, complex transactions and credit approvals.
  • Manage high-value client portfolios to drive cross-selling, retention, and profitability.
  • Implement cross-selling initiatives, drive client engagement, and transition opportunities into revenue-generating sales.
  • Lead market coverage strategies to expand portfolios, identify opportunities, and align with business goals.
  • Represent the bank at industry forums and conferences and use market, competitive, and product insights to inform strategic decisions.
  • Engage with senior leadership and cross-functional teams to align strategies, address client needs, and drive holistic business solutions.
  • Deliver reports to bank leadership on team performance, client satisfaction, market trends, and strategic initiatives.
  • Provide strategic advice on loan products, options, rates, terms, and collateral requirements.
  • Build and maintain long-term relationships with high-value and strategic clients while providing strategic advice on financial solutions.
  • Structure deals, secure credit approvals, negotiate high-value transactions, and identify cross-selling opportunities.
  • Analyze market trends, client industry developments, and competitive positioning to inform client solution strategies and optimize client satisfaction.
  • Work with internal teams and stakeholders to define products, solutions, and strategies that fit client needs.
  • Identify share-of-wallet opportunities.
  • Use analysis tools to grow a portfolio that exceeds return-on-equity thresholds and proactively evaluate client returns.
  • Ensure adherence to regulatory requirements, internal controls, and compliance policies in relationship management.
  • Operate at a group or enterprise-wide level and serve as a specialist resource to senior leaders and stakeholders.
  • Apply expertise and creative problem-solving to complex and non-routine situations.
  • Implement changes in response to shifting trends.
  • Apply the Risk Management Framework and make risk-informed decisions that protect assets and comply with applicable policies, laws, and regulations.
  • Perform other broader work or accountabilities as assigned.
Desired Qualifications
  • At least 10 years of relevant experience in relationship management, account management, or portfolio management in a corporate or similarly segmented banking environment with sales metrics.

Bank of Montreal (BMO) is a diversified financial services provider offering personal, business, and commercial banking, along with capital markets and wealth management, across Canada and the United States. Individuals use personal banking for everyday needs and loans, households can obtain mortgages and credit products, and businesses access commercial loans, treasury/cash management, and industry-specific advice. In capital markets, BMO assists clients with raising capital, trading, and research, while wealth management delivers investment strategies and asset management for portfolios. The company aims to help clients manage and grow their money through a full range of financial services for individuals, small businesses, large corporations, and public sector entities in North America.

Company Size

10,001+

Company Stage

IPO

Headquarters

Toronto, Canada

Founded

1988

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q3 2026 adjusted net income rose 19% to $2.859 billion despite one-time charges.
  • Credit losses fell to $722 million, with impaired provisions at a 10-quarter low.
  • BMO's Moneris sale should add about 15 basis points to CET1 and fund redeployment.

What critics are saying

  • FCAC fined BMO $4 million in February 2026 for charging 101,091 customers incorrectly.
  • The Moneris sale and branch exits signal shrinking fee and deposit bases through early 2027.
  • BMO faces fraud and negligence litigation in B.C. tied to alleged $867,000 transfers.

What makes Bank of Montreal unique

  • BMO spans Canada and U.S., then narrows capital toward higher-return markets in 2026.
  • Its capital markets, wealth, and commercial franchises produced record pre-provision earnings in Q3 2026.
  • BMO keeps a strong 13.0% CET1 ratio while actively reshaping its portfolio.

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Benefits

Health Insurance

Tuition Reimbursement

Accident and Life Insurance

401(k) Retirement Plan

Professional Development Budget

Hybrid Work Options

Company News

Newswire
Sep 8th, 2026
Bank of Montreal issues $1B AT1 capital notes at 7.375% interest rate

Bank of Montreal has priced a USD 1 billion offering of Additional Tier 1 Limited Recourse Capital Notes, Series 7. The notes will carry a 7.375% annual interest rate, paid quarterly, until November 2036, after which the rate will reset every five years based on the 5-year US Treasury Rate plus 2.579%. The LRCNs will mature on 26 November 2086, with an expected closing date of 16 September 2026. BMO may redeem the notes, subject to regulatory approval, starting from November 2036 on any quarterly interest payment date with 10 to 60 days' notice. The proceeds will support general banking purposes and are expected to qualify as Additional Tier 1 capital for regulatory purposes. BMO Capital Markets, Barclays, Citigroup, Goldman Sachs, Morgan Stanley, and UBS are joint book-running managers for the offering.

Yahoo Finance
Sep 7th, 2026
BMO sells 138 US branches to First-Citizens Bank for $5.7B in deposits

BMO Financial Group has completed the sale of 138 branch locations to First-Citizens Bank & Trust Company. The branches are located across North Dakota, South Dakota, Wyoming, Nebraska, Kansas, Missouri, Oklahoma, Idaho, and selected locations in Minnesota, Oregon and Illinois. Under the agreement, First-Citizens Bank acquired approximately $5.7bn in deposit liabilities and $1.1bn in loans. The deal, first announced in October last year, forms part of BMO's strategy to reallocate capital towards markets with stronger client engagement and growth prospects. BMO plans to expand its presence in Western US markets, adding over 130 new sites in California and about 15 in Arizona. This would increase its California footprint by more than 50%.

The Financial Technology Report
Aug 31st, 2026
BMO recruits Wells Fargo executive Brent Reston as U.S. Chief Digital Officer.

BMO recruits Wells Fargo executive Brent Reston as U.S. Chief Digital Officer. Published. August 31, 2026 Canadian banking giant BMO has recruited former Wells Fargo managing director Brent Reston as Chief Digital Officer for its U.S. division, putting him in charge of sweeping tech integration across newly consolidated regional operations. Reston steps into the role following the departure of former head of U.S. banking digital and technology Brianna Elsass, who recently concluded a decade-long tenure at BMO to join Wisconsin-based Associated Bank. Bringing deep industry experience, Reston previously led mobile app overhauls, deployed the Fargo AI virtual assistant, and launched digital lending products during his four years at Wells Fargo. His career background also features eight years driving client experience initiatives at Bank of America alongside five years handling corporate strategy at Merrill Lynch. As first reported by FinTech Futures, BMO U.S. President Aron Levine confirmed on LinkedIn that the executive will "play a key role in helping us accelerate our digital strategy and continue building exceptional experiences for our clients." The leadership hire coincides with a major physical restructuring, marked by BMO's pending transaction to offload 138 retail locations across the Midwest and Great Plains regions to First Citizens Bank by mid-2026. Capital generated from these regional branch sales will fund the rollout of 130 new physical branches in California and 15 locations in Arizona over the next five years, focusing expansion efforts on high-growth retail markets that currently generate over 40% of BMO's total corporate earnings.

Yahoo Finance
Aug 25th, 2026
BMO reports Q3 2026 adjusted net income of $2.9B, up 19% despite goodwill charge

BMO Financial Group reported third-quarter 2026 net income of $1,750 million, down 25% from $2,330 million year-over-year. Earnings per share fell to $2.38 from $3.14. The decrease was driven by a goodwill reduction charge related to the sale of BMO's Transportation and Vendor Finance businesses. Adjusted net income rose 19% to $2,859 million, with adjusted EPS increasing 22% to $3.96. Adjusted return on equity reached 14.0%, compared with 12.0% in the prior year. Provision for credit losses decreased to $722 million from $797 million. All business segments delivered record pre-provision pre-tax earnings, with growth in Capital Markets, Wealth Management, and commercial lending in Canada and the US. Year-to-date reported net income increased 7% to $6,869 million.

Grafa
Aug 25th, 2026
BMO adjusted profit climbs to $2.9 billion, up 19%.

BMO adjusted profit climbs to $2.9 billion, up 19%. * BMO Financial Group (NYSE:BMO) reported Q3 2026 adjusted net income of $2.859 billion, up 19% year over year. * Reported net income declined 25% to $1.75 billion due to a $962 million after-tax goodwill-related charge. * BMO declared a Q4 2026 dividend of $1.71 per share and plans a new share repurchase program. BMO Financial Group (NYSE:BMO) reported third-quarter 2026 net income of $1.75 billion, down 25% year over year, while adjusted net income increased 19% to $2.859 billion after excluding a goodwill-related charge. The company's reported earnings were affected by a $962 million after-tax charge related to the announced sale of its Transportation and Vendor Finance businesses, while adjusted EPS increased 22% to $3.96 from the prior-year period. BMO reported earnings per share of $2.38, reported return on equity of 8.4%, and adjusted return on equity of 14%, while provisions for credit losses declined to $722 million from $797 million. The bank's Common Equity Tier 1 capital ratio was 13%, and BMO declared a fourth-quarter 2026 dividend of $1.71 per common share while repurchasing 3.8 million shares during the quarter. BMO stated that it intends to establish a new normal course issuer bid (NCIB) for up to 25 million shares, subject to regulatory and exchange approvals. BMO Financial Group provides banking, wealth management, and capital markets services across North America, with its latest results reflecting earnings growth across operating segments. Frequently asked questions. BMO signals