Full-Time

Netcredit Collections Representative

Remote

Posted on 9/23/2024

Enova

Enova

1,001-5,000 employees

Online financial services and credit solutions

Fintech
Financial Services

Entry, Junior

No H1B Sponsorship

Remote in USA

Candidates must reside within 100 miles of Chicago, IL, South Jordan, UT, or in IA, MO, WI, and WY.

Category
Risk Management
Finance & Banking
Required Skills
Customer Service
Requirements
  • 1 or more years of collections experience
  • Experience in a call center setting is preferred
  • Proficient in phone communication and verbal skills, with a keen ability to actively listen
  • Familiarity with CRM systems and their practices
  • Customer-centric approach with adaptability to various personality types
  • Strong multitasking abilities, adept at setting priorities and managing time effectively
Responsibilities
  • Efficiently manage both incoming and outgoing calls to address customers with overdue loan payments
  • Work with customers to find solutions for overdue accounts, negotiate payment plans, and facilitate arrangements for bringing accounts up to date
  • Address customer concerns and resolve issues related to overdue payments, demonstrating empathy and professionalism
  • Maintain effective communication with customers, explaining the consequences of overdue payments and providing assistance in resolving financial issues.
  • Update and maintain accurate records of customer interactions, payment arrangements, and any other relevant information in Enova's database

Enova provides online financial services, focusing on accessible credit solutions for non-prime consumers and small businesses. Their platform uses machine learning to evaluate creditworthiness, allowing them to offer loans to individuals with lower credit scores who may struggle to obtain financing from traditional banks. Enova differentiates itself by targeting underserved markets, addressing the financial challenges faced by many Americans and small businesses. The company generates revenue through interest and fees on its diverse range of financial products, including personal loans and lines of credit. Additionally, Enova partners with traditional banks to enhance their credit offerings, expanding access to financial services. The goal of Enova is to help hardworking individuals and businesses gain access to reliable credit while promoting diversity and inclusion within its workforce.

Company Stage

IPO

Total Funding

$400M

Headquarters

Chicago, Illinois

Founded

2004

Growth & Insights
Headcount

6 month growth

1%

1 year growth

4%

2 year growth

18%
Simplify Jobs

Simplify's Take

What believers are saying

  • Enova's machine learning platform enables tailored financial solutions for underserved markets.
  • The company's recent $500 million bond issuance reflects strong investor confidence.
  • Enova's consistent revenue growth highlights its effective business model and market demand.

What critics are saying

  • Rising interest rates could increase borrowing costs and affect profitability.
  • Regulatory scrutiny on high-interest lending practices may impact Enova's business model.
  • Increased competition from fintech startups could erode Enova's market share.

What makes Enova unique

  • Enova uses machine learning to assess creditworthiness and manage risk effectively.
  • The company offers a diverse range of financial products for non-prime consumers and businesses.
  • Enova collaborates with traditional banks to enhance their credit offerings using its technology.

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Benefits

Advance your career - We have a dedicated training team focused on giving you the tools you need to succeed within your department, within the company and in your career. The focus starts day one with a robust onboarding program and continues throughout your career at Enova.

See the benefits - Full-time employees receive medical, dental and vision benefits; matching 401(k); PTO; commuter benefits; flexible spending accounts for health care and dependent daycare; and more!

Be recognized - There’s plenty of room for both lateral and upward movement here at Enova. We’re always interested in promoting from within, and we keep a lookout for top talent who are ready to advance.

Get your perks - Full-time employees can receive tuition reimbursement, one-month paid sabbatical after four years, discounted massages, manicures and other perks.

Give back - We work throughout the year to partner with local charities and assist our neighbors in need. We also offer a charitable match program — allowing team members to double their impact when they donate money to charity.

Have fun - We like challenges here; maybe that’s why we have so many games, competitions and outings. There are a number of ways you can scratch your competitive itch and have fun!

INACTIVE