Full-Time

Netcredit Loan Processing Representative

Posted on 2/17/2025

Enova

Enova

1,001-5,000 employees

Online financial services and credit solutions

Fintech
Financial Services

Compensation Overview

$17Hourly

+ Bonus

Entry, Junior

No H1B Sponsorship

Remote in USA

Candidates must reside in the state of Arizona, Iowa, Idaho, Illinois, Indiana, Minnesota, Missouri, New Mexico, Nevada, Utah, Wisconsin, or Wyoming.

Category
Insurance
Finance & Banking
Required Skills
Customer Service

You match the following Enova's candidate preferences

Employers are more likely to interview you if you match these preferences:

Degree
Experience
Requirements
  • Experience in a call center setting is preferred
  • Proficient in phone communication and verbal skills, with a keen ability to actively listen
  • Familiarity with CRM systems and their practices
  • Customer-centric approach with adaptability to various personality types
  • Strong multitasking abilities, adept at setting priorities and managing time effectively
Responsibilities
  • Manage a queue of loan applications, ensuring compliance with established quality standards for processing
  • Handle inbound calls from customers regarding their loan application
  • Initiate outbound calls to customers to verify details on loan applications and collect additional information if required
  • Resolve customer issues efficiently through phone, email, or fax communication channels
  • Keep customer accounts meticulously updated with accurate information

Enova provides online financial services, focusing on accessible credit solutions for non-prime consumers and small businesses. Their platform uses machine learning to evaluate creditworthiness, allowing them to offer loans to individuals with lower credit scores who may struggle to obtain financing from traditional banks. Enova differentiates itself by targeting underserved markets, addressing the financial challenges faced by many Americans and small businesses. The company generates revenue through interest and fees on its diverse range of financial products, including personal loans and lines of credit. Additionally, Enova partners with traditional banks to enhance their credit offerings, expanding access to financial services. The goal of Enova is to help hardworking individuals and businesses gain access to reliable credit while promoting diversity and inclusion within its workforce.

Company Size

1,001-5,000

Company Stage

IPO

Total Funding

$400M

Headquarters

Chicago, Illinois

Founded

2004

Simplify Jobs

Simplify's Take

What believers are saying

  • Increased digital banking adoption expands Enova's market for online financial solutions.
  • Advancements in machine learning improve Enova's risk management and loan approval processes.
  • Global financial inclusion initiatives encourage partnerships, expanding Enova's collaborative opportunities.

What critics are saying

  • Emerging fintech startups offering similar solutions could erode Enova's market share.
  • Rising interest rates may increase borrowing costs, impacting Enova's profitability.
  • Intensifying regulatory scrutiny on non-prime lending could lead to operational challenges.

What makes Enova unique

  • Enova uses machine learning to offer tailored credit solutions to non-prime consumers.
  • The company collaborates with traditional banks to enhance their credit offerings.
  • Enova's diverse product range includes personal loans, small business loans, and lines of credit.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Advance your career - We have a dedicated training team focused on giving you the tools you need to succeed within your department, within the company and in your career. The focus starts day one with a robust onboarding program and continues throughout your career at Enova.

See the benefits - Full-time employees receive medical, dental and vision benefits; matching 401(k); PTO; commuter benefits; flexible spending accounts for health care and dependent daycare; and more!

Be recognized - There’s plenty of room for both lateral and upward movement here at Enova. We’re always interested in promoting from within, and we keep a lookout for top talent who are ready to advance.

Get your perks - Full-time employees can receive tuition reimbursement, one-month paid sabbatical after four years, discounted massages, manicures and other perks.

Give back - We work throughout the year to partner with local charities and assist our neighbors in need. We also offer a charitable match program — allowing team members to double their impact when they donate money to charity.

Have fun - We like challenges here; maybe that’s why we have so many games, competitions and outings. There are a number of ways you can scratch your competitive itch and have fun!

Growth & Insights and Company News

Headcount

6 month growth

-1%

1 year growth

0%

2 year growth

2%
PYMNTS
Feb 5th, 2025
Steady Credit Quality Fuels Enova’S 20% Surge In Loan Originations

Enova International’s fourth quarter growth — with double-digit gains in loan originations and revenues — showed strength across small business demand and lending to consumers. The FinTech uses machine learning and digital channels to extend its loans, including to subprime and near-prime borrowers. CEO David Fisher said on the conference call that, in addition, credit metrics tied to Enova’s consumer lending operations were stable

PR Newswire
Jan 21st, 2025
Enova Announces Date Of Fourth Quarter And Full Year 2024 Financial Results Conference Call

CHICAGO, Jan. 21, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's fourth quarter and full year 2024 financial results will be released after the market close on Tuesday, February 4, 2025.Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press release and supplemental financial information.The U.S. dial-in for the call is 1-855-560-2575 (1-412-542-4161 for non-U.S

Stock Titan
Dec 19th, 2024
Enova Earns 12th Consecutive Recognition as Best Place to Work in IT

CHICAGO, Dec. 19, 2024 /PRNewswire/ - For the 12th consecutive year, Enova International (NYSE: ENVA), a leading financial technology company powered by machine learning and world-class analytics, has been recognized as one of Foundry's Computerworld Best Places to Work in IT.

PR Newswire
Aug 12th, 2024
Enova Announces Closing Of $500.0 Million Of Senior Unsecured Notes Due 2029

CHICAGO, Aug. 12, 2024 /PRNewswire/ -- Today, Enova International, Inc. (NYSE: ENVA) ("Enova" or the "Company"), a leading financial services company powered by machine learning and world-class analytics, issued $500 million in aggregate principal amount of Senior Notes due 2029 (the "Notes"). The Notes were offered at a price of 100.000% of the principal amount and will bear interest at 9.125% per annum.Enova is using the net proceeds from the offering of the Notes (1) to repurchase its outstanding series of senior notes due 2025 (the "2025 Notes") pursuant to the previously announced tender offer and consent solicitation, (2) to fund the redemption of any remaining 2025 Notes (the "2025 Notes Redemption") and the related accrued interest, (3) to pay fees and expenses related to the offering of the Notes, the tender offer and consent solicitation and the 2025 Notes Redemption, (4) to repay outstanding indebtedness under the Company's revolving credit facility, and (5) for general corporate purposes."The successful completion of our latest bond issuance underscores investor confidence in our focused growth strategy and consistently strong financial performance, powered by our diverse product offerings and world-class machine learning risk management systems," said David Fisher, Enova CEO.About EnovaEnova is a leading financial services company with powerful online lending that serves small businesses and consumers who are underserved by traditional banks. Through its world-class analytics and machine learning algorithms, Enova has provided more than 10.5 million customers with over $56 billion in loans and financing. You can learn more about the company and its portfolio of businesses at www.enova.com.Important Notice Regarding Forward-Looking StatementsThis release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 about the business, financial condition and prospects of the Company

PR Newswire
Aug 7th, 2024
Enova Announces New Board Member Lindsay Corby

CHICAGO, Aug. 7, 2024 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, announced today that Lindsay Corby will join Enova's Board of Directors, effective immediately."We are excited to welcome Lindsay to Enova's Board," said David Fisher, Enova CEO. "Her extensive financial industry experience will be a tremendous asset as we continue to execute our focused growth strategy and deliver value to shareholders.". Lindsay Corby will join Enova’s Board of DirectorsCorby currently serves as Chief Financial Officer at Chicago Trading Company. Prior to that, she served as Chief Financial Officer at Byline Bank, the banking subsidiary of Byline Bancorp, Inc., and held senior leadership roles at BXM Holdings, Inc. and Keefe and Bruyette Woods