Full-Time

AI Engineer

Automated Channels Transformation

Deadline 9/12/26
Fifth Third Bank

Fifth Third Bank

10,001+ employees

Banking, loans, mortgages, and wealth management

No salary listed

Cincinnati, OH, USA

In Person

Relocation to Cincinnati, Ohio is required.

Bachelor's

Category
Software Engineering (1)
Required Skills
LLM
Agile
Python
Git
Data Structures & Algorithms
Java
Docker
RAG
TypeScript
AWS
Go
LangGraph
Terraform
Observability
LangChain
DevOps
Data Analysis

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Requirements
  • A bachelor's degree in Computer Science, Statistics, Data Science, Mathematics, or a related technical field is required.
  • At least 6 years of experience developing software or artificial intelligence solutions in production environments is required.
  • Strong programming skills in Python, TypeScript, Java, Go, or similar languages used for artificial intelligence engineering and software development are required.
  • Expertise in generative artificial intelligence techniques, including context engineering, large language model fine-tuning, retrieval-augmented generation, evaluation frameworks, model context protocol, loop or graph engineering, skills or open knowledge format, and agentic system design is required.
  • Experience with cloud computing platforms, especially Amazon Web Services, is preferred.
  • Familiarity with prompt optimization, retrieval tuning, caching, and model selection to improve generative artificial intelligence performance, latency, cost, and reliability is required.
  • Knowledge of agent frameworks such as LangChain, LangGraph, LlamaIndex, Semantic Kernel, Strands, Google ADK, Anthropic SDK, or OpenAI SDK is required.
  • Proficiency with version control systems such as Git and GitHub is required.
  • Understanding of continuous integration and continuous delivery pipelines and DevOps practices is required.
  • Experience with containerization and infrastructure as code using Docker and Terraform is required.
  • Knowledge of data structures, algorithms, and software design principles is required.
  • Curiosity and adaptability to learn new skills, techniques, tools, and frameworks as artificial intelligence technologies and business needs evolve are required.
  • Ability to communicate clearly, build consensus, and present ideas effectively in written and verbal formats is required.
  • Ability to promote knowledge sharing and support cross-team collaboration is required.
  • Sound analytical judgment to solve problems, prioritize competing demands, and work independently is required.
  • Ability to work in Agile environments and with standard business productivity tools is required.
  • Understanding of ethical considerations and responsible practices for artificial intelligence deployment is required.
  • Willingness to relocate to Cincinnati, Ohio is required.
Responsibilities
  • Design and build generative artificial intelligence and agentic systems that solve business problems and deliver measurable value.
  • Develop artificial intelligence agents that use reasoning, planning, retrieval, and tool integration to complete complex tasks.
  • Evaluate artificial intelligence agents before and after deployment to drive continuous improvement and ensure system effectiveness.
  • Research, prototype, and apply emerging artificial intelligence models, agent frameworks, orchestration patterns, and enterprise development practices.
  • Design and execute experiments to evaluate prompts, retrieval strategies, agent workflows, tool integrations, and user experience.
  • Conduct data analysis comparing prompts, workflows, and tools across runtime, accuracy, and output quality; report results for governance processes; and quantify return on investment for artificial intelligence solutions.
  • Use supervised and unsupervised learning techniques to understand customer needs on supported channels and inform decision-making.
  • Define success metrics for each artificial intelligence use case, including containment, time to resolution, customer satisfaction, and sentiment.
  • Monitor agent performance in production, including latency, failure rates, tool-call success, escalation rates, retry behavior, and cost per interaction.
  • Produce evidence for artificial intelligence governance reviews, including evaluation results, control effectiveness, model and tool performance, and risk-mitigation outcomes.
  • Deliver complex artificial intelligence projects and cross-team initiatives with limited supervision, ensuring solutions are integrated, scalable, and compliant.
  • Serve as a technical authority for colleagues by influencing architectural decisions and shaping engineering standards across products and platforms.
  • Partner with product owners and line-of-business teams to understand day-to-day workflows, identify automation opportunities, and translate business needs into well-defined artificial intelligence and agentic use cases with clear objectives, constraints, and success criteria.
  • Educate technical teams, business stakeholders, and senior leaders on artificial intelligence concepts, solution designs, recommendations, opportunities, and emerging trends through clear, practical guidance.
  • Collaborate with software engineers, cloud engineers, data engineers, and data scientists to integrate artificial intelligence solutions into existing systems and products.
  • Work with compliance, security, and risk teams to ensure artificial intelligence systems meet governance, regulatory, and responsible artificial intelligence requirements before and after deployment.
Desired Qualifications
  • An advanced degree is preferred but not required.
  • Experience with cloud computing platforms, especially Amazon Web Services, is preferred.
  • Experience designing observability systems for artificial intelligence applications is preferred.

Fifth Third Bank offers banking products and services for individuals, small businesses, and commercial clients, including deposits, loans, mortgages, insurance, and wealth management. Customers access these offerings through branches and online platforms (53.com), with advisory services for investment and retirement planning. The bank earns revenue from interest on loans, banking fees, and commissions from insurance and investment products. Its goal is to provide comprehensive financial solutions and support community financial education while growing through a mix of fees, interest, and advisory revenue.

Company Size

10,001+

Company Stage

IPO

Headquarters

Cincinnati, Ohio

Founded

1858

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q2 2026 Newline deposits rose $2.1 billion, with fee revenue up 35%.
  • Fifth Third opened Texas branches in April 2026 and targets 250 locations by 2029.
  • Comerica conversion finished September 8, 2026, unlocking synergies and deposit gathering immediately.

What critics are saying

  • Fifth Third cut 502 Farmington Hills jobs; more Comerica integration pain hits through 2026.
  • CFPB auto-lending and credit-card actions still shadow compliance, scrutiny, and remediation costs.
  • Tricolor noteholder litigation and legacy credit issues threaten capital, reputation, and management attention.

What makes Fifth Third Bank unique

  • Fifth Third pairs a Midwest retail bank with Newline, a trillion-dollar embedded-payments engine.
  • The Comerica deal created 1,500 branches across 17 of 20 fastest-growing U.S. metros.
  • Wealth, commercial payments, and consumer banking diversify revenue beyond spread income.

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Benefits

Health Insurance

Paid Sick Leave

Paid Holidays

Performance Bonus

Flexible Work Hours

Company News

Associated Press
Sep 8th, 2026
Fifth Third completes Comerica conversion, creating $300B bank with 1,500 branches across US

Fifth Third Bancorp has completed the technical conversion of approximately 600,000 customer accounts and 293 banking centres from Comerica across Arizona, California, Florida, Michigan, and Texas. The integration, executed over Labour Day weekend, finalises the merger that began on 1 February 2026. The combined entity is now the ninth-largest US bank with over $300 billion in assets and operations in 17 of the 20 fastest-growing large US metropolitan areas. Its retail footprint reaches more than half of the US population through approximately 1,500 branches and 21,300 ATMs. In Texas, Fifth Third operates 107 financial centres and plans to invest nearly $1 billion over the next five years, including opening 150 new centres by 2029. By 2030, the bank expects to operate approximately 1,750 branches.

FinanzNachrichten.de
Sep 7th, 2026
Collinson Group secures £350 million financing to accelerate £500 million growth strategy

Collinson has secured £350 million of new financing, reflecting strong confidence in the Group's performance and strategyWith record financial results and growing global demand across travel

MarketScreener
Aug 31st, 2026
Deckers Outdoor amends credit agreement, increases revolving facility to $500M

Deckers Outdoor Corporation and its subsidiaries have amended their credit agreement, increasing their unsecured revolving credit facility to $500 million. The amendment extends the maturity date to 27 August 2031 and removes Deckers Benelux B.V. as a borrower. The amended facility, arranged by Citibank, HSBC, and Fifth Third Bank, will be used for working capital and general corporate purposes. Interest rates are based on various benchmarks plus a margin of 1.00% to 1.50% per annum, depending on the company's leverage ratio. Commitment fees have been reduced to 0.10% to 0.175% per annum on unused amounts. The original credit agreement was established in December 2022 with Citibank as administrative agent.

Yahoo Finance
Aug 21st, 2026
Fifth Third invests in Payload to expand embedded payments beyond simple transactions

Fifth Third has invested in Payload, an embedded finance company specialising in complex multi-party payments for sectors like real estate, law firms, and construction. The investment amount was not disclosed. The bank operates its own embedded payments division, Newline, which generated over $1 billion in fee revenue in 2025. Newline serves major clients including Stripe, Trustly, and ADP, expecting to process more than $25 trillion in payment volume in 2026, up from $9 trillion in 2016. JPMorgan notes that Newline drives significant deposit growth for Fifth Third, with the bank targeting annual deposit increases of 35-50% through the division. The Payload investment expands Fifth Third's embedded payments reach without an acquisition.

Yahoo Finance
Aug 4th, 2026
Super-regional banks show CRE loan divergence as credit costs improve but nonperforming assets rise

Super-regional banks reported commercial loan growth and higher net interest income in Q2 2026, according to Trepp. Net interest income rose sequentially at all 11 banks, with Citizens and PNC each up 4%. Major acquisitions affected year-over-year comparisons. Fifth Third absorbed Comerica, Huntington added Veritex and Cadence, and PNC acquired FirstBank of Lakewood. Net charge-off ratios declined at eight banks, whilst credit loss allowances fell at 10 of 11 institutions. However, commercial real estate performance diverged. Citizens reduced its CRE charge-off rate to 0.36% from 0.64%, and PNC cut nonperforming CRE balances by 10%. Truist, U.S. Bancorp, and KeyCorp each recorded higher CRE nonperforming assets despite overall charge-off declines, suggesting uneven stress from legacy office and multifamily exposure.