Full-Time

Senior Solution Architect

Digital, Banking

Updated on 9/8/2026

Deadline 10/12/26
Bank of Montreal

Bank of Montreal

10,001+ employees

Personal, business banking and capital markets

Compensation Overview

CA$85.5k - CA$185k/yr

+ Commission + Performance-based incentives + Discretionary bonuses

Toronto, ON, Canada

In Person

Category
DevOps & Infrastructure (1)
Required Skills
Middleware
Agile
JavaScript
Software Testing
Node.js
Java
Microservices
SAML
AWS
iOS/Swift
OpenAPI
Data Modeling
Android Development
DevOps
Angular
Spring
HTML/CSS
OAuth

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Requirements
  • At least 5 years of Solution Architect experience in a large enterprise-level environment.
  • At least 5 years of software development experience with technologies such as Angular, Java, and Node.js.
  • Strong knowledge and work experience with internet-facing applications; web technologies including Angular, JavaScript, CSS, web applications, and content management; mobile iOS and Android applications, primarily hybrid applications; internet-facing application security controls; AWS cloud technologies; industry-standard protocols such as OAuth, OIDC, SAML, and JWT; API design, API gateways, Swagger, Spring Boot, Java, and Node.js; end-to-end enterprise solutioning from frontend through enterprise services to product systems or third parties; and a broad range of communication protocols.
  • Strong understanding of service-oriented architecture, databases, and data modeling techniques.
  • Strong experience with real-time and batch interface design and implementation.
  • Strong understanding of the TOGAF framework.
  • Strong experience designing and implementing microservices.
  • Strong experience with SOAP/XML and RESTful/JSON schema design and implementation.
  • Strong experience with database structures and relational database design and modeling.
  • Knowledge of security concepts such as authorization and single sign-on.
  • Experience designing and scaling applications.
  • Knowledge of design patterns and architectural patterns.
  • Agile experience.
  • Understanding of the strategic technical direction of middleware, continuous integration and continuous deployment, testing, systems management, enterprise data and access layers, and relevant computing styles.
  • Deep understanding and problem-solving ability across varying levels of complexity.
  • Expert knowledge of complex-system design techniques, including requirements discovery and analysis, solution-context formulation, identification and assessment of solution alternatives, technology selection, and design configuration.
  • Expert verbal and written communication skills.
  • Expert analytical and problem-solving skills.
  • Expert influence skills.
  • Expert collaboration and team skills focused on cross-group collaboration.
  • Ability to manage ambiguity.
  • Expert data-driven decision-making skills.
Responsibilities
  • Create a visionary information technology architecture roadmap and organizational strategy aligned with business needs and technologies.
  • Lead and facilitate the design and implementation of repeatable technical solutions and processes related to technology architecture.
  • Define and document architectural principles, standards, and guidelines for the appropriate use and deployment of business applications, data, and technology within the bank.
  • Partner with broader internal stakeholders to define architectural possibilities and future directions.
  • Work with business and development teams to recommend process or system-design enhancements.
  • Ensure systems are functionally appropriate, technically sound, and well integrated.
  • Respond immediately to critical production, program-wide problems by evaluating solutions, coordinating recovery, and ensuring resolution.
  • Provide strategic input into business decisions as a trusted advisor.
  • Provide architectural recommendations, guidance, and departmental presentations to internal stakeholders.
  • Lead and facilitate the design of technology projects and applications.
  • Act as the primary subject-matter expert for internal and external stakeholders.
  • Review technical work.
  • Develop and recommend productivity aids to accelerate delivery.
  • Create and manage key architecture assets for the designated portfolio and business scope.
  • Ensure robust architecture and provide sufficient guidance for successful solution implementation to mitigate negative enterprise technology and budget impacts.
  • Identify risks or issues in technology solutions and designs that may affect project-benefit realization, and guide stakeholders in resolving or mitigating project risks and delays.
  • Participate in system-specification reviews to ensure requirements can be translated into valid software architecture.
  • Identify and research relevant technologies, perform proofs of concept and prototypes, and recommend their application to future product architecture.
  • Provide input into business-case preparation.
  • Strengthen the technology organization’s capabilities by sharing architectural expertise, promoting technical development, mentoring employees, and building communities of practice and networks.
  • Stay current with industry technical and business trends through professional associations, practice communities, and individual learning.
  • Provide architectural expertise and domain knowledge to advise and guide senior leaders.
  • Operate at a group or enterprise-wide level as a specialist resource to senior leaders and stakeholders.
  • Apply expertise and creative problem-solving to complex, non-routine, or ambiguous situations.
  • Implement changes in response to shifting trends.

Bank of Montreal (BMO) is a diversified financial services provider offering personal, business, and commercial banking, along with capital markets and wealth management, across Canada and the United States. Individuals use personal banking for everyday needs and loans, households can obtain mortgages and credit products, and businesses access commercial loans, treasury/cash management, and industry-specific advice. In capital markets, BMO assists clients with raising capital, trading, and research, while wealth management delivers investment strategies and asset management for portfolios. The company aims to help clients manage and grow their money through a full range of financial services for individuals, small businesses, large corporations, and public sector entities in North America.

Company Size

10,001+

Company Stage

IPO

Headquarters

Toronto, Canada

Founded

1988

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q3 2026 adjusted net income rose 19% to $2.859 billion despite one-time charges.
  • Credit losses fell to $722 million, with impaired provisions at a 10-quarter low.
  • BMO's Moneris sale should add about 15 basis points to CET1 and fund redeployment.

What critics are saying

  • FCAC fined BMO $4 million in February 2026 for charging 101,091 customers incorrectly.
  • The Moneris sale and branch exits signal shrinking fee and deposit bases through early 2027.
  • BMO faces fraud and negligence litigation in B.C. tied to alleged $867,000 transfers.

What makes Bank of Montreal unique

  • BMO spans Canada and U.S., then narrows capital toward higher-return markets in 2026.
  • Its capital markets, wealth, and commercial franchises produced record pre-provision earnings in Q3 2026.
  • BMO keeps a strong 13.0% CET1 ratio while actively reshaping its portfolio.

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Benefits

Health Insurance

Tuition Reimbursement

Accident and Life Insurance

401(k) Retirement Plan

Professional Development Budget

Hybrid Work Options

Company News

Newswire
Sep 8th, 2026
Bank of Montreal issues $1B AT1 capital notes at 7.375% interest rate

Bank of Montreal has priced a USD 1 billion offering of Additional Tier 1 Limited Recourse Capital Notes, Series 7. The notes will carry a 7.375% annual interest rate, paid quarterly, until November 2036, after which the rate will reset every five years based on the 5-year US Treasury Rate plus 2.579%. The LRCNs will mature on 26 November 2086, with an expected closing date of 16 September 2026. BMO may redeem the notes, subject to regulatory approval, starting from November 2036 on any quarterly interest payment date with 10 to 60 days' notice. The proceeds will support general banking purposes and are expected to qualify as Additional Tier 1 capital for regulatory purposes. BMO Capital Markets, Barclays, Citigroup, Goldman Sachs, Morgan Stanley, and UBS are joint book-running managers for the offering.

Yahoo Finance
Sep 7th, 2026
BMO sells 138 US branches to First-Citizens Bank for $5.7B in deposits

BMO Financial Group has completed the sale of 138 branch locations to First-Citizens Bank & Trust Company. The branches are located across North Dakota, South Dakota, Wyoming, Nebraska, Kansas, Missouri, Oklahoma, Idaho, and selected locations in Minnesota, Oregon and Illinois. Under the agreement, First-Citizens Bank acquired approximately $5.7bn in deposit liabilities and $1.1bn in loans. The deal, first announced in October last year, forms part of BMO's strategy to reallocate capital towards markets with stronger client engagement and growth prospects. BMO plans to expand its presence in Western US markets, adding over 130 new sites in California and about 15 in Arizona. This would increase its California footprint by more than 50%.

The Financial Technology Report
Aug 31st, 2026
BMO recruits Wells Fargo executive Brent Reston as U.S. Chief Digital Officer.

BMO recruits Wells Fargo executive Brent Reston as U.S. Chief Digital Officer. Published. August 31, 2026 Canadian banking giant BMO has recruited former Wells Fargo managing director Brent Reston as Chief Digital Officer for its U.S. division, putting him in charge of sweeping tech integration across newly consolidated regional operations. Reston steps into the role following the departure of former head of U.S. banking digital and technology Brianna Elsass, who recently concluded a decade-long tenure at BMO to join Wisconsin-based Associated Bank. Bringing deep industry experience, Reston previously led mobile app overhauls, deployed the Fargo AI virtual assistant, and launched digital lending products during his four years at Wells Fargo. His career background also features eight years driving client experience initiatives at Bank of America alongside five years handling corporate strategy at Merrill Lynch. As first reported by FinTech Futures, BMO U.S. President Aron Levine confirmed on LinkedIn that the executive will "play a key role in helping us accelerate our digital strategy and continue building exceptional experiences for our clients." The leadership hire coincides with a major physical restructuring, marked by BMO's pending transaction to offload 138 retail locations across the Midwest and Great Plains regions to First Citizens Bank by mid-2026. Capital generated from these regional branch sales will fund the rollout of 130 new physical branches in California and 15 locations in Arizona over the next five years, focusing expansion efforts on high-growth retail markets that currently generate over 40% of BMO's total corporate earnings.

Yahoo Finance
Aug 25th, 2026
BMO reports Q3 2026 adjusted net income of $2.9B, up 19% despite goodwill charge

BMO Financial Group reported third-quarter 2026 net income of $1,750 million, down 25% from $2,330 million year-over-year. Earnings per share fell to $2.38 from $3.14. The decrease was driven by a goodwill reduction charge related to the sale of BMO's Transportation and Vendor Finance businesses. Adjusted net income rose 19% to $2,859 million, with adjusted EPS increasing 22% to $3.96. Adjusted return on equity reached 14.0%, compared with 12.0% in the prior year. Provision for credit losses decreased to $722 million from $797 million. All business segments delivered record pre-provision pre-tax earnings, with growth in Capital Markets, Wealth Management, and commercial lending in Canada and the US. Year-to-date reported net income increased 7% to $6,869 million.

Grafa
Aug 25th, 2026
BMO adjusted profit climbs to $2.9 billion, up 19%.

BMO adjusted profit climbs to $2.9 billion, up 19%. * BMO Financial Group (NYSE:BMO) reported Q3 2026 adjusted net income of $2.859 billion, up 19% year over year. * Reported net income declined 25% to $1.75 billion due to a $962 million after-tax goodwill-related charge. * BMO declared a Q4 2026 dividend of $1.71 per share and plans a new share repurchase program. BMO Financial Group (NYSE:BMO) reported third-quarter 2026 net income of $1.75 billion, down 25% year over year, while adjusted net income increased 19% to $2.859 billion after excluding a goodwill-related charge. The company's reported earnings were affected by a $962 million after-tax charge related to the announced sale of its Transportation and Vendor Finance businesses, while adjusted EPS increased 22% to $3.96 from the prior-year period. BMO reported earnings per share of $2.38, reported return on equity of 8.4%, and adjusted return on equity of 14%, while provisions for credit losses declined to $722 million from $797 million. The bank's Common Equity Tier 1 capital ratio was 13%, and BMO declared a fourth-quarter 2026 dividend of $1.71 per common share while repurchasing 3.8 million shares during the quarter. BMO stated that it intends to establish a new normal course issuer bid (NCIB) for up to 25 million shares, subject to regulatory and exchange approvals. BMO Financial Group provides banking, wealth management, and capital markets services across North America, with its latest results reflecting earnings growth across operating segments. Frequently asked questions. BMO signals