Full-Time

Digital Asset Payments Product Specialist

VP

Posted on 9/17/2025

Deadline 10/8/25
Citi

Citi

10,001+ employees

Global financial services including banking, investment

Compensation Overview

$129.8k - $194.8k/yr

+ Incentive Awards + Retention Awards

New York, NY, USA

In Person

Category
Product (1)
Required Skills
Sales
Product Management
Financial analysis
Requirements
  • Bachelor's/University degree required, Master's degree preferred.
  • 6+ years of progressive and relevant experience in product management within the financial services industry, with a strong focus on payments, digital assets, and/or emerging technologies.
  • Relevant product experience with knowledge of digital assets, stablecoins, payment systems, and familiarity with the broader industry ecosystem.
  • Proven ability to drive successful outcomes from cross-functional teams, drive initiatives through to completion, and effectively supervise and hold others accountable.
  • Demonstrated ability to take initiative, maintain a holistic and challenging view of processes and procedures, with a focus on risk mitigation, effectiveness, and scalability.
  • Strong communication, negotiation, and problem-solving abilities, with the capacity to articulate complex messages effectively to diverse audiences and senior stakeholders.
  • Proven ability to build and maintain strong collaborative relationships across various departments and leadership levels.
  • Proven ability to take initiative, operate effectively at high levels with minimal direction, and manage multiple concurrent projects efficiently.
  • Strong understanding of compliance control frameworks and regulatory compliance.
Responsibilities
  • Own and refine the global product strategy for digital asset payments, focused on leveraging our market leading payment capabilities to the benefit of Virtual Asset Service Providers, influencing long-term strategic direction and investment allocation globally.
  • Manage the profit and loss (P&L) for the digital asset payments portfolio, in particular for VASPs, including reporting, analyzing financials, and ensuring achievement of financial goals.
  • Oversee and drive the strategy for customer experience within digital asset payments, identifying customer needs and ensuring the execution of underlying initiatives to deliver market-leading solutions and services.
  • Support the development and expansion of strategic partnerships and alliances within the digital product ecosystem to create innovative and integrated offerings.
  • Drive action and foster strong collaborative relationships across various departments and leadership levels, including Operations, Technology, Sales, Control Functions, 1st Line of Defense (1LOD), and 2nd Line of Defense (2LOD) to achieve goals, manage risk and maintain a robust operational model.
  • Appropriately assess and mitigate risk when making business decisions, demonstrating strong consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets. This includes driving compliance with applicable laws, rules, and regulations, adhering to policy, applying sound ethical judgment, and managing control issues with transparency, particularly in relation to AML frameworks.
  • Refine and maintain global roadmaps for digital asset payment products, ensuring a holistic perspective on existing processes and identifying areas for technological advancements and continuous improvement.
  • Act as a key evangelist for the digital asset payment products, driving visibility and positioning to internal audiences, and within the marketplace.
Desired Qualifications
  • Master's degree preferred.

Citi provides financial services including consumer banking, credit, investment banking, and wealth management to individuals, corporations, and governments. The company operates by earning interest on loans and collecting fees for managing investments, processing trades, and facilitating cross-border transactions through its digital platforms. Unlike many local banks, Citi maintains a physical and digital presence in over 160 countries, allowing it to serve as a single partner for clients with global financial needs. Its goal is to drive growth and profitability for its clients and shareholders while supporting environmental and social sustainability initiatives.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1812

Simplify Jobs

Simplify's Take

What believers are saying

  • Tokenised deposits with JPMorgan and BofA position Citi for blockchain settlement.
  • Markets generated about $22 billion revenue in 2025, driving strong earnings leverage.
  • Leadership consolidation can improve capital allocation, deal execution, and investor messaging.

What critics are saying

  • Markets concentration exposes Citi to trading shocks and client pullbacks.
  • Flattening management layers increases compliance and operational oversight gaps across 227,107 employees.
  • Tokenised deposits face adoption risk if bank-led blockchain standards stall or fragment.

What makes Citi unique

  • Citi combines a global institutional bank with a U.S. personal bank platform.
  • Its 160-country network supports cross-border payments, trade, and treasury services.
  • Management flattening from 13 layers to 8 targets faster execution and accountability.

Help us improve and share your feedback! Did you find this helpful?

Your Connections

People at Citi who can refer or advise you

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

401(k) Retirement Plan

401(k) Company Match

Wellness Program

Paid Vacation

Paid Sick Leave

Paid Holidays

Company News

Broker Daily
May 31st, 2026
ScotPac closes $300M ABS transaction, raises nearly $1B in two and a half years

ScotPac has completed a $300 million asset-backed securitisation transaction, its third ABS issuance and largest to date. The deal was structured to meet UK and European Securitisation Regulation requirements, broadening the lender's access to international capital markets. Citi served as arranger, with Citi and NAB as joint lead managers. The transaction brings ScotPac's total ABS funding to nearly $1 billion over the past two and a half years. CEO Jon Sutton said it reinforces the company's commitment to supporting SMEs with flexible funding solutions during volatile economic times. The deal attracted strong demand from existing investors and new UK and European-based participants. ScotPac has been diversifying its funding platform, having secured a warehouse facility with UBS in March alongside launching a new asset-based finance solution.

Yahoo Finance
Apr 14th, 2026
Banks report strong profits but warn of rising energy prices hitting consumers

America's largest banks reported strong first-quarter profits driven by robust investment banking activity and a resilient economy, though executives warned about mounting risks from rising energy prices and geopolitical uncertainty. JPMorgan Chase posted a profit of $16.49 billion, up 13% year-on-year, whilst Wells Fargo earned $5.25 billion and Citigroup reported $5.79 billion. Investment banking fees surged, with JPMorgan seeing a 30% jump and Citigroup a 12% increase in advisory fees, fuelled by market volatility and corporate dealmaking. However, JPMorgan CEO Jamie Dimon cautioned about "an increasingly complex set of risks", including wars, energy prices and trade tensions. Wells Fargo noted customers allocating more spending to petrol whilst cutting discretionary purchases, signalling potential downstream economic impacts from elevated oil prices.

The Associated Press
Apr 14th, 2026
Banks report strong Q1 profits but warn rising energy prices threaten consumer spending

America's largest banks reported strong first-quarter profits driven by investment banking activity and a resilient economy, but executives warned about emerging economic headwinds from rising energy prices and geopolitical uncertainty. JPMorgan Chase posted a 13% profit increase to $16.49 billion, with investment banking fees jumping 30%. Wells Fargo earned $5.25 billion whilst Citigroup reported $5.79 billion in profits. The gains came amid market volatility and increased merger activity. However, JPMorgan CEO Jamie Dimon cited "an increasingly complex set of risks" including wars, energy prices and trade tensions. Wells Fargo's CFO noted consumers allocating more spending towards petrol whilst reducing discretionary purchases. Dimon warned that higher oil prices' impact "will likely take some time to materialise" if they persist.

Yahoo Finance
Apr 14th, 2026
Citi stock poised to jump as Wall Street loves the name, says Jim Cramer

Citigroup has raised interest among investors, with Jim Cramer highlighting strong market sentiment towards the stock. Following earnings, Cramer noted that Citigroup is "love, love, love by everybody on Wall Street" and expects the stock to jump higher. The bank delivered solid quarterly results, with 8% revenue growth and 35% earnings per share increase, excluding one-time charges. Net interest income rose 14%, beating expectations. However, results were mixed across divisions, with services, banking and fixed income performing well, whilst equity trading and personal banking fell short. Trading at a significant discount to peers despite rising 66% last year, Citigroup remains attractive. CEO Jane Fraser indicated the bank's transformation efforts are over 80% complete, though questions remain about future growth once self-help measures conclude.

Yahoo Finance
Apr 14th, 2026
Citi beats Q1 profit estimates with $5.8B net income as dealmaking surges 14%

Citigroup beat first-quarter profit estimates on Tuesday, reporting net income of $5.8 billion, or $3.06 per diluted share, compared to $4.1 billion in the prior-year period. The result exceeded analysts' estimate of $2.63 per share. Revenue rose 14% whilst net income grew 42%, driven by strong dealmaking activity. Investment banking fees increased 19% to $1.3 billion, with growth in advisory and equity capital markets. Services revenue climbed 17%, and markets crossed $7 billion in revenue. Global investment banking revenue reached $28.2 billion in the first quarter, the highest since 2021. Chief executive Jane Fraser attributed the performance to softer regulation under President Trump and the AI boom. The bank remains on track to deliver its 10-11% return on tangible common equity target.

INACTIVE