Compensation Overview

You Will:

• Ensure operationalization of and adherence to the AML Program, policies and procedures established by Finix’s Head of Compliance, Risk and Infosec
• Manage transaction look-back monitoring to identify questionable transactions and trends, identifying new reports as required
• Manage unusual activity reporting to the Head of Compliance, Risk and Infosec
• Develop and manage fraud risk rules and strategies aimed at minimizing fraud losses and avoiding future threats
• Measure, track and report monthly, quarterly and annual KPIs focusing on fraud prevention and underwriting and onboarding performance 
• Manage customer transaction thresholds and suspicious activity triggers to limit exposure 
• Configure and manage fraud rules in third-party real-time transaction monitoring system 
• Enhance underwriting processes to mitigate evolving threats in merchant acquiring and merchant sender (payouts) onboarding
• Collaborate cross-functionally with our Product, Legal, and Compliance teams to enable required features/functionality, ensure compliance, and enable support for dispute and exception management resolution
• Manage Operations Analyst(s) by setting daily priorities and developing the analysts’ skills

You Are:

• Hands-on leader focused on streamlining processes that work with Finix policies, card brand and sponsor bank rules to ensure compliance 
• Up to date on current fraud trends
• Results-oriented: Motivated to operate and produce results in a fast-growing company.
• An excellent written and oral communicator with the ability to share findings with a large, non-technical audience
• Detail Oriented: eager to put in the extra effort to ensure the work is complete and accurate
• Able to think creatively and find new solutions when given new data or with changing circumstances
• Actively engaged in the pursuit of new ideas and process improvements

You Have:

• 8+ years experience in fraud prevention
• Prior management experience leading a team
• Experience in the payments industry with extensive business, financial, and technological acumen.
• Demonstrated familiarity with card brand rules and their impact on underwriting
•  An understanding of money movement, payment processing, payment networks, disbursement of funds, and payment platforms
• Experience with Enhanced Due Diligence programs that govern payment acceptance in high-risk verticals
• Excellent problem-solving skills, with a strong emphasis on developing frameworks and processes that can be scaled and/or automated
• Prior experience at a payment facilitator