Full-Time

Director of Engineering

Early Warning

Early Warning

1,001-5,000 employees

Fraud prevention and identity verification platform

Compensation Overview

$207k - $276k/yr

+ Discretionary incentive plan

No H1B Sponsorship

San Francisco, CA, USA

Hybrid

Hybrid work model applies.

Bachelor's, Master's

Category
Engineering Management (1)
Required Skills
Kubernetes
Agile
Data Science
Computer Networking
Java
RDBMS
Docker
DevOps

Get referred to Early Warning

See people who can refer or advise you

Requirements
  • A Master's or Bachelor's degree in Computer Information Systems or Computer Science.
  • Ten or more years of software engineering experience, including at least five years of leadership experience.
  • One to two years of experience implementing application solutions or services in the cloud using containerization, continuous integration and continuous delivery, automated testing, and security guidelines.
  • Proven management and leadership skills leading software engineering teams and their interactions across an organization.
  • Demonstrated ability to lead teams that build highly scalable products.
  • Demonstrated ability to lead, mentor, and energize teams of engineers and managers, showcasing technical and leadership skills.
  • Demonstrated experience developing large internet applications with high operational and scalability requirements.
  • Demonstrated experience with state-of-the-art technology, architecture and design concepts, open source operating systems, database systems, computer networking, and security.
  • Experience with open source frameworks and tools.
  • Proven experience with Agile software development philosophy, methodologies, practices, and procedures.
  • At least five years of demonstrated ability to provide oversight for multiple projects simultaneously.
  • Ability to work effectively in cross-functional groups and generate results.
  • Excellent interpersonal, oral, and written communication skills when dealing with internal customers, staff, peers, senior management, and vendors.
  • Work experience demonstrating ownership, urgency, and drive.
  • Experience with Big Data Java technologies.
  • Ability to envision strategic goals and architectural solutions while focusing on details.
  • Ability to work independently and handle multiple deadline-driven projects simultaneously.
  • Successful completion of a background and drug screen.
Responsibilities
  • Direct and manage staff functions to ensure delivery of quality software applications.
  • Set strategic direction and align it with IT and Early Warning strategic goals.
  • Evaluate methodologies and standards, track metrics, and recommend process improvements.
  • Direct and allocate resources and time for projects and supported functions.
  • Represent the technology organization through internal and external collaboration.
  • Represent Software Delivery on cross-functional project teams, estimate testing efforts, and provide updates on deliverables.
  • Review project status reports and quality metrics and address issues as appropriate.
  • Oversee and provide input on test-plan creation and execution and creation of test summaries.
  • Direct research, evaluation, installation, and use of automated testing tools for developed applications.
  • Lead implementation of automated regression test suites on production applications.
  • Build, develop, and direct a high-performing team.
  • Contribute to the vision, organization, and strategic leadership of the Software Engineering department.
  • Manage team resources by participating in hiring, coordinating project assignments, and documenting and executing annual performance evaluations.
  • Provide staff leadership and guidance for professional development, including planning and coordinating training, defining mentoring strategies, and providing hands-on training and education.
  • Ensure product and application services are implemented in alignment with the technology roadmap, including cloud, containerization, continuous integration and continuous delivery, and automated testing, while supporting business growth, maintainability, operational readiness, and self-service.
  • Mature the Agile software development lifecycle within the Software Engineering department by applying industry best practices and processes.
  • Ensure continuous improvement of the Agile software development lifecycle through regular reviews of process steps and artifacts.
  • Ensure accurate and reliable information meets company standards, service-level agreements, and audit regulations.
  • Research, collect, and present application and system improvements from vendors, seminars, and publications.
  • Establish and maintain positive working relationships across the organization and represent the IT department in a consulting role to other functional areas.
  • Guide other departments in understanding technical solutions and defining return on investment for proposed solutions.
  • Keep executive-level management informed of department progress and problems.
  • Support risk management and protect the integrity and confidentiality of systems and data.
Desired Qualifications
  • Payments experience.
  • Experience migrating application services from on-premises to the cloud.
  • Cloud or Kubernetes certification.

Early Warning provides fraud prevention, identity verification, and risk management solutions for financial institutions, government entities, and payment companies in the United States. It operates by a bank-to-bank data-sharing network and acts as a nationwide specialty consumer reporting agency, managing and stewarding data to create a single view of fraud activity and enable real-time payments, deposit and check validation, and verification. Its strength lies in bank-to-bank data sharing and data stewardship across the banking industry, offering cross-functional fraud visibility for real-time payments and deposits. The goal is to prevent deposit losses and financial crime by delivering trusted data, risk insights, and verification capabilities across the US financial system.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

$22.9M

Headquarters

Scottsdale, Arizona

Founded

1990

Get referred to Early Warning

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • Citi adopted Paze on March 17, 2026, broadening distribution to millions of cardholders.
  • On June 11, 2026, Zelle announced India expansion and ZelleUSD stablecoin.
  • Zelle processed $1.2 trillion in 2025, up 20% by February 11, 2026.

What critics are saying

  • Judge Phaedra Perry-Bond kept New York's fraud suit alive on July 22, 2026.
  • The suit alleges $1 billion stolen and demands restitution plus mandatory anti-fraud changes.
  • Discovery could expose internal emails showing early safeguards were ignored, intensifying bank-owner pressure.

What makes Early Warning unique

  • Seven-bank ownership gives Early Warning privileged data-sharing across Bank of America, JPMorgan, Wells Fargo.
  • Zelle and Paze combine instant payments, checkout, and fraud intelligence in one operator.
  • Its network scale reached 151 million users and $1.2 trillion sent in 2025.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Health Insurance

401(k) Retirement Plan

401(k) Company Match

Unlimited Paid Time Off

Paid Vacation

Paid Parental Leave

Family Planning Benefits

Flexible Work Hours

Company News

Yahoo Finance
Jun 27th, 2026
New York AG sues Zelle for allegedly allowing fraudsters to steal $1B from consumers

New York Attorney General Letitia James has sued Early Warning Services, Zelle's parent company, alleging the payment platform failed to implement safeguards that allowed fraudsters to steal over $1 billion between 2017 and 2023. The lawsuit claims Zelle's rushed launch led to design flaws including quick registration and lack of verification. EWS is co-owned by seven major banks, including Bank of America, JPMorgan Chase and Wells Fargo. The suit follows a similar case by the Consumer Financial Protection Bureau, which was dropped after the agency faced significant restructuring under the Trump administration. James's lawsuit seeks restitution for affected New Yorkers and a court order requiring anti-fraud measures. A Zelle spokesperson called the lawsuit a "political stunt". Zelle had 151 million users as of 2024.

Boland Hill Media, LLC
Jun 12th, 2026
Zelle's foray into India and other digital transactions news briefs from 6/12/26.

Zelle's foray into India and other digital transactions news briefs from 6/12/26. * Early Warning Services LLC said India is the first country outside the United States where U.S. users of the Zelle peer-to-peer payments service can send remittances. Simultaneously, Early Warning introduced its first stablecoin, ZelleUSD, aimed at international payments from U.S. users. * Stable, a blockchain network featuring the stablecoin USDT, has joined the Mesh Alliance Program as a Gold member. The effort is expected to help enable enterprise companies to connect more directly to transactions using USDT. * E-commerce technology developer Shopware has launched Shopware Payments, based on technology from PayPal. * Bridge, a technology developer for health care, launched its Patient Access and Revenue Suite, which includes embedded-payments capabilities and digital wallets. * Cryptocurrency payments company BitPay marked its 15th year in business and said it has processed more than 900,000 transactions so far this year, up 12% from this time last year. Stablecoins account for nearly half of that volume, the company said. * Block Inc.'s Square point-of-sale payments platform has launched Square High Yield Savings, which offers Square merchants a 3.5% average yield if they maintain a daily balance of at least $10,000 or more in a Square Savings account. * Nacha, the governing body for the automated clearing house network, said it has named Backpack a preferred partner for ACH experience, open banking, and risk and fraud prevention. Backpack specializes in payments for higher education. Preferred partners "offer products and services that advance the ACH network," Nacha said. * Power Financial Credit Union has chosen the NCR Atleos Corp. and Allpoint+ networks to widen its cash-access services for customers. * "High Risk Merchant Accounts 101: The Essential Guide to Payment Processing in High Risk & Regulated Industries," a book published by SoarPay, has achieved best-seller status on Amazon since its release in May, according to authors Adam Carlson, SoarPay's chief executive, and entrepreneur Andy Hagans.

Associated Press
Jun 11th, 2026
Zelle launches India expansion and ZelleUSD stablecoin after moving $1.2T in 2025

Zelle will expand to India later this year, marking the peer-to-peer payment service's first international market since launching nine years ago. Early Warning Services, which operates Zelle, selected India as its starting point because roughly a third of annual remittances to India originate from the United States. The company plans further international expansion and will create ZelleUSD, a US dollar-backed stablecoin to support operations in other markets. Zelle processed over $1.2 trillion in transfers during 2025, making it one of America's most popular direct payment services. The expansion follows years of scrutiny over fraud and unauthorised transfers. A Consumer Financial Protection Bureau lawsuit filed in December 2024 was dropped in March 2025, though New York Attorney General Letitia James's similar lawsuit continues. Early Warning Services is owned by seven major banks including JPMorgan Chase and Bank of America.

PR Newswire
Mar 17th, 2026
Citi adds Paze digital wallet for millions of US credit cardmembers

Early Warning Services has expanded its Paze online checkout solution to Citi, giving millions of credit cardmembers access to the bank-offered digital wallet. Eligible Citi cardmembers can activate Paze through Citi.com, the Citi Mobile App, or mywallet.paze.com. Paze allows customers to check out online without manually entering card details, using tokenisation for added security. The service is available at leading online merchants across apparel, electronics, jewellery, food, entertainment and beauty sectors. According to a survey, 72% of US consumers value digital wallet efficiency for online transactions, whilst 82% trust their banks' security more than third-party payment options. More than 165 million credit and debit cards have been added to the Paze platform, which is operated by Early Warning Services.

PR Newswire
Sep 4th, 2025
Extending the Reach of Zelle(R): Alacriti and Early Warning Join Forces

Alacriti partners with Early Warning Services to embed Zelle(R) into its Orbipay Payments Hub