Full-Time

Senior Software Engineer

Delivery

Confirmed live in the last 24 hours

Upstart

Upstart

1,001-5,000 employees

AI lending marketplace connecting consumers and banks

Fintech
AI & Machine Learning
Financial Services

Compensation Overview

$163.6k - $226.4kAnnually

+ Bonus + Equity Compensation

Senior

Remote in USA

Available in Remote, San Mateo, Columbus, Austin.

Category
Backend Engineering
Full-Stack Engineering
Software Engineering
Required Skills
Kotlin
Kubernetes
Python
React.js
TypeScript
AWS
Spring
Requirements
  • 5+ years of experience working with at least 2 modern web application languages / frameworks (Kotlin, Typescript, Python, Spring, React or similar)
  • 3+ years of experience with scripting and supporting multiple AWS Resources (ie, EC2, RDS, IM, S3, Lambda, API Gateway)
  • 3+ years of experience building & maintaining a CI/CD application including advanced deploy features such as canary deployments, post-deployment health analysis, automated rollbacks
  • 3+ years of experience with setting up monitoring/observability for complex web applications, including automation and continuous improvement of alerting, monitoring, dashboards, logging using techs such as DataDog, NewRelic, AWS Cloudwatch
  • Hands-on experience with Kubernetes
Responsibilities
  • Identify pain points in our create/launch/build/deploy processes, and outline plans to improve them
  • Work with other engineering and product teams to ensure the tools we build are enabling those teams to move quickly with high quality standards
  • Collect and analyze data around our systems and usage in order to introduce impactful features and improvements
  • Engineer quality software deployment and rollback solutions that attempt to solve the right problem completely and reliably
  • Continuously improve our products by treating support requests and incidents as the beginning of a requirements gathering journey that leads to better automation and more intuitive user interfaces
Desired Qualifications
  • Full Stack software development experience
  • Experience building and maintaining high-volume, high-uptime CI/CD systems and related technologies (e.g. Jenkins, GitHub Actions, AWS CDK, Terraform, Gradle, Helm, Docker, Kubernetes)
  • Knowledge of Linux architecture, administration, troubleshooting, and production operations - including automation via shell scripting (ie, Bash)
  • Skills in building CI/CD pipelines covered by automated tests
  • Ability to inspire other people to work with you, and the skills to remain engaged with a fully-remote team
  • A willingness to learn on the job and take on tasks as needed
  • Experience with tools similar to ArgoCD, Artifactory, Backstage, etc.

Upstart connects consumers with banks and credit unions through its AI-driven lending marketplace. The platform uses advanced AI models to assess borrowers' creditworthiness, allowing lenders to approve more loans at lower rates without bias based on race, age, or gender. Borrowers benefit from a digital-first experience, with over 80% receiving instant approval without needing to provide documentation. Upstart offers various financial products, including personal loans, automotive loans, home equity lines of credit, and small-dollar relief loans. What sets Upstart apart from its competitors is its focus on using AI to enhance the lending process, making it faster and more accessible. The company's goal is to improve access to credit for all consumers while ensuring a fair lending process.

Company Stage

IPO

Total Funding

$132M

Headquarters

San Mateo, California

Founded

2012

Growth & Insights
Headcount

6 month growth

0%

1 year growth

-1%

2 year growth

-4%
Simplify Jobs

Simplify's Take

What believers are saying

  • Recent partnerships with credit unions show growing trust in Upstart's AI models.
  • Blue Owl Capital's $2 billion loan acquisition boosts Upstart's liquidity and investment potential.
  • Convertible notes issuance provides capital for expansion and debt repayment, enhancing stability.

What critics are saying

  • Competition from other AI lending platforms may reduce Upstart's market share.
  • AI model reliance could face regulatory challenges if biases are detected.
  • Economic downturns may increase loan default rates, affecting financial stability.

What makes Upstart unique

  • Upstart uses AI to approve loans instantly, enhancing customer experience.
  • The platform considers non-traditional data like education and work experience for credit decisions.
  • Upstart partners with over 100 banks and credit unions, expanding its lending network.

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Benefits

Health Insurance

401(k) Company Match

Employee Stock Purchase Plan

Life Insurance

Paid Vacation

Parental Leave

Flexible Work Hours

Wellness Program