Full-Time
Staff Accountant 2
Posted on 10/4/2025
Achieve
1,001-5,000 employees
Digital personal finance services and loans
No salary listed
San Diego, CA, USA
Remote
 Accounting (2) |
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- Bachelor’s degree in Accounting or Finance
- 3+ years of strong general ledger experience
- Must be results-oriented, able to manage timelines and proactively communicate to various team members
- Meticulous attention to detail, accuracy, and drive to deliver high-quality work
- Strong Excel and Microsoft Office skills required
- Strong written and verbal communication skills
- Comfortable in a fast-paced and collaborative work environment
- Ability to work independently in a remote work environment while keeping management and other team members updated
- Ability to proactively identify problems within areas of responsibility then investigate, develop and present detailed possible solutions ultimately helping champion to the finish line
- Perform month-end account closing activities and journal entries
- Prepare monthly accruals and reconciliations
- Support monthly variance analysis of financial statements investigating and commenting on variances
- Maintain and update the balance sheet account reconciliations supporting GAAP compliance
- Support external audit in compiling reports, schedules and conducting research
- Develop and document business processes and accounting policies to maintain and strengthen internal controls
- Participate as a support role on special projects
- Complete reports as assigned
- Various other duties as assigned
- Experience with Oracle/ Oracle Fusion a plus
- Experience in the financial services industry a plus
- Loan Accounting a plus
Achieve delivers personal loans, home loans, debt resolution services, and financial tools through a digital platform tailored for everyday people seeking to improve their financial future. Customers apply online, receive loan offers, and repay through fixed schedules with interest and service fees; debt resolution helps manage and reduce existing obligations. The company earns revenue from interest on loans, service fees, and partnerships with financial institutions. Its tools help users budget, plan, and track progress on their finances, all supported by a nationwide team of financial experts. What sets Achieve apart is its holistic approach to personal finance, combining lending, debt management, and practical digital tools with a focus on inclusive culture, employee development, and philanthropy. Its goal is to make a lasting positive impact on clients’ financial well-being by providing accessible products and expert guidance that help people reach a better financial future.
Company Size
1,001-5,000
Company Stage
N/A
Total Funding
$1.8B
Headquarters
San Mateo, California
Founded
2002
Simplify's Take
What believers are saying
- $217M debt settlement securitization closed with 11.5x oversubscription in 2025.
- $226M HELOC securitization demonstrates strong investor confidence recently.
- Resolved over $20B debt and funded $13B loans by 2025.
What critics are saying
- Rising defaults from 33% deteriorating consumer finances hit loan performance.
- FTC enforcement targets debt settlement fees after $217M securitization.
- JPMorgan Chase digital platforms undercut Achieve's 6.25% rates.
What makes Achieve unique
- Achieve offers personal loans starting at 6.25% APR with rate discounts for co-borrowers.
- Proprietary debt settlement resolves $140 million monthly across programs.
- Comprehensive suite integrates loans, HELOCs, and financial education tools.
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Benefits
Remote Work Options
Hybrid Work Options
Growth & Insights and Company News
6 month growth
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↓ -1%Achieve, a digital personal finance company, has closed its first debt settlement fee securitisation worth $217.2 million. The ACHD Trust 2025-DS1 transaction includes three classes of rated notes backed by fees from Achieve Debt Relief's debt settlement programmes for US consumers. Jefferies served as initial purchaser and sole bookrunner. Kroll Bond Rating Agency assigned ratings ranging from BBB- to B-, whilst DBRS Morningstar provided ratings for the Class A and B notes. The deal attracted strong investor interest, with demand exceeding supply by more than 11.5 times, and 25 unique investors participating. Co-CEO Andrew Housser said the securitisation unlocks a new capital channel to help consumers resolve debt. The transaction expands Achieve's existing capital markets capabilities, which include investment-grade rated personal loan and home equity loan securitisations.
Achieve announces a groundbreaking $226 million HELOC securitization, enhancing homeowners' financial flexibility and showcasing robust investor confidence.
Economic optimism fades as households continue to struggle under mounting debt and tight budgets. SAN MATEO, Calif., May 13, 2025 /PRNewswire/ -- A new survey by digital personal finance company Achieve reveals a gap between consumers' financial expectations and their economic reality. While 57% of respondents believed their finances were poised for improvement over the past year, only 32% of American households actually realized those expected gains. This reversal of fortunes underscores the fragility of household budgets as broad cost pressures from inflation, high interest rates and now, tariffs, push more consumers into relying on debt to make ends meet. Achieve's April 2025 survey found 33% of consumers said their financial situation deteriorated over the past year — a stark contrast from the 10% who predicted a decline in Achieve's inaugural survey in spring 2024
According to AmeriSave Mortgage, 25% of homeowners reported in a survey that they are very stressed about debt but managing, with another 10% noting that they feel completely overwhelmed by how deep they are in their mortgage. Read Next: 3 Signs You’ve ‘Made It’ Financially, According to Financial Influencer Genesis Hinckley Explore Next: 25 Creative Ways To Save Money For many people, owning a home can be a dream come true that turns into a nightmare. Are you someone who feels like they are drowning in a mortgage and looking for some relief? Here are a few tips for how to manage the stressful debt that comes with owning a home. “Instead of worrying, talking about it and losing sleep over your financial situation, do your research and make a real plan to eliminate your debt,” said Kyle Enright, lending expert and president of lending at Achieve, a digital personal finance company. One way to do this is by finding some additional income to put towards the debt you’ve accumulated. Trending Now: I’m a Financial Advisor: My Wealthiest Clients All Do These 3 Things “This isn’t possible for everyone, but for some, it is,” Enright explained
When it comes to saving $20,000, it’s unlikely that any single financial move will help you achieve that goal in a short amount of time. Find Out: 5 Cities You Need To Consider If You're Retiring in 2025 Try This: 6 Things the Middle Class Should Sell To Build Their Savings For instance, you could finally work up the courage to ask your boss for that raise you deserve, but even if your raise equaled an extra $500 each month, it would take you more than three years to get to $20,000. In other words, you have to do various things to reach your goal faster and the quicker you reach that savings balance, the more action you’ll need to take. Here are some personal finance expert-approved ways you can save $20,000. Jay Zigmont, Ph.D., founder of Childfree Wealth, said to ask yourself why you want to save $20,000. “If it’s for a specific goal (such as a down payment on a house or a car), make sure you both literally and figuratively have a picture of that goal,” he said