Full-Time
Banking Operations Senior Analyst
Payment Operations
Accenture
10,001+ employees
Global professional services and technology consulting
No salary listed
Bengaluru, Karnataka, India
Remote
Work from the Bengaluru office only; rotational and US shifts may apply.
Bachelor's, Master's
 Operations & Logistics (1) |
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- A Bachelor's or Master's degree in business administration, finance, or a related field is preferred.
- Lean and Six Sigma certification is preferred.
- Five to eight years of experience is stated in the posting header; the qualifications section also requests extensive experience of 10 or more years in Payment Operations or a related financial-industry role.
- Strong knowledge of payment products, services, and operations, including wire, Automated Clearing House, credit card, debit card, cheque payments, deposit operations, and lockbox operations.
- Knowledge of payment repairs and investigations, maintenance and servicing requests, payment service regulations, compliance requirements, and risk management practices.
- Experience with international payment and clearing processes, payment systems and mechanisms, cheque reconciliation, claims, adjustments, positive pay, fraud, and lockbox operations.
- Client-facing or client-interaction experience with clients or vendors.
- Strong analytical and problem-solving abilities.
- Ability to lead in a dynamic business environment, prioritize tasks, meet deadlines, work under pressure, and make independent decisions.
- Ability to work independently with or without supervision.
- Flexibility to work US or rotational shifts and extend shift timings during the transition phase.
- Knowledge of Microsoft Office is mandatory.
- A Commerce or accountancy background is preferred.
- Oversee and manage day-to-day payment operations, including electronic payment execution, payment repairs, investigations, reconciliations, and servicing and maintenance requests.
- Deliver time-sensitive and critical electronic payments.
- Review electronic payments, payment repairs, investigations, reconciliations, and servicing and maintenance requests.
- Drive the team to provide work products within stringent timelines and improve quality.
- Allocate work and prepare reconciliation, daily, and monthly reports or dashboards.
- Ensure the team completes assigned tasks on time and maintain accountability for delivery.
- Interact directly with clients or vendors through oral and written communications.
- Lean and Six Sigma certification.
- Experience in automation, robotic process automation, or process reengineering.
- Experience in electronic payments, payment repairs and investigations, reconciliations, servicing and maintenance requests, and team handling.
- A Bachelor's or Master's degree in business administration, finance, or a related field.
- A Commerce or accountancy background.
Accenture is a global professional services firm that helps companies navigate technology-driven change. It offers strategies and services across consulting, digital, technology, and operations, with a strong emphasis on cloud, artificial intelligence, security, and enterprise reinvention. Accenture works by delivering end-to-end solutions, combining advisory work with implementation, technology platforms, and managed services to transform how organizations operate and compete in today’s digital world. The company differentiates itself through its long history as a dedicated tech-advisory arm that gained independence in 2001, its scale, and its active acquisitions—particularly since 2013—to expand capabilities in digital, cloud, and security. Its goal is to help the world’s largest corporations rethink and reshape their operations to stay ahead of rapid technological shifts.
Company Size
10,001+
Company Stage
IPO
Headquarters
Dublin, Ireland
Founded
1989
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Simplify's Take
What believers are saying
- Q3 FY26 revenue rose 6% to $18.7 billion, with a 17.0% operating margin.
- Q1 FY26 advanced AI bookings hit $2.2 billion, nearly doubling year over year.
- July 10, 2026, Accenture raised $5 billion in notes for acquisitions, buybacks, and working capital.
What critics are saying
- June 18, 2026, Middle East conflict cut Q3 revenue by about $100 million.
- Accenture trimmed FY26 local-currency growth to 3%-4%, signaling slower deal closures.
- Federal and managed-services weakness makes AI displacement an existential margin risk.
What makes Accenture unique
- July 7, 2026, Accenture Edge and Google Cloud launched prebuilt mid-market agentic AI.
- June 2026, Accenture became OpenAI's first AI Transformation Partner of the Year.
- July 2026 acquisitions of Dragos, runZero, and NetRise built a scaled xOT cybersecurity platform.
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Benefits
Health Insurance
Professional Development Budget
401(k) Retirement Plan
401(k) Company Match
Company News
Accenture and Automatic Data Processing continue demonstrating steady revenue growth, though at single-digit rates, as both companies explore AI opportunities to expand their service offerings. Accenture, which provides strategy, consulting, technology, and operations services globally, reported an approximately 13% net income margin for the quarter ended May 31, 2026. The company is experiencing significant traction for AI services and targeting a more than $240 billion addressable market with Accenture Edge, offering cybersecurity solutions to mid-sized organisations. Automatic Data Processing, delivering cloud-based human capital management and payroll outsourcing solutions, posted an approximately 18% net income margin for the quarter ended June 30, 2026. The company recently launched a Canadian wage tracking tool. Accenture's quarterly revenue reached $18.7 billion in Q2 2026, whilst Automatic Data Processing reported $5.5 billion for the same period.
Accenture returned $39 billion to shareholders over five years through dividends and buybacks, equal to 40% of its current market value. Despite this substantial capital return, the stock now trades 57% below its two-year high, whilst the S&P 500 delivered 82% total returns over the same period. The IT consulting firm generated $73.1 billion in revenue over the last 12 months, but growth has slowed to 6.7%, below the S&P 500 median of 7.8%. Management recently disclosed a $100 million revenue impact from Middle East conflict and delayed managed services contracts. Accenture is investing heavily in artificial intelligence and its new mid-market unit, Accenture Edge. The company's fourth-quarter results, due this autumn, will test whether these initiatives can offset slowing core business. The stock trades at a price-to-earnings ratio of 12.8, compared to the S&P 500 median of 24.4, reflecting market scepticism about future growth prospects.
Accenture launched a dedicated mid-market business segment in June 2026, reporting a 13% net income margin for the quarter ended 31 May 2026. The global professional services company's revenue shows modest year-over-year growth, reaching $18.7 billion in Q2 2026. Microsoft restructured its senior leadership team in May 2026, adopting a flatter organisational framework for the artificial intelligence era. The company achieved a 40% net income margin for the quarter ended 30 June 2026, with revenue reaching $90 billion. Microsoft's quarter-over-quarter revenue increases significantly outpace Accenture's growth, driven by customer demand for AI offerings. Microsoft reported diluted earnings per share of $4.81 in its fiscal fourth quarter, up from $3.65 the previous year, demonstrating profitability alongside heavy AI infrastructure investment.
Accenture trades at 13.6 times earnings after its stock fell 35% last year whilst the S&P 500 climbed, creating a steep discount to the market's 24.4 median multiple. The IT consulting firm maintains a 15.8% operating margin and generates a free cash flow yield of 11.9%, though three-year revenue growth of 4.8% trails the market median of 7.8%. The company disclosed a $100 million revenue impact from Middle East conflict and delayed managed services opportunities pushing into fiscal 2027. Management plans to deploy approximately $9 billion in acquisitions this year, including expansion into OT security. Accenture also launched Accenture Edge to target a $240 billion addressable market amongst mid-sized companies. The firm guided fourth-quarter revenue between $17.75 billion and $18.4 billion, with results expected to test whether current pressures represent temporary headwinds or fundamental business challenges.
Accenture has partnered with Radisson Hotel Group to launch @RadissonHotels, an AI-powered hotel discovery app within ChatGPT. The app allows travellers to search over 1,000 properties across more than 100 countries using natural language, then complete bookings via Radisson's website. The partnership demonstrates Accenture's application of generative AI and data capabilities to enable "agentic commerce", where trip discovery and decision-making occur through AI-driven conversations rather than traditional booking channels. Accenture recently announced a $2 billion share repurchase programme whilst continuing dividend payments. The company's narrative projects $85.6 billion revenue and $10.5 billion earnings by 2029, requiring 5.4% yearly revenue growth. Some analysts forecast revenues of approximately $87.6 billion and earnings near $10.8 billion by 2029.