Full-Time

Digital Lead Product Manager

Financial Wellness

Posted on 11/30/2025

OneMain Financial

OneMain Financial

5,001-10,000 employees

Offers secured and unsecured personal loans

Compensation Overview

$110k - $165k/yr

New York, NY, USA + 1 more

More locations: Wilmington, DE, USA

Hybrid

Hybrid role; must commute to one of the listed offices 3 days/week (Tue–Thu).

Category
Product (1)
Required Skills
Product Management
Data Analysis
Requirements
  • Bachelor’s degree
  • 6+ years of experience working on successful digital consumer products, preferably at high scale companies
  • A self-starter mindset to identify and pursue opportunities supported by your deep understanding of business goals and product strategy
  • Demonstrated success in leading projects or processes within a high functioning product organization
  • Strong written and verbal communication skills to socialize info, motivate team members, and sell in your ideas with the purpose to achieve our team’s objectives
  • Comfort presenting ideas to leadership and debating varying perspectives
  • A bias toward data driven decision making and comfort with hand-on data analysis
  • A strong sense of ownership and accountability for your domain and an understanding of how it fits into the larger, overall product. One person, one team.
  • A positive outlook and a flexible mindset that works well in a dynamic, growth-oriented environment where you’ll need to pivot when things don’t go as planned
Responsibilities
  • Support Product Strategy: Support the Financial Wellness product strategy by ideating and delivering against an OKR-driven roadmap designed to drive improved financial health outcomes for customers and increased customer engagement
  • Support the company’s multi-product digital strategy to unify disparate experiences and brands under a single app and website experience
  • Drive Product Outcomes: Define product requirements and create detailed specifications for new features and improvements
  • Manage the product development lifecycle from ideation to launch, ensuring timely delivery and high-quality outcomes
  • Establish analytical frameworks and measure results to ensure data-driven iteration toward customer and business objectives
  • Partner closely with Design to apply design thinking principles and bolster discovery throughout our product development lifecycle
  • Own Key Product Processes: Own the bug process by managing the bug backlog, validating and prioritizing fixes, and maintaining clear communication across teams
  • Partner with QA Engineering to lead ongoing and optimize QA efforts by owning and continuously improving QA processes to ensure high-quality releases across our web and mobile platforms
  • Conduct user testing and analyze customer feedback to drive product decisions
  • Ensure the health of the product by monitoring funnels and key metrics to identify anomalies on a daily and weekly basis
  • Collaborate Cross Functionally: Serve as a day-to-day SME for cross-functional partners across the organization including Operations, Marketing, Compliance, and more
  • Work closely with product managers, designers, and engineers to ship new features and improve existing functionality
Desired Qualifications
  • Past experience working in financial services, fintech, and/or other highly regulated environments
  • Proficiency writing SQL for data analysis

OneMain Financial provides personal loans to individuals in the United States, specifically targeting those who may not qualify for traditional bank loans due to lower credit scores. The company offers both secured loans backed by collateral and unsecured loans, generating revenue through interest, fees, and a securitization platform that sells bundled loans to investors. Unlike many competitors, OneMain maintains a large physical branch network to provide personalized service alongside its online tools. Its goal is to provide accessible financial solutions and credit resources to a broad range of borrowers while maintaining a steady stream of lending capital.

Company Size

5,001-10,000

Company Stage

IPO

Headquarters

Baltimore, Maryland

Founded

1912

Simplify Jobs

Simplify's Take

What believers are saying

  • Managed receivables hit $26.1B in Q1 2026, up 6% YoY.
  • AI-powered tools boost personal loans, auto finance, credit cards.
  • Clearpass partnership with Ally reaches 1,700 dealers for growth.

What critics are saying

  • NY AG Letitia James lawsuit over deceptive add-ons triggers Pomerantz class action.
  • State caps limit loans to $7,000 in Maine, $11,000 in North Carolina.
  • BofA cuts target to $66 amid macro concerns disrupting securitizations.

What makes OneMain Financial unique

  • OneMain offers same-day funding for personal loans if applied early.
  • No minimum credit score required, unlike lenders demanding 600+.
  • Over 1,300 branches enable in-person applications nationwide.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

401(k) Retirement Plan

401(k) Company Match

Employee Stock Purchase Plan

Tuition Reimbursement

Paid Vacation

Paid Sick Leave

Paid Holidays

Paid Volunteer Time

Company News

JD Supra
Mar 26th, 2026
State AGs sue OneMain Financial over deceptive loan add-ons.

State AGs sue OneMain Financial over deceptive loan add-ons. LinkedIn Facebook X Last week, attorneys general from 13 states filed a federal lawsuit in the Southern District of New York against OneMain Financial (OneMain) and affiliated companies, alleging deceptive and unfair practices related to the sale of its loan "add-on" products. Led by New York Attorney General Letitia James, the multistate coalition asserts that OneMain's practices violate the federal Consumer Financial Protection Act (CFPA) and state consumer protection and banking laws. The case serves as an important reminder that while the CFPB's enforcement activity has waned during the Trump administration, the states continue to have the ability to enforce the CFPA, and certain states are willing to try and fill the enforcement gap left by the CFPB's retreat. Alleged deceptive loan add-on practices. The complaint alleges that OneMain offered these optional add-on products, such as credit insurance and membership services, and incorporated their cost into the loan principal, resulting in undisclosed interest charges for the add-ons. In some cases, the complaint alleges, OneMain added these products without borrowers' consent, charging customers for add-ons even after they declined them. The complaint further alleges that add-on products were introduced late in the closing process, with loan documents failing to disclose their full cost over the life of the loan. Employees allegedly used high-pressure tactics, including suggesting that loans might be unavailable or delayed if borrowers refused the add-ons, and borrowers were not given a practical opportunity to review terms or compare alternatives. The states also allege that add-on costs drove some borrowers to refinance - at which point OneMain allegedly repeated the same sales practices, layering new add-ons into the refinanced loan. Employees were allegedly incentivized through commissions and performance metrics tied to add-on sales, and consumer complaints reflected difficulty understanding and using the products. State AG enforcement and CFPB context. The states' lawsuit follows a 2023 enforcement action by the CFPB involving similar allegations related to OneMain's add-on products. To resolve that matter, OneMain agreed to pay approximately $20 million in redress and penalties. The state AGs, by contrast, appear to challenge OneMain's broader add-on sales model - including how products are presented, financed into loans, and incentivized - and are seeking restitution, penalties, and injunctive relief. OneMain has stated that the conduct at issue in the state AG lawsuit was previously reviewed and "fully resolved" through the CFPB settlement. The action reflects continued scrutiny of add-on products and the adequacy of disclosure in consumer lending. DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations. Attorney Advertising. (C) Venable LLP 2026

The Port Arthur News
Mar 19th, 2026
INVESTOR ALERT: Pomerantz law Firm investigates claims on behalf of investors of OneMain Holdings, Inc. - OMF.

INVESTOR ALERT: Pomerantz law Firm investigates claims on behalf of investors of OneMain Holdings, Inc. - OMF. PR Newswire Today at 6:54pm PDT PR Newswire NEW YORK, March 19, 2026 NEW YORK, March 19, 2026 /PRNewswire/ - Pomerantz LLP is investigating claims on behalf of investors of OneMain Holdings, Inc. ("OneMain" or the "Company") (NYSE: OMF). Such investors are advised to contact Danielle Peyton at [email protected] or 646-581-9980, ext. 7980. The investigation concerns whether OneMain and certain of its officers and/or directors have engaged in securities fraud or other unlawful business practices. On March 16, 2026, New York Attorney General Lititia James, along with a coalition of 12 other state attorneys general, filed a lawsuit against the OneMain and its units for allegedly misleading customers and trapping borrowers in expensive loans with hidden costs. On this news, OneMain's stock price fell $2.80 per share, or 5.38%, to close at $49.26 per share on March 16, 2016. Pomerantz LLP, with offices in New York, Chicago, Los Angeles, London, Paris, and Tel Aviv, is acknowledged as one of the premier firms in the areas of corporate, securities, and antitrust class litigation. Founded by the late Abraham L. Pomerantz, known as the dean of the class action bar, Pomerantz pioneered the field of securities class actions. Today, more than 85 years later, Pomerantz continues in the tradition he established, fighting for the rights of the victims of securities fraud, breaches of fiduciary duty, and corporate misconduct. The Firm has recovered numerous multimillion-dollar damages awards on behalf of class members. See www.pomlaw.com. Attorney advertising. Prior results do not guarantee similar outcomes. SOURCE Pomerantz LLP This is a paid placement. For further inquiries, please contact PR Newswire directly.

KHQ
Mar 17th, 2026
Washington residents urged to report OneMain's alleged loan practices.

Washington residents urged to report OneMain's alleged loan practices. * Mar 16, 2026 Updated 9 hrs ago The lawsuit claims OneMain does not advertise its add-on products and pressures its employees to include them. As featured on. Washington Attorney General Nick Brown, joined by 12 other state attorneys general, has filed a lawsuit against OneMain Financial, Inc., alleging deceptive lending practices and seeking restitution, penalties, and changes to the company's business practices. Top videos. More video from this section. * Updated 8 hrs ago * Updated 9 hrs ago * Updated 10 hrs ago * Updated 11 hrs ago

Yahoo Finance
Mar 16th, 2026
BofA cuts OneMain target to $66 on macro concerns despite 36% EPS growth to $6.66

BofA analyst Mihir Bhatia has lowered the price target on OneMain Holdings to $66 from $74, whilst maintaining a Buy rating. The firm cited a more uncertain macroeconomic outlook and lower market multiples as reasons for adjusting price targets across several consumer finance stocks. OneMain reported strong Q4 2025 results, with full-year core and insurance earnings per share reaching $6.66, up 36% year-over-year. Capital generation totalled $913 million, increasing 33%, whilst receivables grew 6% to over $26 billion. CEO Douglas Shulman highlighted targeted initiatives in personal loans, auto finance and credit cards. The company expanded its debt consolidation offering, introduced AI-powered productivity tools and grew its partnership with Ally Financial through the Clearpass programme to approximately 1,700 participating dealers.

Long Island Media, Inc.
Mar 16th, 2026
Attorney General James Leads Bipartisan Coalition Suing Predatory Lender OneMain for Scheme to Trap Consumers in Debt

Attorney General James Leads bipartisan coalition suing predatory lender OneMain for scheme to trap consumers in debt. By Chris Boyle Published: March 16 2026 AG James Leads 12 Other Attorneys General in Suing OneMain for Tricking Borrowers into Adding Expensive and Useless Add-Ons to Loans. New York Attorney General Letitia James. New York Attorney General Letitia James today led a bipartisan coalition of 12 other attorneys general in suing OneMain Financial (OneMain) for illegally misleading its customers and trapping tens of thousands of borrowers in expensive loans with hidden costs. OneMain advertises itself as a lender that provides loans to consumers in need, including those with poor credit. Attorney General James and the coalition allege that OneMain exploits its vulnerable customers by loading their already high-cost loans with expensive and often useless additional products like insurance policies. OneMain adds these products to consumers' loans without their knowledge or by misleading them about the products' terms and costs. As a result, customers are charged hundreds or thousands of dollars more for their loans than they expect. In a vicious cycle, consumers are often forced to refinance into more expensive loan packages in order to keep up with payments to OneMain, at which point OneMain misleads them again and packs more products into their loans. Attorney General James and the coalition are seeking court orders to stop OneMain's misleading and abusive practices and to collect restitution for consumers who were cheated. "OneMain targets people who are already struggling financially, saddling them with hidden fees and misleading loans to trap them in even more debt," said Attorney General James. "These predatory tactics are driving up costs for working families across New York and the country. Today I am taking action to stop OneMain's illegal and abusive business model and get New Yorkers their money back." OneMain is one of the largest non-bank installment lenders in the United States, with more than 1,300 branches across 44 states. OneMain markets itself as a lender but ambushes its customers with expensive add-on products for its loans. These include credit insurance products that claim to pay the loan off if consumers die, lose their jobs, or are injured, as well as non-credit products like home and auto membership clubs. In many cases, OneMain adds these additional policies to the loan without consumers' consent. OneMain buries the terms and conditions of these products in a stack of paperwork and rushes consumers through the loan closing to ensure that they do not understand what is in their loans. If borrowers refuse these add-ons or express concerns, OneMain employees pressure them to accept the terms. In some cases, OneMain charges the consumer for add-ons even if they decline them. As a result, customers are left with loan terms they do not understand and end up paying for products they do not want, have any use for, or even know they have. When customers do learn about the add-on products, OneMain misleads them about the cost. OneMain never tells the customer how much the add-on products will cost once interest is applied until after the loan has been closed. The products are expensive, often costing customers hundreds or thousands of dollars more than they expect to pay. Sometimes customers are even charged more for these add-on products than they are for the money they borrow. OneMain's exploitative practices trap borrowers in cycles of debt, requiring them to take out additional loans to keep up with payments. Customers who try to refinance or extend the terms of their loans are misled again and are often saddled with new add-on products, driving up their costs. Attorney General James and the coalition allege that OneMain's practices violate state and federal consumer protection laws, including New York's laws against illegal, fraudulent, deceptive, unfair, and abusive conduct and false advertising. With this lawsuit, Attorney General James and the coalition are seeking restitution for consumers who were unlawfully charged for these products, penalties, and disgorgement of all unlawful profits. The lawsuit also seeks a court order preventing OneMain from continuing its illegal practices and ordering OneMain to withdraw any negative information reported to credit agencies that may affect its customers' credit scores and to abandon any legal proceedings against customers related to their add-on products. Joining Attorney General James in filing this lawsuit are the attorneys general of Colorado, Maryland, Nevada, New Hampshire, New Jersey, North Dakota, Oklahoma, Pennsylvania, South Dakota, Virginia, Washington, and Wisconsin. For New York, this matter is being handled by Assistant Attorney Generals Patrick Gibson and Benjamin Fishman of the Consumer Frauds and Protection Bureau. The Consumer Frauds and Protection Bureau is led by Bureau Chief Jane M. Azia and Deputy Bureau Chief Laura J. Levine, and is a part of the Division of Economic Justice, which is overseen by Chief Deputy Attorney General Chris D'Angelo and First Deputy Attorney General Jennifer Levy.

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