Full-Time

Underwriter

Programs

Updated on 9/12/2026

Ryan Specialty

Ryan Specialty

1,001-5,000 employees

Specialty insurance brokerages and underwriting programs

Compensation Overview

$140k - $175k/yr

+ Bonus

Boston, MA, USA + 6 more

More locations: Philadelphia, PA, USA | Chicago, IL, USA | Exton, PA, USA | Melville, NY, USA | New York, NY, USA | Atlanta, GA, USA

In Person

Travel is required for broker, agency, and customer meetings.

Category
Insurance (1)
Required Skills
Financial analysis

Get referred to Ryan Specialty

See people who can refer or advise you

Requirements
  • At least 5 years of commercial property and casualty underwriting experience.
  • Experience underwriting one or more of the following: Commercial Package, Commercial Property, Commercial Auto, General Liability, or Excess/Umbrella Liability.
  • An active Property and Casualty license is required.
  • Strong analytical, financial, and risk assessment capabilities.
  • Proven ability to manage a profitable book of business.
  • Excellent communication and relationship-building skills.
  • Ability and willingness to travel for broker, agency, and customer meetings.
Responsibilities
  • Evaluate, price, and underwrite new and renewal business within delegated underwriting authority.
  • Analyze exposures, loss experience, financial information, operations, and risk characteristics.
  • Determine appropriate pricing, coverage structure, terms, conditions, and endorsements.
  • Maintain profitability, retention, and growth objectives across assigned programs.
  • Monitor portfolio performance and identify emerging trends, opportunities, and areas of concern.
  • Ensure underwriting decisions align with carrier guidelines, program objectives, and profitability targets.
  • Build and maintain relationships with wholesale brokers, retail agents, and carrier partners.
  • Serve as a resource regarding appetite, coverage solutions, underwriting strategy, and market conditions.
  • Conduct agency visits, broker meetings, and customer presentations.
  • Identify opportunities to expand distribution relationships and increase program visibility.
  • Represent Ryan Specialty National Programs at conferences, industry events, and marketing initiatives.
  • Partner with leadership on program development and strategic growth initiatives.
  • Assist in evaluating new classes of business and market opportunities.
  • Contribute to underwriting guideline development and process improvements.
  • Support mentoring and development of junior underwriting talent.
  • Help build the long-term success of the portfolio and platform.
Desired Qualifications
  • MGA, MGU, delegated authority, program business, or excess and surplus underwriting experience.
  • Experience working with wholesale distribution channels.
  • Prior business development or production underwriting experience.
  • Knowledge of service industry and contractor-focused risks.
  • CPCU, AU, ARM, or similar professional designation.
  • Prior mentoring, coaching, or informal leadership experience.

Ryan Specialty provides specialty insurance products and solutions to insurance brokers, agents, and carriers. It operates through three segments: Wholesale Brokerage (RT Specialty) to place complex risks, Binding Authority for managing general underwriters to quote and service policies, and Underwriting Management to develop proprietary programs under delegated authority. The company differentiates itself by combining broker access, delegated underwriting authority, and proprietary programs to serve hard-to-place risks, with a strong US presence and international reach. Its goal is to deliver tailored risk solutions for specialty and hard-to-place risks while expanding its international specialty insurance market.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Chicago, Illinois

Founded

2010

Get referred to Ryan Specialty

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • Q2 2026 revenue rose 7.2% to $916.6 million; adjusted EPS grew 12.1%.
  • 2025 revenue crossed $3 billion, with 10.1% organic growth and 15 straight growth years.
  • A $300 million buyback and 8% dividend hike signal strong cash generation.

What critics are saying

  • Q2 2026 net income fell 13.1%, while margin slipped to 35.7%.
  • Empower charges $160 million through 2028, with 95% requiring cash.
  • Property pricing fell 25%-35% on large accounts in Q4 2025, pressuring 2026 growth.

What makes Ryan Specialty unique

  • Ryan Specialty's delegated-authority platform generated $1.4 billion revenue in 2025, 47% of total.
  • Empower Program targets brokerage, binding, and underwriting integration across specialties by 2028.
  • RAC Re and AXIS-Lloyd's partnerships expand specialty catastrophe capacity and underwriting control.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Paid Vacation

Paid Sick Leave

Paid Holidays

Paid Parental Leave

Mental Health Support

Growth & Insights and Company News

Headcount

6 month growth

16%

1 year growth

16%

2 year growth

18%
Yahoo Finance
Mar 11th, 2026
Ryan Specialty and MediaAlpha are small-cap stocks to target, while EverQuote lags behind

MediaAlpha, an insurance marketplace technology platform, has demonstrated strong momentum with 69.4% annual revenue growth over the past two years. The company, which connects insurance carriers with consumers, is trading at a market capitalisation of $544.6 million. The platform processes nearly 10 million consumer referrals monthly across property, casualty, health and life insurance products. Forecasted revenue growth of 11.8% for the next 12 months suggests sustained momentum. Earnings per share growth of 564% annually has significantly outpaced revenue expansion, indicating improving profitability as the business scales. Ryan Specialty, a wholesale insurance broker founded in 2010, posted impressive metrics including 21.2% annual revenue growth and a robust 19.2% free cash flow margin. The company trades at $4.73 billion market capitalisation.

Yahoo Finance
Feb 3rd, 2026
Ryan Specialty tops Wall Street picks with 36% upside, while Mister Car Wash and Donnelley Financial face headwinds

Ryan Specialty, a wholesale insurance broker founded in 2010, is attracting Wall Street attention with a consensus price target of $64.31, implying 35.5% upside. The company has demonstrated strong organic revenue growth averaging 12.8% over the past two years. Ryan Specialty's earnings per share grew 23.1% annually over the last two years, significantly outpacing peers. The company maintains a robust free cash flow margin of 18.9%, enabling consistent capital reinvestment and returns. Meanwhile, analysts remain bullish on Mister Car Wash and Donnelley Financial Solutions despite concerning fundamentals. Mister Car Wash faces weak same-store sales trends and high debt levels, whilst Donnelley Financial Solutions has seen sales decline 3% annually over five years. Independent analysis suggests caution on these stocks despite Wall Street's optimistic price targets.

Insurance Canada
Nov 7th, 2025
Ryan Specialty Acquires Stewart Specialty Risk

Ryan Specialty has signed a definitive agreement to acquire Stewart Specialty Risk Underwriting Ltd. (SSRU), a Canadian managing general underwriter based in Toronto. SSRU, founded in 2016 by Stephen Stewart, specializes in high-hazard property and casualty solutions and will join the Ryan Specialty Underwriting Managers division. SSRU has a strong distribution network across all 13 Canadian provinces and territories.

Artemis
Sep 5th, 2025
Ryan Specialty raises $400M reinsurance sidecar

Ryan Specialty launched a collateralized reinsurance sidecar, Ryan Alternative Capital Re, Ltd., raising $400 million, backed by Flexpoint Ford and Sixth Street. This vehicle supports Ryan Specialty Underwriting Managers' P&C insurance business, providing $900 million in multi-year premium capacity. The initiative, in collaboration with AXIS Capital and Lloyd's of London, aims to enhance specialty cat and non-cat risk capacity. Deutsche Bank Securities acted as the structuring and placement agent.

Business Wire
May 21st, 2025
Ryan Specialty Acquires 360° Underwriting

Ryan Specialty enters Ireland with acquisition of 360 Underwriting.