Full-Time

Principal Security Architect

AI/ML Security Architect, Product Security

Posted on 9/3/2025

FICO

FICO

1,001-5,000 employees

Predictive credit risk scoring & analytics

Compensation Overview

$161k - $253k/yr

Remote in USA

Remote

Candidates must be based in the United States.

Category
IT & Security (1)
Required Skills
LLM
Kubernetes
Machine Learning
Microservices
Requirements
  • In-depth experience as a security architect, preferably in AI/ML security.
  • Hands-on experience and solid understanding of secure LLM practices and threat management.
  • Strong understanding and hands-on experience building CI/CD ecosystems to meet the demands of agile and secure development.
  • Strong understanding of supply chain security, software integrity, and secure software delivery.
  • Extensive architectural understanding of cloud security, Kubernetes, cloud-native computing, and microservices.
  • Excellent communication and leadership skills.
  • Strong problem-solving and analytical skills.
  • Ability to prioritize and manage multiple tasks and projects simultaneously.
  • A proven track record of designing, building, and operating complex security systems.
Responsibilities
  • Lead the development and implementation of an AI/ML secure development lifecycle, coordinating with key stakeholders including architecture, engineering, and governance teams.
  • Evaluate the development organization’s current approaches to GenAI usage and AI/ML models, and define comprehensive requirements and processes comprising an AI/ML secure development lifecycle.
  • Evaluate the organization's current supply chain security posture and identify areas for improvement in collaboration with key stakeholders.
  • Lead the development and implementation of a comprehensive supply chain security strategy that includes everything in the product lifecycle, vertically and horizontally, including the security of the development infrastructure, the source code produced or consumed through the open-source community, the build and delivery pipelines, and the security of the runtime.
  • Establish and maintain secure software development practices, including secure coding standards, threat modeling, and penetration testing.
  • Work closely with development teams to embed the security strategy and practices throughout the development lifecycle.
  • Build boilerplates, skeleton projects and testing automation suites for secure coding and secure supply chain to accelerate adoption of security by the different teams, with alignment to standards and practices such as Google SLSA and OWASP CycloneDX.
  • Provide technical guidance to development teams on security best practices, security architecture, and security controls.
  • Stay current with emerging trends and technologies in AI/ML, supply chain security and DevSecOps and evaluate their potential impact on the organization.
Desired Qualifications
  • Previous hands-on experience writing code and working within an engineering team preferred.
  • Preferred experience building agentic AI solutions.
  • Experience with AWS and Amazon Bedrock desired.
  • Experience working with cross-functional teams.

FICO provides data analytics and decision management tools that help financial institutions assess credit risk and detect fraud. The company’s primary product, the FICO score, works by transforming consumer credit report data into a numerical value that predicts the likelihood of a borrower repaying a loan. Unlike many competitors, FICO’s scoring system serves as the primary industry standard for consumer lending in the United States, integrated directly into software that manages the entire customer lifecycle. The company’s goal is to provide lenders with the predictive tools necessary to make informed, data-driven decisions regarding account origination, marketing, and risk management.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

San Jose, California

Founded

1956

Simplify Jobs

Simplify's Take

What believers are saying

  • 47.5% operating margins and 24.6% EPS growth show pricing power.
  • LoanPASS partnership enables batch pricing for thousands of mortgage files.
  • Presence in 90+ countries expands fraud and lifecycle solutions.

What critics are saying

  • CFPB scrutiny erodes 90% mortgage dominance in 12-24 months.
  • VantageScore 4.0 prompts 20% banks to switch in 6-12 months.
  • $1B Senior Notes spike interest by $50-70M annually now.

What makes FICO unique

  • FICO Score 10T integrates trended data for 10% better predictive performance.
  • FICO Platform offers open, composable architecture for modular analytics.
  • FICO serves all 100 largest U.S. credit card issuers globally.

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Benefits

Health Insurance

Flexible Work Hours

Professional Development Budget

Wellness Program

Remote Work Options

Company News

Yahoo Finance
Mar 30th, 2026
SoFi and Fair Isaac shine with 31.6% revenue growth and 47.5% margins while BJ's Restaurants struggles

Fair Isaac Corporation, creator of the widely used FICO credit scoring system, demonstrates strong financial performance with a 47.5% operating margin. The analytics software company has delivered impressive results, with earnings per share growth of 24.6% annually over the past two years outpacing revenue gains, amplified by share repurchases. SoFi Technologies, the digital financial platform offering lending and banking services, posted a 14.6% operating margin with 31.6% annual revenue growth over two years. Its earnings per share grew 148% annually, significantly outpacing revenue growth and indicating improved profitability. BJ's Restaurants faces challenges with a modest 3.3% operating margin. The casual dining chain has shown disappointing same-store sales and lacks pricing power, resulting in a 14.9% gross margin and 4.5% return on capital.

FICO
Mar 11th, 2026
FICO Announces Proposed Offering of $1.0 Billion in Senior Notes

FICO announced today that it intends to offer, subject to market and certain other conditions, $1.0 billion in aggregate principal amount of Senior Notes...

Business Wire
Feb 24th, 2026
myFICO launches mortgage score simulator to help consumers prepare credit health before home loans

myFICO, the consumer division of FICO, has launched a new FICO Mortgage Score Simulator to help consumers prepare their credit before applying for mortgages. Available to myFICO Premier subscribers, the tool simulates how different credit actions could impact FICO Score versions most widely used in US mortgage lending. The simulator allows users to explore how common credit behaviours—such as paying bills on time, reducing credit card balances, or applying for new credit—may affect their scores without impacting their actual credit profile. Small changes in credit profiles can significantly influence mortgage eligibility and interest rates, potentially creating substantial savings over a loan's lifetime. The tool aims to provide transparency into mortgage readiness and help consumers make informed financial decisions before applying for home loans.

The Associated Press
Jan 28th, 2026
FICO and LoanPASS launch first batch pricing tool for FICO Score 10T credit model

FICO has partnered with LoanPASS to launch the first batch pricing tool for FICO Score 10T, enabling lenders to price thousands of files simultaneously and compare outcomes between FICO Score 10T and Classic FICO scoring models. LoanPASS was the first Product and Pricing Engine to implement FICO Score 10T for non-conforming mortgage loans. The new batch pricing functionality allows lenders to analyse performance characteristics at scale using trended credit bureau data, which provides a more comprehensive view of consumer credit behaviour over time. Early adopters of FICO Score 10T have seen potential improvements in predictive performance of up to 10% over previous versions. The tool is designed to help lenders make more informed decisions about credit risk and pricing strategies in the mortgage market.

Business Insider
Oct 22nd, 2021
Fair Isaac Corporation -- Moody's says FICO's $300 million term loan raises leverage but also enhances liquidity

Announcement: Moody's says FICO's $300 million term loan raises leverage but also enhances liquidity<div class="spacer-5"></div><a class="btn-more" href="https://www.moodys.com/page/viewresearchdoc.aspx?docid=PR_456911cid=7QFRKQSZE021" target="_blank" rel="noopener">Read the full article at Moody's</a>

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