Full-Time
Posted on 1/31/2026
Global insurer underwriting policies and investments
No salary listed
Company Historically Provides H1B Sponsorship
Louisville, KY, USA
In Person
AIG is a global insurer offering life, retirement, and commercial insurance for individuals and businesses. Customers pay premiums in exchange for coverage; AIG underwrites policies, pays claims, and invests premium income to earn returns, with a focus on risk assessment and data security. It stands out with a broad global presence and a diversified portfolio that includes Corebridge Financial, a subsidiary focused on retirement planning. Its goal is to help clients manage risk, protect assets, and achieve long-term financial security through comprehensive insurance and retirement solutions.
Company Size
10,001+
Company Stage
IPO
Headquarters
New York City, New York
Founded
1919
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Health, dental, & vision coverage
Flexible Spending Accounts (FSA)
401(k)
PTO
Commuter Expense Reimbursement Account
American International Group reported fourth-quarter adjusted after-tax income rose 51% year-over-year, driven by strong underwriting performance. Full-year 2025 capital returns reached $6.80 billion through buybacks and dividends. The insurer outlined plans for low- to mid-teens net premium growth and at least $1 billion in share repurchases for 2026. Management set a target to push the expense ratio below 30% by 2027 using AI agents in underwriting and digital initiatives. AIG's narrative projects $31.3 billion revenue and $3.8 billion earnings by 2028, requiring 4.5% annual revenue growth. However, the company remains exposed to climate-related catastrophe losses, which could impact long-term performance despite the AI-driven efficiency measures.
American International Group (AIG) reported a 51% year-over-year increase in Q4 adjusted after-tax income to $1.96 per diluted share. For the full year 2025, the company generated $4 billion in adjusted after-tax income and $2.3 billion in underwriting income, marking a 22% increase over 2024. AIG returned $6.8 billion to shareholders in 2025 through $5.8 billion in share repurchases and $1 billion in dividends. Whilst international commercial new business grew strongly, North American retail property and personal net premiums contracted due to reduced market appetite and higher reinsurance costs. For 2026, AIG forecasts net premiums written growth in the low to mid-teens. The company targets reducing its expense ratio below 30% by 2027 through operational efficiency improvements, including AI implementation, and plans to continue share repurchases of at least $1 billion.
American International Group (AIG), valued at $39.6 billion, has underperformed the market with shares down 1.4% over 52 weeks, compared to the S&P 500's 15.4% gain. The stock fell 7.5% on 6 January following CEO Peter Zaffino's announcement he would step down by mid-year, with Eric Andersen from Aon set to join as President and CEO-elect in February. Despite leadership uncertainty, analysts expect AIG's earnings per share to grow 41.8% year-over-year to $7.02 for the current fiscal year. The company has beaten consensus estimates in the last four quarters. Among 25 analysts covering the stock, the consensus rating is "Moderate Buy", with a mean price target of $87.41 representing 17.5% upside potential.
American International Group has formed a strategic partnership with CVC, committing up to $1.5 billion to a new private equity secondaries evergreen platform where AIG will serve as cornerstone investor. The platform will help AIG efficiently manage its legacy private equity exposures. AIG plans to allocate up to $2 billion to separately managed accounts and funds managed by CVC, with an initial $1 billion to be deployed by 2026. The allocation will focus on diversified credit strategies aligned with AIG's regulatory and investment return objectives. The partnership supports AIG's long-term investment goals through CVC's insurance solutions and private market innovations. CVC's CEO highlighted the firm's ability to deliver bespoke, capital-efficient solutions for global insurance institutions.
Deal to include extensive brand visibility both on and off the pitch