Senior Software Engineer

Truist raised its price target on BILL Holdings from $58 to $59 whilst maintaining a Buy rating on 10 February 2026. The upgrade follows updated financial models for payment firms after fourth-quarter earnings, citing higher net customer additions and increased volume per client for BILL. The company reported second-quarter 2026 earnings on 5 February, showing core revenue of $375 million, up 17% year-over-year, and achieving an 18% non-GAAP operating margin. However, management indicated it expects a slight decrease in net new customer additions as it shifts focus to larger businesses. Founded in 2006, BILL Holdings operates a financial operations platform automating back-office processes for small and midsize businesses.

Half Baked #552: post-purchase messaging, beautiful uis... Plus From $60K in Debt to a HubSpot Acquisition Feb 23, 2026 Welcome to Half Baked, the newsletter serving up startup ideas as hard to keep secret as OpenAI's new hardware device In today's edition: * | Solving a $300B problem in e-commerce * | How to vibe code beautiful UI * | From $60K in debt to a HubSpot acquisition + more * | Claude Code launch, angel investing, retention curves + more * | A product that really takes a stand Let's goooo $1,000 Giveaway: Gethalfbaked has teamed up with Bill.com to give away $1,000 to support one of you this week. In order to enter simply: * Go to this link and download the e-book * Reply to this email with one thing you learned from the guide Good luck! Post-Purchase concierge for e-commerce. E-commcierge Available domain: Apresbuy.ai The Problem: Gethalfbaked has all felt the pull of a good e-commerce website, using every trick in the book to get Gethalfbaked to buy their product. But once you make the purchase? Radio silence. Most brands couldn't care less what happens post-purchase, as long as you don't make a return of course. Because returns are a big problem. The average return rate is 20-30% online and every return costs $20-30 to process, eats into margins, and often means losing the customer forever. But here's the thing - most returns are preventable. Wrong size, unmet expectations, buyer's remorse - these aren't inevitable, they're communication failures. So why not open up a dialogue between buyers and merchants after they've hit "buy now"? Why not create a concierge service to manage returns or even upsells and increase customer value? Here's what Gethalfbaked is thinking. The Solution: The Idea: An AI-powered post-purchase messaging platform that reduces returns and increases repeat purchases for e-commerce brands. * The moment a customer buys, the AI kicks in - sending personalised post-purchase messages with styling tips, size reassurance, and usage guides tailored to exactly what they ordered. * If return signals are detected (no product engagement, support queries, hesitation), the AI intervenes with targeted offers - exchanges, store credit, or personalised alternatives - before the customer ever hits the returns portal. * Brands get a full analytics dashboard showing return rate trends, intervention success rates, and lifetime value impact - making the ROI impossible to ignore. Business Model: SaaS subscription based on order volume - $299/month up to 1,000 orders, scaling up from there. Performance tier takes a % of verified return savings. End Goal: Acquired by Klaviyo, Shopify, or a returns platform like Loop or Happy Returns looking to move up the funnel. 8-15x ARR multiple. Startups, here's your toolkit. Scaling startups face new challenges every single day. But with this free toolkit at your fingertips, every one of them becomes an opportunity to take your growth to the next level. Download it to get real-world strategies for: * Taking control of cash flow * Strengthening vendor & investor trust * Crafting AI prompts for more efficient processes and much, much more How to vibe code a beautiful UI. The Context: Most vibe coded apps look the same. Same blue gradients, same Inter font, same Lucide icons - instant tells that an AI built it. The problem isn't the AI, it's that most people just type "make a landing page" and hope for the best. Here's how to fix that. Step-by-step: * Sketch first, prompt second - use Excalidraw to draw a quick wireframe before you write a single prompt. Export it and tell the AI "follow this structure exactly." AI copies way better than it imagines. * Screenshot what you like - go to Dribbble or Mobbin, screenshot the specific section you want (a nav bar, a pricing card, a hero section), paste it in and say "copy this style." This alone changes everything. * Feed it a mood board for colors - never tell AI "make it feel modern and warm." Use a mood board generator and feed that image to the AI saying "reference this for the color palette." * Kill the defaults - define a design system before you build, swap Inter for something from Google Fonts, and ditch Lucide for Phosphor Icons. Most vibe coded apps look off because there's limited consistency and not much personality. How to validate a startup idea in 44 minutes. Most founders spend months building something nobody wants. The smart ones validate first. This Wednesday, Gethalfbaked is hosting a free live session where Gethalfbaked'll show you exactly how to do it: * Walk through 3 real validation examples (including Half Baked itself) * See the exact framework Gethalfbaked use before writing a single line of code * Get your idea validated live on the call Free. 44 minutes. This Wednesday at 6pm GMT. Founder fuel. Money Shot: This guy went from $60K in debt to getting acquired by HubSpot (literally today). Here's how. Prompt Drop: This prompt turns Claude into an NLP coach, something used by the world's top negotiators and leaders. 🆓 Founder Resource: a16z & Y Combinator share their million-dollar AI startup ideas for 2026, straight from the people writing the cheques. Founder Deal: Wispr Flow (its favourite AI dictation tool) just launched on Android. Get a 45 day free trial here. Founder finds. Anthropic just launched Claude Code Security, an AI that scans your codebase for vulnerabilities the way a human researcher would. Cybersecurity stocks didn't appreciate this launch... A Stanford professor analysed thousands of angel investments to find out who's backed the most unicorns. Jared Leto made the list. Yes, that Jared Leto. Drunk business idea: vertical grill. * Enjoy the occasional steak? Wish you could cook both sides to perfection? * Introducing the VertiGrill(TM)- a vertical infrared grill inspired by the toaster (apparently) that cooks your steak upright to perfection. Because pans are so last century. * VertiGrill(TM)- Raising the steaks. That's all folks! Before you go just a few public service announcements: * Have an idea you want feedback on? DM me to discuss it or book in for Office Hours here. * Looking to sponsor Half Baked? Just fill out this form and Gethalfbaked'll get back to you asap. See you soon, John and Darragh | The Half Baked Team

Barington Companies Management purchased 325,000 shares of BILL Holdings in the fourth quarter, worth an estimated $16.70 million, bringing its stake to 13.96% of reportable assets, according to a February 12, 2026 SEC filing. BILL shares are down 24% over the past year, trading at $46.37. However, the company reported second quarter revenue of $414.7 million, up 14% year-over-year, with core revenue climbing 17% to $375.1 million. Transaction fees grew 20%, whilst total payment volume reached $95 billion. The cloud-based financial operations software provider serves nearly 500,000 businesses and projects full-year revenue between $1.63 billion and $1.65 billion. The company repurchased $133 million of stock during the quarter.