Full-Time
Sr Technology Product Owner
Posted on 8/22/2025
Experian
1-10 employees
Venture capital arm funding data startups
No salary listed
Mumbai, Maharashtra, India
In Person
 Product (2) |
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- Degree in software engineering, computer science or similar field
- Programming Skills: Strong Programming skills with Extensive knowledge of object-oriented architecture and modern frontend frameworks
- Technology: JavaScript, Java Basics / Core Java /Advance Java, JSP Servlets, Java script toolkits, Web/Application Servers, OO and relational modeling skills, OOPS. Framework - Spring, Hibernate
- Develop & maintain Web services (REST and SOAP)
- DB Skills: Relational DB (DB2, Oracle) & NoSQL DB(MongoDB)
- Networking: Understanding network topologies and common network protocols and services (DNS, HTTP(S), SSH)
- Experience with tools: BitBucket. GitHub, Jenkins, ServiceNow
- Experience with shell scripting and hands-on with basic UNIX commands
- Good understanding of CI/CD pipeline
- Experience of working in all phases of Software Development Lifecycle(SDLC)
- Experience with various architectures: Domain Driven Design, Microservices, Cloud Native and Event Driven Architecture.
- Fail fast approach to align to product engineering standards
- 12+ years of experience
- Experience in Cloud architecture (AWS)
- Experience in JBoss, Apache Tomcat would be an advantage
- Experience in Python or Data Analytics would be an advantage
- Experience in Angular, Node and React JS would be an advantage
- Exposure to Financial Services and Banking concepts would be an advantage
- Experience with Agile software development will be an advantage.
- Constant curiosity & a desire to improve yourself and your fellow engineers
- Developing & maintaining large & highly configurable applications
- Maintain a security mindset during both design and development stages of projects
- Software development, architecture, design and operations of complex applications and systems
- Creation of high level & low level design documents
- Integrate with web testing services for unit, functional & scalability testing
- Develop and release using agile methodologies
- Automation and Improvement of existing technology infrastructure and platforms
- Ability to adapt quickly & competently to new technologies
- Working with cross functional teams
- 12+ years?
- Experience in JBoss, Apache Tomcat would be an advantage
- Experience in Python or Data Analytics would be an advantage
- Experience in Angular, Node and React JS would be an advantage
- Exposure to Financial Services and Banking concepts would be an advantage
- Experience with Agile software development will be an advantage.
- Constant curiosity & a desire to improve yourself and your fellow engineers
Experian Ventures is the venture capital arm of Experian, a global information services company. It provides investment capital and strategic partnerships to startups, helping them grow by leveraging Experian’s data assets, technology, and global network. The fund focuses on backing entrepreneurs who can disrupt data- and tech-driven markets, using Experian’s platforms and reach to accelerate portfolio companies. Unlike standalone funds, it differentiates itself with access to Experian’s scale, data resources, and worldwide offices, enabling closer collaboration and faster go-to-market support. The goal is to fund and mentor startups that can shape the future of information services while expanding Experian’s ecosystem and influence across regions.
Company Size
1-10
Company Stage
N/A
Total Funding
$82M
Headquarters
Costa Mesa, California
Founded
1995
Simplify's Take
What believers are saying
- Palenca funding processes 20M verifications in 2026, expanding Mexican credit access.
- KYC360 acquisition bolsters UK fraud prevention and compliance verification.
- AutoUnify investment enables AI-driven secure automotive transactions with Porsche.
What critics are saying
- EU regulators halt Experian's data aggregation under GDPR, eroding profits within 12 months.
- TransUnion captures 25% of Experian's rental market share via lower API fees.
- Snapchat's in-house AI advisor slashes Experian's engagement metrics in 12 months.
What makes Experian unique
- Experian Ventures invests in startups simplifying credit processes since 2016.
- Experian integrates VantageScore 4.0 into rental screening API used by Zillow.
- Experian merges automotive data on 250M US individuals with first-party sources.
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Benefits
Remote Work Options
Professional Development Budget
Company News
Palenca, a Mexican income verification platform for financial institutions, has raised $4 million in a Series A round led by Experian, with participation from Foundation Capital, Gilgamesh Ventures and Dhow Ventures. The company addresses a critical gap in Mexico's financial inclusion: the lack of reliable income data prevents credit expansion to new segments. Without verifiable income information, financial institutions must either limit their reach or assume greater risk. Palenca's platform validates income from various sources, including informal employment, to integrate them into credit and risk decisions. The funding will develop new data products, expand income source validation and strengthen predictive models using artificial intelligence. The company processed nearly 5 million verifications in 2025 and projects reaching 20 million this year, enabling banks to extend credit to previously excluded populations.
Experian has enhanced its Connect API platform to offer VantageScore 4.0 for rental screening, enabling property managers, landlords and screening providers to use the modern credit scoring model when evaluating prospective renters. Zillow is amongst the platforms now using VantageScore 4.0 through the platform. The enhancement follows the Federal Housing Finance Agency's recent approval of VantageScore 4.0 for mortgage decisions, creating greater consistency across the housing journey. VantageScore 4.0 combines trended credit data with machine learning and can score approximately 33 million consumers who may have been unscoreable under older models. The model uses trended credit data, rental payment history and alternative data to reflect consumers' financial behaviours across 24 months, offering greater accuracy and more inclusive scoring for renters with thin credit files.
FullThrottle Technologies has partnered with Experian Automotive to integrate Experian's in-market automotive audiences into the fullthrottle.ai self-service platform. The collaboration enables auto marketers to combine first-party data with third-party audience intelligence in a single environment. Through the integration, advertisers can access Experian's curated audiences—including lifestyle, purchase intent and behavioural segments—directly within fullthrottle.ai's demand-side platform. Marketers can combine these with verified first-party data and build campaigns in a closed-loop environment connecting audience insights to performance measurement. Experian's consumer marketing data covers insights on over 250 million US individuals. The partnership aims to deliver smarter targeting and stronger attribution whilst maintaining privacy standards for automotive dealers and marketers.
AutoUnify, a connectivity toolkit enabling AI agents to interface with automotive retailers, has announced a strategic investment from Experian. The partnership combines AutoUnify's connectivity platform with Experian's fraud prevention and identity verification technology to create secure, real-time automotive transactions. The collaboration aims to establish infrastructure for AI-driven automotive commerce, allowing AI systems to manage end-to-end customer journeys. AutoUnify provides the connectivity layer for communication across automotive platforms, whilst Experian contributes decisioning technology and fraud expertise. Based in Santa Monica, California, AutoUnify is backed by Porsche, UP Ventures and Experian Ventures. The funding will support product innovation, expand integrations and accelerate development of AI-driven automotive applications, including tools for vehicle shopping and service scheduling.
Experian has acquired KYC360 in the UK and Ireland to enhance its fraud and financial crime compliance capabilities. This acquisition will strengthen Experian's ability to verify and update customer and business information, crucial for preventing financial crime.