Full-Time
Underwriter
Credit Insurance, Energy Transition Finance
Updated on 9/3/2026
Energetic
11-50 employees
Energy project financing and credit insurance
No salary listed
Boston, MA, USA
Hybrid
Hybrid work in the Greater Boston area.
Bachelor's
 Insurance (1) |
|---|
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- Two to five years of experience in financial services, with exposure to power markets, project finance, construction lending, or credit risk.
- Strong financial analysis and communication skills.
- Ability to operate in a fast-paced startup environment.
- A curious and proactive approach, with the ability to work independently.
- A bachelor's degree in finance, business, or a related field, or equivalent experience.
- Experience in financial statement analysis or formal credit training.
- Advanced proficiency in Microsoft Office applications, including Excel, PowerPoint, and Word.
- Underwrite and structure credit insurance solutions for energy transactions.
- Assess counterparty credit risk and complex financial structures.
- Work directly with brokers, clients, and internal stakeholders.
- Support strategic initiatives and process improvements.
- Experience with credit insurance as a junior or associate underwriter.
- Experience with energy project finance as an analyst or associate.
- Experience with commodities trading in power or electricity markets as an analyst or associate.
- A Chartered Financial Analyst or similar designation, or progress toward one, is desirable.
Energetic Capital provides flexible financing and credit insurance for commercial and industrial energy projects. It targets unrated, sub-investment-grade projects and structures debt to maximize proceeds, allowing clients to own and operate their projects. The company offers a single lending solution that scales with a client’s pipeline and gives access to the right balance sheets, supporting both new builds and refinancing for project developers and energy service providers. By including multiple asset types and revenue streams in one portfolio, Energetic Capital aims to optimize platform value. Its revenue comes from interest on loans and premiums on credit insurance policies, with a focus on the energy transition and distributed energy deployments.
Company Size
11-50
Company Stage
Series A
Total Funding
$36M
Headquarters
Boston, Massachusetts
Founded
2016
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Simplify's Take
What believers are saying
- May 20, 2026 expansion broadened Energetic’s underwriting capacity for distributed energy.
- May 5, 2026 M&T Bank and Verogy financing showed bankable demand for its structure.
- July 2026 publications on concentration risk and pricing reinforce lender trust and deal flow.
What critics are saying
- Energetic depends on external insurer capacity; tighter 2027 terms squeeze originations.
- A few anchor partnerships, including Rabobank and Redaptive, concentrate revenue and underwriting risk.
- One large claim cycle or rating downgrade kills the credit-insurance product and business model.
What makes Energetic unique
- Energetic’s EneRate Credit Cover first-linked credit insurance unlocks C&I project financing.
- The MGU model taps AA-/Aa3 insurer capacity without balance-sheet-heavy lending.
- Its structures bundle multiple assets and revenue streams into portfolio-scale financing.
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Growth & Insights and Company News
6 month growth
↑ 0%1 year growth
↓ -7%2 year growth
↑ 0%CleanCapital expands $81M facility with Rabobank, using Energetic Capital’s EneRate Credit Cover® to scale C&I solar and storage project deployment.
SAN FRANCISCO, Feb. 12, 2025 /PRNewswire/ -- White Pine Renewables, a leading developer, owner and operator of behind-the-meter solar energy assets, today announced the successful closing of a loan with Beneficial State Bank and Energetic Capital to finance two operating solar projects in California.The projects, serving local power needs of the Feather Water District in Sutter County and the Kettleman City Community Services District in Kings County, provide long-term energy savings to the districts at no upfront cost. "White Pine is proud to announce the closing of these two project loans. This transaction helps White Pine fulfill its mission of delivering value for our customers via reduced energy bills and long-term price certainty," said Michael Kremer, White Pine's co-founder and managing partner. "Additionally, we're pleased to announce a new relationship between White Pine and Beneficial State Bank and Energetic, all of whom bring deep industry expertise and local experience in California."
NEW YORK--(BUSINESS WIRE)--Redaptive, a San Francisco-based Energy-as-a-Service provider of energy-saving and energy-generating equipment, has announced the start of a three-company partnership designed to enhance its capability to promote a 1,000+-site portfolio of energy efficiency projects and support future pipeline development. The innovative credit insurance structure, a first in the market, enables Redaptive to secure competitive financing from Rabobank, the leading global food and agribusiness bank and leader in energy transition and renewable energy structuring. The transaction benefits from EneRate Credit Cover® available exclusively through Energetic Insurance, which issues credit insurance policies as a Managing General Underwriter (MGU) on behalf of an AA-/Aa3 rated global insurer
The DCU FinTech Innovation Center (the “Center”), the leading sponsor of FinTech startups in Boston, announced today the eight new seed-stage ventures in
Energetic Insurance has completed a Series A funding round which totalled $7 million, led by Schneider Electric Ventures with participation from MS&AD Ventures, MCJ Collective, and Atlantic Global Risk.