Full-Time

SF Collateral Risk Policy Analyst Lead

Open to Remote

Posted on 8/26/2024

Fannie Mae

Fannie Mae

10,001+ employees

Facilitates affordable housing through mortgage financing

Social Impact
Financial Services

Mid, Senior

Remote in USA + 1 more

More locations: Plano, TX, USA

Open to remote work, but also has a physical location in Plano, TX.

Category
Risk Management
Finance & Banking
Requirements
  • 4 years of collateral policy writing
  • Proven leadership skills
  • Well versed with appraisal concepts, valuation processes, and industry challenges
  • Experience with English grammar and syntax
Responsibilities
  • Guide team in preparing analyses and reports used to determine business areas that pose potential risks to the enterprise.
  • Guide team in preparing analyses and reports used to evaluate the impact of proposed risks to the enterprise.
  • Lead team in monitoring information and processes to reduce risk using rigorous analysis.
  • Document resolutions and control guidelines.
  • Guide team efforts to review business strategies that will drive success in the face of shifting consumer behaviors and regulations.
  • Collaborate with team(s) to gather information about products, policies, or other elements.
  • Research, assemble, and evaluate information to provide an analysis used for making policy recommendations.
  • Develop documents translating multiple inputs into easy-to-understand non-technical terminology that is clear, concise, and contextual.
  • Collaborate with customers to ensure documentation meets their needs.
  • Evaluate valuation products and decisions used for investments and collateral.
  • Complete ad-hoc tasks as assigned.

Fannie Mae operates in the U.S. housing finance system by purchasing mortgages from lenders, which helps provide them with the cash flow needed to offer more loans to consumers. The company buys mortgages from banks and financial institutions, holding some in its portfolio while packaging others into mortgage-backed securities (MBS) that are sold to investors. This process helps spread risk and ensures a steady flow of capital back into the housing market, promoting homeownership and rental opportunities. Fannie Mae earns revenue through fees for guaranteeing MBS payments and from interest on its mortgage portfolio. The company aims to facilitate access to affordable housing and is recognized for its commitment to diversity, inclusion, and community service.

Company Stage

IPO

Total Funding

N/A

Headquarters

Washington, District of Columbia

Founded

1938

Simplify Jobs

Simplify's Take

What believers are saying

  • Increased AI adoption in underwriting can reduce costs and improve efficiency.
  • Rising interest in green mortgages boosts Fannie Mae's sustainable finance initiatives.
  • Blockchain exploration could enhance transparency and security in mortgage transactions.

What critics are saying

  • Rising interest rates may reduce demand for refinancing and new mortgages.
  • Increased regulatory scrutiny could pose operational challenges for Fannie Mae.
  • Ongoing labor shortages may impact Fannie Mae's affordable housing mission.

What makes Fannie Mae unique

  • Fannie Mae's Green MBS program aligns with global ESG investment trends.
  • The company facilitates the 30-year fixed-rate mortgage, a staple in U.S. housing.
  • Fannie Mae's Desktop Underwriter software enhances mortgage approval efficiency.

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Benefits

Flexible Work Hours

INACTIVE