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Full-Time

SF Collateral Risk Policy Analyst Lead

Open to Remote

Confirmed live in the last 24 hours

Fannie Mae

Fannie Mae

10,001+ employees

Facilitates affordable housing through mortgage financing

Fintech
Financial Services

Mid, Senior

Remote in USA + 1 more

Category
Risk Management
Finance & Banking
Requirements
  • 4 years of collateral policy writing
  • Proven leadership skills
  • Well versed with appraisal concepts, valuation processes, and industry challenges
  • Experience with English grammar and syntax
Responsibilities
  • Guide team in preparing analyses and reports used to determine business areas that pose potential risks to the enterprise.
  • Guide team in preparing analyses and reports used to evaluate the impact of proposed risks to the enterprise.
  • Lead team in monitoring information and processes to reduce risk using rigorous analysis.
  • Document resolutions and control guidelines.
  • Guide team efforts to review business strategies that will drive success in the face of shifting consumer behaviors and regulations.
  • Collaborate with team(s) to gather information about products, policies, or other elements.
  • Research, assemble, and evaluate information to provide an analysis used for making policy recommendations.
  • Develop documents translating multiple inputs into easy-to-understand non-technical terminology that is clear, concise, and contextual.
  • Collaborate with customers to ensure documentation meets their needs.
  • Evaluate valuation products and decisions used for investments and collateral.
  • Complete ad-hoc tasks as assigned.

Fannie Mae operates in the U.S. housing finance system by purchasing mortgages from lenders, which helps provide them with the cash flow needed to offer more loans to consumers. The company buys mortgages from banks and financial institutions, holding some in its portfolio while packaging others into mortgage-backed securities (MBS) that are sold to investors. This process spreads risk and ensures a steady flow of capital into the housing market, promoting homeownership and rental opportunities. Fannie Mae earns revenue through fees for guaranteeing payments on MBS and from interest on its mortgage portfolio. The company aims to facilitate access to affordable housing and is recognized for its commitment to diversity, inclusion, and community service.

Company Stage

IPO

Total Funding

N/A

Headquarters

Washington, District of Columbia

Founded

N/A

Simplify Jobs

Simplify's Take

What believers are saying

  • Fannie Mae's strategic initiatives, such as the MH Advantage program, offer new affordable housing options, potentially expanding their market reach.
  • The company's robust issuance program, like the $659 million Connecticut Avenue Securities deal, demonstrates its strong position in the credit risk-sharing market.
  • Recognition for corporate responsibility and impact, as highlighted in their 2023 CRI Report, enhances Fannie Mae's reputation and stakeholder trust.

What critics are saying

  • The ongoing affordability constraints in the housing market could limit the number of buyers, impacting Fannie Mae's business volume.
  • Economic uncertainties, such as potential GDP growth downgrades and inflation volatility, could affect the housing market and Fannie Mae's financial performance.

What makes Fannie Mae unique

  • Fannie Mae's role as a government-sponsored enterprise uniquely positions it to provide liquidity and stability in the U.S. housing market, unlike private sector competitors.
  • Their ability to package purchased mortgages into mortgage-backed securities (MBS) and sell them to investors spreads risk and ensures a steady flow of capital back into the housing market.
  • Fannie Mae's commitment to community service, diversity, and inclusion, as evidenced by numerous accolades, sets it apart in the financial services sector.