Full-Time

SF Collateral Risk Policy Analyst Lead

Open to Remote

Posted on 8/26/2024

Fannie Mae

Fannie Mae

10,001+ employees

Facilitates mortgage financing and liquidity

No salary listed

Mid, Senior

Remote in USA + 1 more

More locations: Plano, TX, USA

Open to remote work, but also has a physical location in Plano, TX.

Category
Risk Management
Finance & Banking
Requirements
  • 4 years of collateral policy writing
  • Proven leadership skills
  • Well versed with appraisal concepts, valuation processes, and industry challenges
  • Experience with English grammar and syntax
Responsibilities
  • Guide team in preparing analyses and reports used to determine business areas that pose potential risks to the enterprise.
  • Guide team in preparing analyses and reports used to evaluate the impact of proposed risks to the enterprise.
  • Lead team in monitoring information and processes to reduce risk using rigorous analysis.
  • Document resolutions and control guidelines.
  • Guide team efforts to review business strategies that will drive success in the face of shifting consumer behaviors and regulations.
  • Collaborate with team(s) to gather information about products, policies, or other elements.
  • Research, assemble, and evaluate information to provide an analysis used for making policy recommendations.
  • Develop documents translating multiple inputs into easy-to-understand non-technical terminology that is clear, concise, and contextual.
  • Collaborate with customers to ensure documentation meets their needs.
  • Evaluate valuation products and decisions used for investments and collateral.
  • Complete ad-hoc tasks as assigned.

Fannie Mae works in the U.S. housing finance market by purchasing mortgages from lenders, which helps them have the cash flow needed to offer more loans. The company either holds these mortgages or packages them into mortgage-backed securities (MBS) that are sold to investors, ensuring a steady flow of capital into the housing market. Fannie Mae earns money through fees for guaranteeing payments on MBS and from interest on its mortgage portfolio. Its goal is to promote affordable housing and maintain the stability of the housing market while also engaging in community service and supporting diversity and inclusion.

Company Size

10,001+

Company Stage

IPO

Headquarters

Washington, District of Columbia

Founded

1938

Simplify Jobs

Simplify's Take

What believers are saying

  • Lower mortgage rates in 2025-2026 may boost home sales and MBS demand.
  • Integration of AI in underwriting can improve risk assessment and operational efficiency.
  • Green mortgages offer portfolio expansion and appeal to eco-conscious investors.

What critics are saying

  • Recent layoffs suggest potential financial pressures affecting operational stability.
  • Credit losses due to fraud highlight vulnerabilities in risk management systems.
  • Technical issues with new Loan Pricing API could impact loan pricing accuracy.

What makes Fannie Mae unique

  • Fannie Mae's MBS provide liquidity and stability to the U.S. housing market.
  • The company supports affordable housing through innovative financing models for low-income buyers.
  • Fannie Mae's STAR Program recognizes high-performing mortgage servicers, enhancing industry standards.

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Benefits

Flexible Work Hours

Company News

HousingWire
Apr 7th, 2025
Florida home prices drop on rising inventory, but sales haven't followed suit

Reports suggest that 700 people were laid off at Fannie Mae last Thursday and Friday, but no official announcements have been issued.

PR Newswire
Mar 28th, 2025
Fannie Mae Releases February 2025 Monthly Summary

WASHINGTON, March 28, 2025 /PRNewswire/ -- Fannie Mae's (OTCQB: FNMA) February 2025 Monthly Summary is now available. The monthly summary report contains information about Fannie Mae's monthly and year-to-date activities for our gross mortgage portfolio, mortgage-backed securities and other guarantees, interest rate risk measures, and serious delinquency rates.Follow Fannie Maefanniemae.comFannie Mae Newsroomhttps://www.fanniemae.com/newsroomPhoto of Fannie Maehttps://www.fanniemae.com/resources/img/about-fm/fm-building.tifFannie Mae Resource Center1-800-2FANNIESOURCE Fannie Mae

PR Newswire
Mar 28th, 2025
Mortgage Rates Expected To Move Lower In 2025 And 2026

Existing Home Sales Forecast Upgraded Slightly on Lower Rate OutlookWASHINGTON, March 28, 2025 /PRNewswire/ -- Mortgage rates are now expected to end 2025 and 2026 at 6.3 percent and 6.2 percent, respectively, downward revisions of three-tenths for each, according to the March 2025 commentary from the Fannie Mae (OTCQB: FNMA) Economic and Strategic Research (ESR) Group. The lower mortgage rate outlook resulted in a small upward revision to the ESR Group's existing home sales outlook in 2025, though expectations for total home sales remain subdued. On a Q4/Q4 basis, real gross domestic product (GDP) is now expected to be 1.7 percent in 2025 and 2.1 percent in 2026, modest downward revisions owing to weaker incoming data and greater clarity on trade policy."We expect the recent pullback in mortgage rates will provide a small boost to home sales this year," said Mark Palim, Fannie Mae Senior Vice President and Chief Economist. "While our latest forecast calls for a period of modestly slower economic growth, historically, interest rates have been the most important driver of home sales. We think mortgage rates will move even lower within the next quarter and ultimately close the year at approximately 6.3 percent, which could be low enough to generate some extra sales from any would-be buyers still waiting on the sidelines."Visit the Economic and Strategic Research site at fanniemae.com to read the full March 2025 Economic Outlook, including the Economic Developments Commentary, Economic Forecast, and Housing Forecast. To receive e-mail updates with other housing market research from Fannie Mae's Economic and Strategic Research Group, please click here.Opinions, analyses, estimates, forecasts, beliefs, and other views of Fannie Mae's Economic and Strategic Research (ESR) Group included in these materials should not be construed as indicating Fannie Mae's business prospects or expected results, are based on a number of assumptions, and are subject to change without notice

Cloud Maestro
Mar 20th, 2025
ServiceMac Named a Fannie Mae 2024 STAR(TM) Performer Award Winner

ServiceMac, a leading innovator in mortgage subservicing and a member of the First American family of companies, today announced the company earned Fannie Mae's 2024 Servicer Total Achievement and Rewards(TM) (STAR(TM) Performer award in both the General Servicing and Solution Delivery categories.

Send2Press
Mar 13th, 2025
Vice Capital Markets Integrates with Fannie Mae's New Loan Pricing API to Streamline Mortgage Loan Pricing and Commitment

Vice Capital Markets integrates with Fannie Mae's new Loan Pricing API to streamline mortgage Loan Pricing and commitment.

INACTIVE