Full-Time
Principal Product Operations and Risk Analyst
Circle
1,001-5,000 employees
Global payments platform using digital currencies
No salary listed
Salt Lake City, UT, USA + 24 more
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- 10+ years working in risk management for B2B and B2C products and experience working in a financial services, payments or technology companies
- Executive presence with an ability to influence and work hands-on with other cross-functional team leaders, such as lawyers, engineers, and product managers
- Experience leading diverse teams in a complex, matrixed organization
- Experience working at the intersection of Product and Risk and a solid understanding of risk management principles, methodologies, and frameworks, including knowledge of market, credit, operational, and compliance risk
- Ability to build and define Enterprise Risk Management frameworks and programs
- Experience in embedding a risk culture in a rapidly growing business environment, preferable technology or financial services
- Proficiency in data analyses using SQL
- Partner with leaders effectively employing clear and structured communication to tell a “story” focused on business insights & data
- Support the day-to-day management and operation of Circle’s Product Risk Management function
- Support the overall Enterprise Risk Management Program’s goal of maintaining and growing Circle's resiliency by identifying, assessing, and preparing its operations for any internal and external factors and risks that could interfere with reaching its goals and objectives
- Collecting and analyzing data to track product performance such as user behavior, product usage, and customer feedback; find opportunities for improvement; regularly present on product performance and product/business insights
- Work with executives and C-level leaders across product and engineering to define cross-org processes to increase execution efficiencies and facilitate cross-team collaboration
- Drive product processes, such as the product development process, the user research process, and the product launch process; select and rollout tools, such as product management software, data analysis tools
- Drive product related policy management, issue management, change management, risk assessment, third-party risk management, and training
- Build standards for the product team, such as documentation standards, testing standards, and release management standards
- Ensure product and XFN teams follow standard product launch processes to build and launch products, identify, understand and mitigate risks; implement, drive and ensure that teams are effectively monitoring product risks post launch and doing issue management
- Lead assessments, monitoring, and reporting on risks inherent to business activities, including compliance, legal, security, finance and 3rd parties. Self-identify, report, monitor, and remediate issues
- Support the ongoing risk management across functions by engaging as a key business partner with ERM, early in the process, in risk discussions and ad-hoc interactions to support ongoing risk identification, ownership, mitigation and acceptance
- Lead and implement periodic reviews, executive level reporting, and recommend updates to the policies, processes, tools, and templates to reflect the changing environment (e.g., new products)
- Work with auditors and regulators on audits and identify new mitigations and follow through across teams
Circle is a global fintech company that helps businesses use digital currencies and public blockchains for payments, commerce, and financial applications. It provides a platform for digital payments and related financial services built on blockchain technology, charging transaction fees and service charges for its activities. How it works: Circle offers digital currency and blockchain-based payment capabilities that enable fast, secure transfers and cross-border transactions for businesses of all sizes; revenue comes from fees on these services. How it differs from competitors: Circle targets a broad range of business customers and focuses on integrating digital currencies and public blockchains into everyday commercial and financial processes, emphasizing security and efficiency. Circle's goal is to become a leading provider of enterprise-grade digital finance tools, helping many organizations adopt and use digital currencies and blockchain-based payments globally.
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
New York City, New York
Founded
2013
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Simplify's Take
What believers are saying
- USDC circulation reached $73.3 billion in Q2 2026, up 19% year over year.
- Circle raised 2026 revenue guidance after Q2 and raised other-revenue outlook to $310-$330 million.
- Arc already has over 100 builders, plus BlackRock BUIDL and DTCC tokenization plans.
What critics are saying
- Tether still controls about 59% of stablecoin supply, limiting Circle's pricing power.
- JPMorgan, Citi, and banks are preparing branded stablecoins for 2026-2027 launches.
- Morgan Stanley cut CRCL to underweight on August 5, 2026, signaling valuation downside.
What makes Circle unique
- Circle combines USDC, Arc, and a federal trust charter for regulated onchain finance.
- Arc launches September 16, 2026 with BlackRock, DTCC, Visa, and Mastercard as validators.
- USDC moved $14.8 trillion onchain in Q2 2026, proving real settlement demand.
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Benefits
Paid time off - We offer flexible paid time off — take what you need as long as it works with you and your team, and all Circle employees get mobile phone and home office reimbursements.
Health coverage - No matter where you live, we offer a market competitive suite of benefits. Enroll in health, dental, vision, disability, and life insurances, and Circle covers some or all of the premiums.
Invested in your future - All U.S. full-time and part-time employees enjoy 401(k) and pensions (with 4% company match if you contribute 5% or more), and share Circle’s success via company equity awards.
Learning & development - Your individual growth and development is important to us and we provide the resources to help you grow your career while at Circle.
Growth & Insights and Company News
6 month growth
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↓ -7%The South Florida Wire: GPU clouds, stablecoin rails, and a $65M angel merger (week of august 12, 2026). Issue #1 of the weekly South Florida tech and VC roundup. This one's a catch-up: the rounds, moves, and office openings that define where the region stands in mid-August 2026. Co-Founder & GP at Six Point Ventures · 3x founder (BrandYourself, Launch.it, SPOT) · 65+ investments · Based in Boca Raton, FL 65+Investments 3xFounder $200M+Funds Tracked Quick Answer The South Florida Wire is Value Add VC's weekly roundup of verified South Florida tech news. The debut issue covers the region's defining 2026 stories: Hydra Host's $100M Series A at a near-$800M valuation (Kindred Ventures, Nvidia, Founders Fund), Cyclops' $20M Series A for stablecoin settlement (Nava Ventures, Coinbase Ventures, Circle), eMed's $200M raise at a $2B+ valuation with Linda Yaccarino as CEO, the $65M Miami Angels-New World Angels merger creating one statewide angel network, Thiel Capital opening a Wynwood office, and ServiceNow's 211K sq ft West Palm Beach lease. This is the first issue of The South Florida Wire - a weekly, sourced-only roundup of the tech and VC news that actually matters from Miami to West Palm Beach. Because it's issue #1, this one is a catch-up: the rounds and moves that define where South Florida stands in mid-August 2026. The theme is easy to spot - the region has graduated from relocation headlines to real capital formation. The biggest rounds of the year aren't lifestyle plays; they're AI infrastructure, payments rails, and healthtech, led by Kindred Ventures, Nvidia, Aon, and Coinbase Ventures. Every item below is verified against primary reporting. If Value Add VC can't source it, it doesn't run. This week's rounds. A debut-issue snapshot: the rounds that shaped South Florida's 2026 so far, newest first. * Cyclops - $20M Series A led by Nava Ventures, with Castle Island Ventures, Coinbase Ventures, Circle, and Global PayTech Ventures. The Miami startup, founded by The Giving Block's Alex Wilson and Pat Duffy, settles payments in stablecoins for clients including Shift4 and Mastercard - $28M raised total after a March seed (Fortune). * Interchecks - $50M Series C from Bettor Capital, Commerce Ventures, Decades Holdings, and Thayer Street Partners for its Miami-based instant-payouts platform (Refresh Miami). * Hydra Host - $100M Series A led by Kindred Ventures, with Nvidia, ARK Invest, Comcast Ventures, and Founders Fund, at a valuation approaching $800M. The Miami company brokers bare-metal GPU capacity from overlooked data centers for AI labs (Refresh Miami). * Lexful - $7M seed co-led by Top Down Ventures and York IE for the Hallandale Beach startup rebuilding IT documentation for the AI era (Refresh Miami). * eMed - $200M Series A at a $2B+ valuation led by Aon, with Tom Brady, Joe Lonsdale, and Antonio Gracias participating. The Miami GLP-1 employer platform is run by CEO Linda Yaccarino (PR Newswire). Moves & openings. * Miami Angels + New World Angels - merged into a single $65M statewide angel network, combining Miami Angels' 60+ portfolio companies since 2013 with New World Angels' 22-year Boca Raton track record. One front door for Florida angel capital (Refresh Miami). * Thiel Capital - opened a Miami office in Wynwood, complementing its Los Angeles operations, with the lease signed in December 2025. Founders Fund has been in Miami since February 2021; now the family office is here too (Business Wire). * ServiceNow - the ~$200B enterprise software company leased 211,845 sq ft at 10 CityPlace in West Palm Beach, the largest corporate tech commitment Palm Beach County has landed, with 1,000+ hires planned by 2028 (its deep dive). * OpenEvidence - the AI clinical search company that moved its HQ to Miami in 2025 hit a $12B valuation in January after a $250M Series D from Thrive Capital and DST Global - doubling its value in three months (MobiHealthNews). Worth knowing. The check sizes changed, and that's the whole story. Three years ago the South Florida narrative was VCs buying houses. In 2026 it's Kindred and Nvidia writing into a $100M Miami Series A, Aon leading $200M into eMed, and OpenEvidence carrying a $12B valuation from a Miami HQ. When tier-1 leads price nine-figure rounds here without blinking, the "is Miami real" debate is over - the market settled it. The angel merger matters more than any single round. Florida's early-stage problem was never capital - it was fragmentation. Miami Angels and New World Angels spent two decades running parallel processes 40 miles apart. One $65M network with a single application means seed founders stop doing the same pitch three times, and follow-on syndicates form statewide. That's plumbing, and plumbing is what turns a scene into an ecosystem. Every round above lives in its South Florida Funding Tracker - the running, source-verified record of every SoFl tech round Value Add VC can confirm. And if you're raising down here, start with the Miami VC firm directory to see who's actually writing checks. The Wire returns next Friday. Get VC data most people never see - 100% free Weekly benchmarks, valuations, and fund data. Join 5,000+ investors. No spam. Frequently asked questions. What is The South Florida Wire? What were the biggest South Florida funding rounds of mid-2026? What is the Miami Angels and New World Angels merger? Why is Thiel Capital's Miami office significant?
Circle stock surges 6% to $71 as CRCL rebounds. The rally comes after CRCL fell below $60 following its Q2 results, with the stock now approaching the key $72.50 resistance level. Published 3 hours ago · Updated 2 hours ago Key Highlights * Circle stock rose 6% to $71.11 after reaching $73.35. * CRCL has recovered from its recent low of $57.84 following the Q2 earnings sell-off. * $72.50 is now a key resistance level, with a break above it potentially pushing the stock higher. Circle stock (CRCL) rose nearly 6% on Tuesday, trading at $71.11 as of the time of reporting. The shares reached an intraday high of $73.35 before pulling back. The move pushed Circle's market capitalization to about $19.41 billion, while its average daily trading value stood at around $13.9 million. Back above $71 after Q2 results. The latest gain comes days after the stock fell below $60 following the company's second-quarter results released on August 5. Circle reported earnings per share of $0.18, matching analysts' expectations. The company also raised its full-year revenue outlook and pointed to the approval of its U.S. national trust bank charter as an important development. The initial gains in the stock did not hold. The Crypto Times, at the time, reported that Circle shares fell more than 3% in early trading after first gaining about 7% in premarket trading. The stock reached a session low of $59.12 before recovering to around $61.20 at the time of the report. Circle's USDC business keeps growing. The fall came even as Circle's main stablecoin business continued to grow. USDC in circulation reached $73.3 billion at the end of the second quarter, up 19% from a year earlier. Circle's total revenue and reserve income rose 7% to $701 million, while adjusted EBITDA increased 8% to $143 million. Net income from continuing operations came in at $48 million. The company also highlighted its newly approved U.S. federal trust bank charter. CRCL recovers from $57.84 low. Following the earnings-related decline, Circle shares fell to a corrective low of $57.84 before recovering. Circle shares subsequently moved back above their 20-day moving average on Friday, with the full trading range remaining above that level. The shares also stayed above the moving average on Monday. On the weekly chart, CRCL closed at $66.67 after reaching $57.84. That was above the previous week's high of $66.24 and marked its highest weekly closing price in seven weeks. RSI points to weaker selling pressure. At the same time, the stock's Relative Strength Index, known as RSI, on the daily chart also shows a bullish divergence build-up. This means the price was making new or similar lows while the momentum indicator was showing signs of less downward pressure. Now, the stock is approaching a key resistance level at $72.50. The daily chart shows that the price remains below this area after several attempts to move higher, making it an important level to watch. A decisive move above $72.50 could signal further upside if buying momentum continues. If the stock fails to clear the resistance, the price could retest support near $60. Disclaimer: The information researched and reported by The Crypto Times is for informational purposes only and is not a substitute for professional financial advice. Investing in crypto assets involves significant risk due to market volatility. Always Do Your Own Research (DYOR) and consult with a qualified Financial Advisor before making any investment decisions. Discover more Financial Markets News Stocks & Bonds
Circle has announced that its blockchain operating system Arc Mainnet will launch on 16 September. The stablecoin issuer, which operates USDC, the world's second-largest stablecoin, revealed partnerships with the Depository Trust & Clearing Corporation and BlackRock for the launch. Arc is an open Layer-1 blockchain built specifically for stablecoin-native financial applications. Unlike general-purpose blockchains such as Ethereum or Solana, Arc is purpose-built for financial use cases including payments, foreign exchange, treasury management, lending, and tokenised real-world assets. Circle shares have doubled since the company's IPO in June 2025, though they are down 14% year-to-date. The company is valued at a market capitalisation of $15.7 billion.
Tessera brings private B2B settlement to Sui. In an Aug. 10 X thread, Sui presented Tessera as a closed settlement network for businesses. Approved members can settle invoices using a confidential stablecoin without publishing the value of each transaction onchain. The blockchain continues to show who paid whom and when the payment occurred. However, the amount appears encrypted to outside observers. "Institutions won't settle on rails where competitors can see pricing and volume," Sui said. A company can see the amount attached to its own transactions, while a competitor viewing the same activity cannot. This design aims to prevent public blockchains from exposing supplier pricing, trading volumes, treasury movements, and other commercially sensitive information. Membership is gated through know-your-customer checks. Network operators can onboard and fund members, freeze individual accounts, or pause the settlement network when necessary. Tessera supports one-time transfers and recurring payment channels. If a transaction enters dispute, the network can temporarily give an arbiter access to the relevant payment. Seal MPC controls who can view payment amounts. Tessera combines Sui's confidential-transfer technology with Seal, Mysten's system for encrypted data and programmable onchain access. Seal uses threshold encryption to distribute control of decryption keys across multiple parties. Its policies can determine who receives access, what information they can view, and how long that permission remains valid. Under the Tessera demonstration, a prudential regulator could receive visibility across the network. A tax authority could be limited to records involving one member, while an arbitrator could view only a disputed transaction and only while the case remains open. These mandates are scoped, time-limited, and revocable. None of the authorized viewers can move the underlying money, according to Sui. The prototype expands on confidential transfers opened for public testing in June. That system encrypts token balances and transferred amounts while leaving addresses, token types, and timestamps visible. Sui's confidential transfers use Twisted ElGamal encryption and zero-knowledge proofs to confirm that payments are valid without revealing their value. The network can therefore prevent overdrafts or unauthorized token creation while keeping amounts private. Blockchains compete for institutional privacy. Public visibility has become a major obstacle for companies considering blockchain settlement. Businesses may not want competitors to monitor their payroll, supplier terms, trading positions, or treasury activity. Other networks are addressing the same problem. XRP Ledger validators are considering confidential transfers aimed at a tokenized-asset market worth more than $530 million. Circle has also introduced Arc Privacy for confidential institutional smart contracts. Like Tessera, Arc's model seeks to hide sensitive financial activity while preserving access for audits and compliance reviews. Tessera differs from anonymity-focused privacy coins because it does not conceal every part of a payment. Identified participants and authorized oversight remain central to its design. For U.S. institutions, those controls could support internal compliance and reporting processes, but the announcement did not identify a stablecoin issuer, regulatory approval, or commercial launch jurisdiction. SUI shows no clear reaction to prototype. SUI traded around $0.69 following the announcement, within a 24-hour range of approximately $0.684 to $0.704, according to CoinGecko. The token showed no clear price move tied specifically to Tessera. Mysten has described Tessera as a prototype rather than a production network. Sui did not provide a public launch date, participating companies, or deployment schedule. The next step will be determining whether the model can move beyond a controlled demonstration and support regulated businesses with different privacy, reporting, and dispute-resolution requirements.
Circle expands USDC to OKX ecosystem with X Layer launch. 5 hours ago The rollout gives X Layer users access to Circle-issued USDC and crosschain transfers as the stablecoin expands across major blockchain ecosystems. Circle has launched its USDC stablecoin on X Layer, OKX's Ethereum layer-2 network, extending the stablecoin to an ecosystem connected to one of the world's largest cryptocurrency exchanges by trading volume. Circle announced Friday that native USDC and its Cross-Chain Transfer Protocol (CCTP) are now available on X Layer. The network is compatible with the Ethereum Virtual Machine (EVM), allowing applications built for Ethereum to run on it with relatively few changes. CCTP allows USDC to move between X Layer and other supported blockchains by burning the tokens on the source chain and minting an equivalent amount on the destination chain. The integration supports uses including payments, decentralized finance lending and borrowing, trading and crosschain transfers. More stories. * Default Comments (0) * Facebook Comments