Full-Time

New Grad Software Engineer

2023

Posted on 9/12/2023

Vontive

Vontive

51-200 employees

White-label, no-code investment mortgage platform

No salary listed

San Francisco, CA, USA

Category
Software Engineering
Required Skills
JavaScript
React.js
Vue.js
Flask
Angular
Django

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Requirements
  • Pursuing a degree in computer science or similar fields with an expected graduation date of Spring/Summer 2023
  • Prior internship experience in software development, and having shipped production systems as part of a team
  • Expertise in Javascript (ES6+) and a web application framework like Express, Django, or Flask or frontend framework such Vue, Angular, or React
  • History of personal coding projects, or past experience on production web applications
  • Motivation, ability to learn, and technical competence
Responsibilities
  • Take Initiative: We should feel empowered to experiment, build and solve problems proactively
  • Assume Best Intent: We believe that our peers are working to the best of their ability with the resources and information they have at their disposal
  • Feedback: Whether it's coming from our customers or our colleagues, we listen, empathize, and act quickly. When delivering feedback we do it with compassion and recognize that there are different ways to approach a problem
  • Strive for Simplicity: When taking on problems, we always ask ourselves if they can be broken down further. By tackling one thing at a time, we're able to produce a cleaner product, avoid distractions and deliver desired outcomes
  • Build Two Way Doors: We solve our problems by committing to easily reversible solutions allowing for quick experimentation and iteration if need be
  • Drive Clarity: We don't assume everybody has the necessary context or knowledge to act. We strive to proactively push information and encourage others to ask questions

Vontive provides investment property mortgages through a white-label, no-code platform that lets retail brands and financial institutions offer mortgage services under their own brand. The core product is bolt-on technology that can be deployed in a few weeks, enabling brands to quickly launch and manage a mortgage business without heavy programming. The platform connects real estate investors, lenders, and capital providers, and charges fees for its software and services that streamline the mortgage process while reducing risk. It also offers market insights to help investors allocate capital more effectively. Compared with competitors, Vontive differentiates itself with its rapid, no-code, white-label deployment and a centralized system that simplifies the end-to-end mortgage workflow and capital distribution. Its goal is to modernize the investment real estate market by making mortgage access faster, more transparent, and more efficient for brands, institutions, and investors.

Company Size

51-200

Company Stage

Debt Financing

Total Funding

$293M

Headquarters

San Francisco, California

Founded

2017

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Simplify Jobs

Simplify's Take

What believers are saying

  • Thirty-plus B2C partners provide embedded distribution across real estate investors.[2][7]
  • Annual securitizations can recycle capital and increase loan throughput.[11]
  • AI reporting tools can expand transparency and underwriting automation.[6][10]

What critics are saying

  • Funding depends on Citi and securitization investor confidence in niche credit.[9][11]
  • Partner compliance failures still create repurchase, licensing, and churn exposure.[11]
  • RTL and DSCR demand weakness would strand loans and compress margins.[11]

What makes Vontive unique

  • No-code white-label mortgages for investment properties launch in weeks.[1][5]
  • Vontive serves as lender of record across partner-branded funnels.[11]
  • Citigroup invested and joined its $150 million revolving securitization.[9][11]

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Unlimited Paid Time Off

Parental Leave

Short- and Long-term Disability Coverage

Life Insurance

Wellness Program

Growth & Insights and Company News

Headcount

6 month growth

-2%

1 year growth

-2%

2 year growth

-4%
Business Wire
May 30th, 2025
Vontive Unveils Its $150M Revolving Securitization and Adds Citi as Equity Investor

Vontive, the technology company standardizing the business-purpose mortgage, today announced an equity investment from Citi. At the same time, Vontive launch...

FStech
May 30th, 2025
Citi invests in embedded mortgage platform Vontive

Citi invests in embedded mortgage platform Vontive.

Axios
May 29th, 2025
Vontive secures Citi backing, $150M deal

Vontive, an embedded mortgage tech provider, secured a strategic equity investment from Citi and a $150 million securitization for short-term real-estate loans. Vontive acts as a white-label infrastructure provider, enabling banks and proptech firms to launch investment mortgage programs. The securitization, VNTV 2025-RTL1, will recycle capital from repaid loans into new ones. Vontive plans to issue 2-3 RTL securitizations annually and is testing an AI reporting dashboard.

Business Wire
Nov 17th, 2022
Vontive Ranks In The Top 10 Fastest-Growing Companies In North America On The 2022 Deloitte Technology Fast 500™

SEATTLE--(BUSINESS WIRE)--Vontive, the first embedded mortgage platform for investment real estate, today announced it ranked #10 on the Deloitte Technology Fast 500™, a ranking of the 500 fastest-growing technology, media, telecommunications, life sciences, fintech, and energy tech companies in North America, now in its 28th year. Vontive grew 9,154% during the evaluation period. Since its founding, Vontive has quietly built out its platform and scaled its customer base while operating largely in stealth mode until its public launch in April 2022

Business Wire
Oct 18th, 2022
Vontive Releases Inaugural U.S. Housing And Economy Survey

SEATTLE--(BUSINESS WIRE)--Vontive, the first embedded mortgage platform for investment real estate, today announced the release of its inaugural U.S. Housing and Economy survey. This is the first public survey of its kind, comparing the views of real estate investors to those of consumer households. Vontive’s data shines a light on how these actively engaged audiences view the market. Vontive will update its survey each quarter (October, January, April and July) to track how sentiments change. “We made an investment in quality data, monitoring the health of the U.S. housing market and outlook for the economy, based on solid underlying research in order to spark useful conversations, debates and insights,” said Charles McKinney, CEO and co-founder of Vontive. “Real estate investors, homeowners, lenders, and financial institutions deserve access to such information to drive their decisions.”

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