Full-Time

Staff Software Engineer

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Confirmed live in the last 24 hours

SoFi

SoFi

1,001-5,000 employees

Offers diverse personal finance solutions

No salary listed

Senior, Expert

Company Historically Provides H1B Sponsorship

San Francisco, CA, USA

Onsite in San Francisco location 1-2x per week

Category
Backend Engineering
FinTech Engineering
Software Engineering
Required Skills
LLM
Kotlin
Java
Microservices
Requirements
  • Bachelor’s Degree, ideally in a technical field, but we understand great engineers come from all sorts of different backgrounds and also consider relevant work experience
  • 6+ years programming experience, ideally on a modern stack
  • 4+ years Java or Kotlin programming experience
  • Strong understanding of relational databases and ORMs
  • Experience working on a SOA or microservice-based application
  • Experience working with asynchronous systems and event based systems (queues, streams)
  • Experience working with applications that leverage Large Language Models (LLMs), such as integrating LLMs, designing prompts, or exploring their practical applications
  • Strong sense of ownership; driving a project from inception to completion
  • Pragmatic approach towards handling tech debt versus shipping new features
  • Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests
Responsibilities
  • Drive technical architecture, design decisions and cross-functional discussions for the product
  • Deliver highly available and scalable services in a production environment
  • Lead the design, development and testing of systems
  • Lead code and system design reviews
  • Help translate product requirements into user stories and technical solutions
  • Mentor other engineers, support the technical culture, and help grow the team
  • Generate ideas for new initiatives and technologies
  • Communicate with project leads, product managers and other software developers
  • Consistently demonstrate extremely high levels of technical knowledge, ingenuity, and creativity. Develop and apply advanced technologies, engineering principles, theories, and concepts. Broad knowledge about the design and operation of systems outside of specialty
  • Take initiative and produce timely results in a fast-paced and sometimes ambiguous environment
Desired Qualifications
  • Experience working with various emerging LLM technologies, including Retrieval-Augmented Generation (RAG), prompt engineering, or AI agents
  • Experience with Natural Language Processing (NLP) or conversational AI, including building chatbots, virtual assistants, or similar systems
  • Experience scaling highly available, mission critical systems
  • Full-stack experience across Backend and Front-end (javascript/typescript, react)

SoFi provides a variety of financial services aimed at helping individuals manage their money effectively. Their offerings include home loans, personal loans, student loan refinancing, credit cards, and investment options. SoFi's platform is designed to be user-friendly and mobile-first, allowing members to easily access and utilize these services. The company differentiates itself from competitors by offering a comprehensive suite of financial products under one roof, along with educational resources to assist users in making informed financial decisions. SoFi's goal is to create a seamless experience for its members, encouraging them to engage with multiple services while fostering an inclusive environment.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

San Francisco, California

Founded

2011

Simplify Jobs

Simplify's Take

What believers are saying

  • SoFi's partnership with Fortress expands its Loan Platform Business by $3.2 billion.
  • Member deposits grew to $27.3 billion, indicating strong customer retention.
  • Collaboration with Kelsea Ballerini enhances brand visibility among younger audiences.

What critics are saying

  • Shift towards trade schools may reduce demand for student loan refinancing.
  • Resumption of student loan collections could increase default rates.
  • Rising interest rates may reduce demand for SoFi's loan products.

What makes SoFi unique

  • SoFi offers a comprehensive suite of financial products under one platform.
  • The company leverages mobile-first technology to enhance user experience and engagement.
  • SoFi's member-first approach fosters a welcoming and inclusive environment.

Help us improve and share your feedback! Did you find this helpful?

Benefits

You’re taken care of. SoFi employees receive comprehensive health, vision, dental, life insurance, and disability benefits—as well as flexible time off, fitness, fertility, and family planning options.

Realize your ambitions. We want to help our employees achieve financial freedom, just like our members. That’s why we contribute $200 per month toward your student loans to help pay down your debt—plus free financial classes.

Never stop learning. We offer frequent training, mentorship opportunities, and leadership programs to develop our people. We also cover tuition costs for approved programs, up to $5,250 per year.

Growth & Insights and Company News

Headcount

6 month growth

-8%

1 year growth

0%

2 year growth

0%
Digital Music News
May 16th, 2025
SoFi Partners with Kelsea Ballerini and tnAchieves to Invest $2 Million for Tennessee's Next Generation

SoFi Technologies has teamed up with Kelsea Ballerini and tnAchieves, a nationally recognized nonprofit dedicated to college access and success, to launch the Rising Stars Program.

Yahoo Finance
May 15th, 2025
Americans In Their 20S Are Now Increasingly Ditching Pricey 4-Year Colleges — And Getting Into The Trades

Would you rather spend four years accumulating significant debt only to face a competitive job market or enroll in a program at a trade school that equips you with a steady income and leaves you with a managable loan balance? That’s the question many young Americans are asking themselves as the economy shifts in fundamental ways. Here’s why many twenty-somethings are trading business casual for steel-toed boots. A key factor driving young Americans away from a typical degree could be the cost. College tuition at public four-year institutions has surged 141% over the past 20 years, according to the Education Data Initiative, outpacing the general rate of inflation over the same period. Unable to afford tuition, many have turned to student loans to get by. The average federal student loan borrower has $37,853 in debt and it could take roughly 20 years to pay off, says the Education Data Initiative

Yahoo Finance
May 6th, 2025
Ohio Woman Left School With $52K In Debt — Yet She’S One Of The Lucky Ones As Loan Collections Set To Resume

Francesca Barrett, a Kent State graduate, has never missed a student loan payment — even during the pandemic. But that doesn’t mean she’s not struggling with the remainder of her $52,000 student loan. “My first paycheck of the month covers rent, student loan, groceries for two weeks, and I get about $30 left over,” she told News 5 Cleveland. “I look at that number that’s in my bank account two to three times a week.” Barrett is one of the lucky ones. She’s not in default, which puts her in a better position than over five million federal borrowers who are (and four million more nearing default). But that protection doesn’t apply to those who fall behind because starting May 5, the U.S

PYMNTS
Apr 29th, 2025
Sofi Member Deposits Grow To $27.3 Billion And Cross-Selling Accelerates

SoFi Technologies posted first-quarter earnings results Tuesday (April 29) that showed continued growth in deposits and debit spending, as well as a roadmap to fee-based and broadened product offerings, as cross-selling accelerated across its platform. During the quarter, the company added 800,000 new members, up 34% year on year to a current roster of more [] The post SoFi Member Deposits Grow to $27.3 Billion and Cross-Selling Accelerates appeared first on PYMNTS.com.

Yahoo Finance
Apr 26th, 2025
7 Key Signs You’Re Wealthier Than You Think

Controversial but consummately successful podcaster Joe Rogan once said he felt like he’d “made it” financially when he had enough money to eat at a restaurant at night without feeling guilty and stressed about what it cost the following day. Learn More: Here’s the Minimum Salary Required To Be Considered Upper-Middle Class in 2025 Read Next: How Far $750K Plus Social Security Goes in Retirement in Every US Region Rogan’s net worth is now estimated at $200 million, which is all the money in the world — unless you’re Elon Musk. That makes Rogan’s $200 million fortune he made bloviating opinions less than 0.05% of Musk’s $391 billion fortune he made buying cars and rocket ships. The point is that how you feel about wealth is subjective and can come from many sources. In a country where more than half of all six-figure earners reportedly live paycheck to paycheck, how do you know if you’re rich, or at least richer than you think? Here are eight key signs you may be wealthier than most Americans. Your salary, of course, plays a significant role in your ability to accumulate wealth and has a lot to do with how you measure up to the masses