Full-Time
Principal Software Engineer
M&T Bank
10,001+ employees
Full-service banking with mortgage, deposits, loans
Compensation Overview
$178.6k - $188.6k/yr
Buffalo, NY, USA
In Person
Four days in the office each week are required.
Bachelor's
 Software Engineering (1) |
|---|
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- Eight years of experience in the job offered or as a Solution Architect, Data Architect, or related occupation.
- Alternatively, a Bachelor's degree or foreign equivalent in Computer Science, Computer Engineering, Electronics Engineering, or a related technical field plus six years of experience in the job offered or as a Solution Architect, Data Architect, or related occupation.
- Six years of experience architecting and designing data-intensive solutions, including Enterprise Data Hubs, Data Warehouses, Data Marts, Master Data Management, Online Transaction Processing, Operational Data Stores, and data migration initiatives.
- Six years of experience developing, executing, and maintaining extract, transform, and load processes using Microsoft SQL Server Integration Services and Informatica.
- Six years of experience creating robust data pipelines for efficient data integration across various systems.
- Six years of experience designing, building, and maintaining robust representational state transfer application programming interfaces in Java, Python, or XQuery, including conducting code and design reviews to ensure quality and adherence to best practices.
- Six years of experience working within Scrum and other Agile methodologies.
- Six years of experience building and managing Continuous Integration/Continuous Delivery pipelines, specifically utilizing GitLab.
- Six years of experience supporting Quality Assurance and User Acceptance Testing activities to ensure successful system deployments.
- Six years of experience preparing comprehensive implementation plans for deploying new data solutions and systems.
- Six years of experience utilizing JIRA, Miro, and Confluence for project management, team collaboration, and documentation.
- Serve as a technical lead and individual contributor on complex projects.
- Provide high-level solutions and lead adoption of technologies for BSA AML, customer identity and authentication, and fraud detection.
- Serve as a subject matter expert for business systems, managing initiatives, complex changes, compliance, and mentoring staff.
- Deliver solutions iteratively using Agile and Kanban methodologies.
- Create thorough technical and functional specifications that guide development and serve as comprehensive system documentation.
- Use software design tools to visually represent application architecture from multiple angles, including data flow, UML diagrams, and data models.
- Define and uphold the architectural vision for back-end and middle-tier systems and ensure development teams adhere to established design patterns and coding standards.
- Ensure technical solutions and designs comply with the Bank's overall architectural strategy.
- Work with application product owners to define optimum technical approaches for efficient and effective systemic solutions and improve the Bank's technology portfolio and software development.
- Recommend new technology, policies, or processes to benefit the organization and improve deficiencies.
- Lead or participate in technical evaluations of vendor software.
- Develop and implement scalable, highly available back-end architectures leveraging Mongo, MarkLogic, Snowflake, Redshift, Cassandra, SQL, and Oracle database platforms.
- Design and build extract, transform, and load processes and representational state transfer services using Microsoft SQL Server Integration Services, Azure Data Factory, Java, and Python.
- Build and manage automated application deployment processes using GitLab Continuous Integration/Continuous Delivery.
- Understand and adhere to the Company's risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite.
- Identify risk-related issues needing escalation to management.
M&T Bank is a full-service financial institution that offers a wide range of banking solutions for individuals, small businesses, and larger enterprises. Its products include personal and business checking accounts, mortgage assistance programs, loans, deposits, investment products, and mobile banking. The bank serves mainly customers in the Northeastern and Mid-Atlantic United States and emphasizes community engagement and customer-focused service. It generates revenue from interest income, fees, and service charges tied to loans, deposits, and other financial products. The company’s recent merger with United Bank, N.A. expands its footprint and enhances its service offerings. The goal is to provide accessible financial services to communities while growing its market presence and deepening local connections.
Company Size
10,001+
Company Stage
IPO
Headquarters
Buffalo, New York
Founded
1993
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Simplify's Take
What believers are saying
- July 2026 net income rose to $818 million, up from $664 million sequentially.
- Average loans grew $3.0 billion quarter-over-quarter, led by $2.3 billion C&I growth.
- A $125 million Solar Landscape revolver shows continued lender demand for M&T capital.
What critics are saying
- Commercial real estate exposure reached 129% of Tier 1 capital at March 31, 2026.
- The Hudson City merger litigation finally closed in April 2026, after years of distraction.
- Preferred issuance and $465 million buybacks signal capital optimization, not excess balance-sheet flexibility.
What makes M&T Bank unique
- M&T’s July 2026 EPS hit $5.32, with 3.70% net interest margin.
- Commercial and retail banking plus wealth management drove record second-quarter 2026 earnings.
- Buffalo roots and Mid-Atlantic branches support sticky deposits and relationship lending.
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Benefits
401(k) Company Match
401(k) Retirement Plan
Flexible Work Hours
Hybrid Work Options
Paid Vacation
Paid Holidays
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
Health Savings Account/Flexible Spending Account
Growth & Insights and Company News
6 month growth
↑ 10%1 year growth
↑ 10%2 year growth
↑ 10%Charles River Associates has expanded its credit facility to $400 million through a six-bank lending syndicate. The five-year agreement includes a $75 million term loan and a $325 million revolving credit facility, replacing a previous $300 million facility set to mature in August 2027. The revolving facility can be reduced to $250 million between 16 July and 15 January each year when working-capital requirements are lower. CRA will use proceeds to repay outstanding borrowings, support working capital, fund growth investments, and cover general corporate purposes. The lending group includes Bank of America, Citizens Financial Group, Eastern Bank, and Beacon Bank & Trust, with BMO and M&T Bank joining as new lenders. The expanded facility provides additional liquidity as the consulting firm invests in its global economic, financial, and management advisory operations.
Merritt Properties has secured a $621 million refinancing loan for a portion of its 58-asset Maryland Industrial Portfolio.
M&T Bank Corporation recently completed a US$600 million callable preferred depositary share offering, sold in two tranches totaling 24,000,000 shares at US$25 each, with multiple major banks, including J.P. Morgan, BofA Securities and others, acting as co‑lead underwriters. Around the same time, M&T Bank reported higher second‑quarter 2026 net interest income of US$1,792 million and net income of US$818 million, while also reducing net charge‑offs to US$80 million and completing a US$465...
HEICO Corporation has closed a $1.2 billion senior notes offering, comprising $550 million in 4.950% notes due 2031 and $650 million in 5.400% notes due 2036. The aerospace and defence company will use the proceeds to pay down borrowings under its $2.2 billion revolving credit agreement, maintaining capacity for future acquisitions. Co-Chairmen Eric and Victor Mendelson said the notes received investment grade ratings, building on HEICO's inaugural issuance in 2023. Chief Financial Officer Carlos Macau noted the offering expands the company's capital sources and provides greater flexibility for continued growth. HEICO designs and produces products for aviation, defence, space, medical, telecommunications and electronics industries through its Flight Support Group and Electronic Technologies Group.
M&T Bank Corporation reported second quarter 2026 net income of $818 million, or $5.32 diluted earnings per share, marking record earnings for the quarter. Taxable-equivalent net interest income increased $41 million from the first quarter, driven by an additional calendar day, higher interest income on nonaccrual loans, and growth in average earning assets. The net interest margin held steady at 3.70%. Average loan balances rose $3.0 billion quarter-on-quarter across all categories, including $2.3 billion growth in commercial and industrial loans. Commercial real estate loans increased $1.1 billion from March 31, 2026. The allowance for loan losses declined one basis point to 1.52% of total loans. During the quarter, M&T repurchased 2.1 million shares for $465 million, with the CET1 capital ratio estimated at 10.19%.