Full-Time

Founding Engineer

Data Platform Team

Confirmed live in the last 24 hours

Alloy

Alloy

201-500 employees

Identity verification and compliance solutions for fintech

Compensation Overview

$180k - $216k/yr

+ Equity Awards

Senior, Expert

New York, NY, USA

Employees are expected to work from the HQ in Union Square, Manhattan on Tuesdays and Thursdays.

Category
Data Management
Data Engineering
Data & Analytics
Required Skills
Data Analysis
Requirements
  • 8+ years of experience in software engineering, with a focus on data platform, data engineering, or data infrastructure roles.
  • Experience architecting, building, or contributing to a 'data platform' or large-scale data infrastructure project.
  • Experience in scaling systems for massive data volumes.
  • Deep expertise in ETL/ELT flows and distributed data processing.
  • Experience defining data governance, security, and compliance practices, for responsible data usage.
  • Ability to make architectural decisions that balance performance, scalability, and flexibility across different data needs.
  • Strong track record of cross-functional collaboration, teaming up with engineering, product, and operations teams to drive data initiatives.
Responsibilities
  • Own and define the data platform vision, and architect a scalable, future-proof data ecosystem that powers Alloy’s growth.
  • Unify and scale Alloy’s data infrastructure – design and implement a simple, cohesive, and reliable platform that seamlessly integrates data across engineering, product, marketing, and all other business functions.
  • Leverage emerging technologies in data engineering and continuously improve Alloy’s data platform capabilities.
  • Make data effortlessly accessible – build a low-friction, self-service data experience that powers clients of Alloy as well as our internal teams to make real-time decisions.
  • Shape data governance practices ensuring access to data is secure, compliant, and high-quality.
  • Establish the data platform team – define the technical direction, mentor engineers, and help build a high-performing team from the ground up.
  • Design, develop, and deploy scalable data pipelines that can ingest, process, and serve data across multiple teams for real-time, streaming, and batch workloads.
  • Create a centralized data platform that enables faster experimentation, analytics, automation, and enablement across the product and company as a whole.
  • Optimize the infrastructure for costs, performance, and scalability making smart tradeoffs with our evolving data volumes.
  • Partner with engineering, product, and business leaders to identify data needs and implement solutions that align with strategic objectives.
  • Develop monitoring and observability frameworks, and define success metrics to ensure Alloy’s data platform remains robust and operationally sound.
  • Play the role of a technical mentor and thought leader across engineering, helping grow and scale the data platform team over time.
  • Advocate and implement best-in-class data engineering tools, fostering a culture of engineering excellence.
Desired Qualifications
  • Experience designing self-service data platforms for internal teams and external clients.
  • Experience with event-driven architectures and data streaming technologies.
  • Opinionated about build vs buy when it comes to data infrastructures and tools.

Alloy provides identity verification and compliance solutions specifically designed for financial institutions such as banks, credit unions, and fintech companies. Their platform integrates with various data sources to verify the identities of individuals and businesses, helping clients comply with regulations like Know Your Customer (KYC) and Anti-Money Laundering (AML) laws. By using Alloy's services, financial institutions can reduce fraud, ensure compliance, and enhance the customer onboarding experience. Unlike many competitors, Alloy leverages advanced technologies, including machine learning and artificial intelligence, to deliver accurate and efficient identity verification. The company operates on a subscription-based model, allowing clients to pay a recurring fee for access to the platform, along with potential transaction-based fees, making it scalable to meet the growing needs of its clients.

Company Size

201-500

Company Stage

Late Stage VC

Total Funding

$216.7M

Headquarters

New York City, New York

Founded

2015

Simplify Jobs

Simplify's Take

What believers are saying

  • Alloy's Fraud Attack Radar provides real-time fraud detection capabilities.
  • Partnerships like Flagstone enhance Alloy's automated onboarding solutions.
  • AWS integration boosts Alloy's decisioning capabilities by 400%.

What critics are saying

  • AI-driven fraud tactics challenge Alloy's verification processes.
  • UK's reimbursement requirements could strain Alloy's clients financially.
  • Rapid fraud increase in UK fintechs poses a threat to Alloy's market position.

What makes Alloy unique

  • Alloy offers a single API for AML, fraud, and KYC management.
  • The platform integrates multiple data sources for comprehensive identity verification.
  • Alloy uses AI and machine learning for accurate and efficient identity verification.

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Benefits

Unlimited PTO

16 weeks of parental leave

Premium medical, dental, vision, HSA, & FSA programs

401k with matching and immediate vesting & eligibility

Commuter, health & wellness benefits

$1,000 annual learning & development stipend

Memorable team events and retreats

Growth & Insights and Company News

Headcount

6 month growth

-2%

1 year growth

-1%

2 year growth

-3%
PYMNTS
Mar 19th, 2025
A Matter Of Trust: How Ai Is Reshaping Risk Assessment

Financial services institutions have long relied on machine learning for risk management, but the threat landscape has grown exponentially in the age of generative artificial intelligence (AI), according to executives from Capital One, Visa and Alloy. Fraudsters now have access to AI tools, including synthetic identity generation and real-time phishing attacks, they said. But AI is also arming companies to supercharge their defensive capabilities, since trust and security are the foundation of financial transactions. “Trust is the very foundation of commerce,” said Rajat Taneja, president of technology at Visa. “When two unknown parties are transacting, they have to trust that the transaction will occur correctly, the money will be transferred properly, any dispute will be managed, and there’s someone handling fraud and scams.”

FF News
Mar 19th, 2025
Uk Fintechs Lost As Much As £5 Million To Fraud Last Year, As Fraud Events Rise

More than two in three UK fintech companies (68%) are reporting higher fraud volumes compared with one year ago, according to new data published today by Alloy, a leading identity and fraud prevention platform provider to over 600 fintechs and financial institutions globally.79% of UK fintechs say they lost at least £500,000 to fraud in the 12 months to October 2024. Strikingly, two in five (38%) fintechs reported losses of between £1m and £5m in that time, and one in ten (9%) lost more than £5m.Alloy’s State of UK Fraud Report identifies three key factors impacting UK fintech’s response to rising fraud:Regulatory compliance weighs more heavily than the risk of financial or customer losses93% of fintech C-Suite leaders ranked regulatory penalties and reputational damage as the most concerning consequences of fraud – ahead of direct financial losses and the loss of clients (both 87%).In late 2024, the UK’s Payments Systems Regulator introduced mandatory reimbursement requirements for victims of APP scams, which require that the sending and receiving organisations each shoulder 50% of the reimbursement cost. As a result, 97% of UK fintechs agreed that it is critical for receiving payment service providers (PSPs) to have robust financial crime controls. Indeed, two-thirds (67%) of UK fintechs say the PSR’s rules are driving overall increased investment in fraud prevention.James Baston-Pitt, Alloy’s Head of Growth UK, EMEA and APAC, comments: “The UK is home to one of the most sophisticated anti-fraud regulatory regimes. However, domestic regulatory innovation can not solve the problem on its own. Fraud is a global, borderless issue

Financial Technology Insights
Mar 10th, 2025
Alloy Launches AI-Powered Fraud Attack Radar for Real-Time Defense

Alloy, a leading identity and fraud prevention platform provider, today announced the launch of Fraud Attack Radar, a machine learning-powered solution that provides financial institutions (FIs) and fintechs with actionable intelligence on fraud threats targeting new account creation.

IFA Magazine
Mar 5th, 2025
Flagstone Integrates Tech From Id/Fraud Leader Alloy To Eliminate Hnw Onboarding Pain Points

Flagstone, the UK’s largest savings platform, has partnered with Alloy, a leading identity and fraud prevention platform provider, to deliver a seamless, automated onboarding experience for individual and business customers. The partnership allows Flagstone to approve new applications within seconds, without impinging on the highest standards of security and compliance, and integrate global data partners into a single dashboard.By leveraging Alloy, Flagstone’s enhanced KYC (Know Your Customer) controls ensure that every new client benefits from a streamlined and intuitive onboarding journey without compromising on rigorous verification processes.With £1.1 trillion lost to financial crime annually in the UK, financial institutions must strike a delicate balance between security and speed. Traditional onboarding processes can be manual, slow and full of friction, discouraging customers from completing applications and leaving firms vulnerable to fraud. The situation is exacerbated by a surge in AI-driven impersonations, deep fakes and organised crime rings. Together these present greater challenges for companies whose duty it is to protect themselves and their customers from the risk of financial loss. Through its partnership with Alloy, Flagstone has automated its onboarding process, reducing friction, improving conversion and pleasing customers, all without compromising security. With Alloy, Flagstone has significantly upgraded from a legacy onboarding process that sometimes took several hours and required manual oversight

PR Newswire
Mar 5th, 2025
Flagstone And Alloy Partner To Offer Uk Savers A Faster, Safer Entry Point Into Competitive Savings Market

Switch to automated onboarding slashes sign-up time from hours to secondsLONDON, March 5, 2025 /PRNewswire/ -- Flagstone , the UK's largest savings platform*, has partnered with Alloy , a leading identity and fraud prevention platform provider, to deliver a seamless, automated onboarding experience for individual and business customers. The partnership allows Flagstone to approve new applications within seconds, without impinging on the highest standards of security and compliance, and integrate global data partners into a single dashboard.By leveraging Alloy, Flagstone's enhanced KYC (Know Your Customer) controls ensure that every new client benefits from a streamlined and intuitive onboarding journey without compromising on rigorous verification processes.With £1.1 trillion lost to financial crime annually in the UK**, financial institutions must strike a delicate balance between security and speed. Traditional onboarding processes can be manual, slow and full of friction, discouraging customers from completing applications and leaving firms vulnerable to fraud. The situation is exacerbated by a surge in AI-driven impersonations, deep fakes and organised crime rings. Together these present greater challenges for companies whose duty it is to protect themselves and their customers from the risk of financial loss. Through its partnership with Alloy, Flagstone has automated its onboarding process, reducing friction, improving conversion and pleasing customers, all without compromising security.With Alloy, Flagstone has significantly upgraded from a legacy onboarding process that sometimes took several hours and required manual oversight