Full-Time

Product Manager 2

Lending and Credit

Posted on 5/28/2025

Bluevine

Bluevine

501-1,000 employees

SMB-focused online lending and factoring

Compensation Overview

$151.4k - $181.7k/yr

+ Bonus

San Carlos, CA, USA

Hybrid

Hybrid work model supports a balance between remote work and in-person collaboration.

Category
Product (1)
Required Skills
Product Management
SQL
Requirements
  • 5+ years of experience as a Product Manager, ideally in fintech or a related space.
  • A proactive and nurturing leader who inspires collaboration and encourages team progress.
  • A thoughtful decision-maker with strong business intuition and a clear prioritization mindset.
  • A proven track record of launching customer-centered products that drive real results.
  • Exceptional communicator who thrives when engaging with a wide range of people and perspectives.
  • Strong analytical acumen, with experience in data interpretation, A/B testing, and SQL.
  • Comfortable navigating complex projects with competing priorities while maintaining grace under pressure.
  • Bachelor's degree in a technical or analytical field (e.g., Computer Science, Engineering, Physics).
Responsibilities
  • Thoughtfully uncover opportunities for innovation by listening to customer stories, analyzing data, and engaging with internal stakeholders.
  • Balance customer needs with business goals by prioritizing features that offer meaningful impact while being mindful of resource considerations.
  • Collaborate closely with design partners to imagine intuitive and delightful user experiences.
  • Write clear and empathetic product specifications and documentation that guide teams with purpose and clarity.
  • Partner side-by-side with engineers to gently unblock issues and support development efforts with grace and persistence.
  • Nurture and maintain a well-organized feature backlog, always keeping the customer journey at the center of your decisions.
  • Facilitate alignment across departments including Risk, Compliance, Legal, Support, and Marketing—fostering trust and shared understanding.
  • Engage with external partners to integrate complementary products and services with care and strategic insight.
Desired Qualifications
  • Experience in a technical role or advanced degrees (MBA, PhD, Master's) are warmly welcomed.

BlueVine provides online financial services for small and medium-sized businesses, offering business loans, a revolving line of credit up to $250,000, and invoice factoring. Through an easy online platform, SMBs can apply and receive approvals quickly (often in minutes). Loans and lines of credit help cover expenses like payroll, rent, and utilities, while invoice factoring gives immediate cash by selling outstanding invoices at a discount. It also offers PPP loans that are fully forgivable when funds are used for authorized expenses. What sets BlueVine apart is its fast online process, transparent pricing with no hidden fees, and a focus on flexible working-capital solutions for SMBs. Its goal is to help SMBs manage cash flow and access working capital quickly and reliably.

Company Size

501-1,000

Company Stage

Debt Financing

Total Funding

$807.5M

Headquarters

Redwood City, California

Founded

2013

Simplify Jobs

Simplify's Take

What believers are saying

  • Invoicing tools get businesses paid twice as fast on average.
  • Xero partnership offers six-month free trials and $300 sign-up bonus.
  • Served 900,000 customers with $17 billion in loans since 2013.

What critics are saying

  • Stripe fee hikes erode margins within 6-12 months.
  • Brex's 5.2% APY cards poach venture-backed SMBs in 3-6 months.
  • Novo's 1.5% AI factoring steals customers via QuickBooks in 6-12 months.

What makes Bluevine unique

  • Bluevine integrates high-yield checking, Tap to Pay, and invoicing into one SMB platform.
  • Partnerships with Stripe and Xero enable seamless payments and accounting sync.
  • Launched Tap to Pay on December 12, 2025, for hardware-free in-person payments.

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Benefits

Health, vision, & dental insurance

Competitive salary

401k

PTO & holidays

Parental leave

Life insurance

Commuter pass

Weekly catered lunches

Volunteering events

Happy hours

Company News

PR Newswire
Feb 26th, 2026
Bluevine launches invoicing tools to help small businesses get paid twice as fast

Bluevine, the largest digital banking platform for small businesses in the US, has launched a suite of invoicing and payment tools to help businesses improve cash flow. The new features include creating estimates that convert to invoices, adding discounts, and instant free payments between Bluevine users. The company reports that businesses using its invoicing product get paid more than twice as fast on average. Additional updates include ACH positive pay for Premier customers, allowing review of outgoing payments before sending, and multi-business management through single sign-on. Founded in 2013, Bluevine has served over 900,000 customers and delivered over $17 billion in loans. The company is backed by Lightspeed Venture Partners, Menlo Ventures, and Microsoft's venture arm M12.

PR Newswire
Dec 12th, 2025
Bluevine Launches Tap to Pay to Allow Small Businesses to Accept Payments Anywhere

Bluevine launches Tap to Pay to allow small businesses to accept payments anywhere. News provided by. Bluevine's all-in-one small business banking platform allows anyone to accept in-person payments anywhere, with no hardware or setup JERSEY CITY, N.J., Dec. 12, 2025 /PRNewswire/ - Bluevine, the largest digital banking platform for small businesses in the U.S.*, has announced its launch of Tap to Pay this week. Powered by Stripe and designed to fit the realities of modern small business, Bluevine's Tap to Pay allows any small business to easily accept in-person payments anywhere, without hardware or complicated setup. That means anyone - whether that's an HVAC contractor or a caterer at an event or a craft retailer at a local farmer's market - can accept payments easily into a Bluevine Business Checking account, where they could start earning best-in-class interest as soon as funds hit their account**. The launch of Tap to Pay is just the latest addition to Bluevine's all-in-one small business banking platform and positions it as the first and only digital-first banking platform to offer an industry-leading high-yield checking account**, cards for an entire company with spend controls, financing, and full-scale accounts receivable solutions all in one place. The release follows the unveiling of Bluevine's invoicing and payment links product with Stripe in May. Now, Bluevine customers can immediately and conveniently begin accepting secure payments without the need for a card reader or physical hardware, instead just using the Bluevine app on their mobile device. "We understand that modern small businesses aren't bound to offices and store spaces, and so the ability to accept payments should also be without physical limitations," says Kyle Cooper, Bluevine's SVP and GM of Checking and Payments. "We've seen strong uptake of our invoicing with online payments processing, and are excited Bluevine customers can now accept in-person payments simply using their Bluevine mobile app. Our customers love the ease of use, value, and robustness of the Bluevine platform, and Tap to Pay makes running their businesses even easier." The growing popularity of contactless payments cannot be overstated: Recent reports from Mastercard state that more than 70% of all face-to-face transactions within its ecosystem are contactless. For more information on Bluevine Tap to Pay, read here. *As compared to publicly available data on the number of lifetime customer accounts held by other U.S. banking platforms dedicated to small business, as of March 2025. **Premier and Plus plan customers automatically earn annual percentage yield ("APY") on their available balances. Standard plan customers will earn interest on their available balances if they meet an eligibility requirement as detailed in the Terms of Interest Accrual which is incorporated as a part of the Bluevine Business Checking Account Agreement. About Bluevine Bluevine is the largest small business banking platform in the U.S., serving as the financial operating system for startups and small businesses. Through a single account, companies can earn more, save more, borrow, and manage their money whenever and wherever they do business - without ever stepping into a branch. Accessible through one dashboard, its product suite integrates high-yield business checking, accounts payable, debit and credit cards, loans, and lines of credit. Since 2013, Bluevine has served over 750,000 customers, delivered over $17 billion in loans, and is currently trusted with over $1.8 billion in managed customer deposits. Bluevine is backed by leading private and institutional investors, including Lightspeed Venture Partners, Menlo Ventures, 83North, Citi Ventures, ION Crossover Partners, SVB Capital, Nationwide Insurance, and M12 (Microsoft's Venture Arm). Bluevine is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. Lines of credit are issued by Celtic Bank. For more information, please visit bluevine.com or follow us on LinkedIn, Instagram, Facebook, and Twitter. SOURCE Bluevine

ROI-NJ
May 29th, 2025
Bluevine Partners With Stripe To Launch Invoicing And Payment Links For Small Businesses

Bluevine, a Jersey City-based digital banking platform for U.S. small businesses, announced a partnership with Stripe, which provides payment processing infrastructure, to launch invoicing and payment links for small businesses.The company said these new features allow its customers to create and share professional invoices and payment links within minutes. Small businesses will be able to get paid faster and accept multiple payment methods while getting paid directly into their Bluevine accounts. The launch of this platform will help serve traditionally underserved business sectors.Bluevine’s invoicing and payments links allow small business owners to create professional invoices and secure payment links that can be sent by email, text, custom links, or social media for free, with owners only having to pay processing fees. Through the Stripe payment infrastructure, Bluevine customers can get paid by way of credit card, debit card, digital wallets, or ACH direct debit payments. The aim is to bring enterprise-grade speed, reliability, and security to invoicing, and provide the smallest businesses access to a sophisticated, seamless payment processing experience.The company believes these features will add more value for its diverse base of business customers including accounting and consulting firms, contractors and tradespeople, medical practices, and many more

FX News Group
May 28th, 2025
Bluevine partners with Stripe to launch Invoicing and Payment Links for small businesses

Digital banking platform Bluevine today announced the launch of Invoicing and Payment Links.

PYMNTS
Apr 8th, 2025
Galileo Introduces Deposit Sweep Product For Fintechs

Galileo Financial Technologies has introduced a product that automates deposit sweeps for FinTechs, enabling them to offer more competitive returns and peace of mind to customers whose balances exceed the FDIC insurance limit. The new Galileo Deposit Sweep facilitates the data exchange and reporting framework for FinTechs that collaborate with a deposit sweep provider and participating banks, the company said in a Tuesday (April 8) press release. The product identifies customer accounts designated for deposit sweeping, automates funds transfers above a defined threshold, and ensures the transfer of excess funds into designated high-yield accounts, according to the release

INACTIVE