Full-Time

Staff Research Scientist

Visa

Visa

10,001+ employees

Global digital payments network processing transactions

Compensation Overview

$169.1k - $270.8k/yr

+ Bonus + Equity

San Mateo, CA, USA

Hybrid

Hybrid role; in-office days in Foster City, CA to be confirmed.

PhD

Category
AI & Machine Learning (1)
Required Skills
LLM
Neural Networks
Machine Learning
Operations Research
Data Analysis

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Requirements
  • PhD in Computer Science, Operations Research, Statistics, or highly quantitative field with strength in Deep Learning, Machine Learning, Data Analytics, Statistical or other mathematical analysis
  • Extensive experience in machine learning, deep learning, and generative models
  • Strong publication record in top-tier conferences and journals
Responsibilities
  • Lead research projects in the area of generative AI, scalable AI, and foundation models
  • Develop innovative approaches and models to address complex problems in generative AI
  • Collaborate with a multidisciplinary team to design and implement scalable AI solutions
  • Mentor and guide junior researchers, providing technical expertise and guidance
  • Stay abreast of the latest research trends, publications, and advancements in the field
  • Publish research findings in top-tier conferences and journals
  • Collaborate with industry partners and academic institutions to foster research collaborations
  • Contribute to the intellectual property portfolio through patent filings
  • Set strategic direction for research initiatives, aligning them with organizational goals and business priorities
  • Evaluate emerging technologies and recommend adoption strategies for Visa’s products and services
Desired Qualifications
  • Proficiency in programming languages such as Python and expertise in deep learning frameworks and large language models
  • Proven track record of leading research projects and delivering innovative solutions
  • Demonstrated ability to work collaboratively in a team
  • Experience in payments or related industry is a plus

Visa operates a global digital payments network that connects consumers, businesses, banks, and governments to enable electronic card payments. Its system moves money through a card-based flow: a merchant request, card authorization via Visa, funds settlement between banks, and data processing, with fees earned on transactions and services. The company differentiates itself with its worldwide network, large client base, and partnerships that expand access to digital payments while supporting sustainable commerce. Its goal is to widen financial inclusion and provide convenient, secure electronic payments for a growing share of global commerce.

Company Size

10,001+

Company Stage

N/A

Total Funding

$9.6M

Headquarters

San Francisco, California

Founded

1958

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Simplify Jobs

Simplify's Take

What believers are saying

  • June 2026 stablecoin settlement pilots reached a $7 billion annualized run rate.
  • Visa expanded OpenAI agentic commerce, positioning payments inside AI shopping workflows.
  • Visa cut 2,600 jobs in July 2026, freeing capital for higher-growth products.

What critics are saying

  • DOJ's debit monopoly case seeks a trial in late 2027 or 2028.
  • June 2026 swipe-fee settlement reduces fees and kills the Honor All Cards rule.
  • Stablecoin networks from Circle, Stripe, and banks route payments around Visa within two years.

What makes Visa unique

  • VisaNet processes billions; global acceptance and fraud controls remain unmatched.
  • June 10, 2026, Visa launched Agentic Registry, Agent Score, and OpenAI payments integration.
  • Visa's network plus credentialing lets banks and merchants settle through one trusted rail.

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Benefits

Health Insurance.

Life Insurance.

Dental Insurance.

Disability Insurance.

Accidental Death & Dismemberment Insurance.

Company News

TechCabal
Aug 12th, 2025
HoneyCoin raises $4.9M for expansion

Kenyan fintech HoneyCoin raised $4.9 million in seed funding to expand its stablecoin cross-border payment services into Africa, Latin America, and Asia. Led by Flourish Ventures, the round included TLcom Capital, Stellar Development Foundation, and Visa Ventures. HoneyCoin processes $150 million monthly, serving 350 enterprise clients. The funds will be used to hire executives, secure licenses, and expand into new markets, with plans for new products by Q3 2025.

Business Wire
May 15th, 2025
Nekuda Raises $5M Led by Madrona, Together with Amex Ventures and Visa Ventures, to Power Agentic Payments

Nekuda raises $5M led by Madrona, Amex Ventures & Visa Ventures to power agentic aayments. For the infrastructure of the future of online commerce.

Forbes
May 6th, 2025
Visa Invests in BVNK, $50M Funding

Visa Ventures has invested in stablecoin infrastructure platform BVNK, marking Visa's first direct investment in a stablecoin payments player. This move supports the future of stablecoins in payments, enhancing BVNK's credibility and penetration with Visa's partners. BVNK, which raised $50 million in a Series B round in December 2024, processes $12 billion in annualized volume and offers solutions for B2B and B2C payments using stablecoins.