Full-Time

Senior Branch Manager

Posted on 11/30/2025

M&T Bank

M&T Bank

10,001+ employees

Full-service banking with mortgage, deposits, loans

Compensation Overview

$74.6k - $124.4k/yr

Utica, NY, USA

In Person

Category
Finance & Banking (1)
Required Skills
Sales
Customer Service
Requirements
  • Bachelor’s degree, OR in lieu of degree, Four (4) years’ relevant experience. Minimum three years sales experience
  • Minimum two years’ managerial experience or proven leadership abilities
  • Life/Accident and Health Insurance licensing required within 18 months of entry into position; branch provides training for licensing within 6 months
  • M&T Business Banking Specialist within 18 months of hire
  • Demonstrated strong knowledge of Business Banking products, services and client relationship management
  • M&T Way Certified
  • Precision Leadership Certified
  • Bi-lingual/Spanish preferred
  • Proficiency with common PC software, including Microsoft Office word processing and spreadsheets
  • Experience with Internet and email preferred
Responsibilities
  • Responsible for overall profitability by directing sales and business development, meeting operational objectives and ensuring the branch achieves its annual goals
  • Leads team through coaching, performance management, and setting priority. Builds and develops branch staff
  • Identifies Retail and Business Banking customer needs through the M&T sales processes, using the tools and resources to assist customers with short and long term solutions
  • Proactively prospects and grows Business Banking relationships through outreach. Builds the bank’s presence in the community. Researches prospects, and asks for referrals with current customers
  • Actively recruits and selects talent to fill positions within Retail and/or M&T Bank
  • Actively models and coaches customer service and needs determination behaviors. Reinforces and maintains accountability for execution of Retail strategy
  • Demonstrates and coaches M&T sales processes
  • Ensures operational and requirements are maintained, to include consumer and business banking guidelines. Ensures compliance with operational, security and control policies/procedures, preventing fraud and protecting customer assets
  • Takes ownership of complex account servicing and error resolution issues, including those escalated by other Bankers. Provide coaching and guidance to improve and reduce future problem resolution/escalations
  • Engages with all team members and business partners as appropriate
  • Independently processes all Business Banking loan requests up to $100,000. Proactively bundle products and services as appropriate
  • Adheres to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies
  • Promotes an environment that supports a culture of belonging and reflects the M&T Bank brand
  • Maintains M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable
  • Completes other related duties as assigned
  • Exercises usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations
Desired Qualifications
  • Demonstrated sales/business development experience and success. Has fundamental understanding of profitability
  • Excellent communication and interpersonal skills
  • Proven ability to demonstrate and coach exceptional customer service
  • Ability to communicate and function professionally with all levels of personnel and business partners across the organization
  • Strong financial services product knowledge preferred
  • Strong organization, time management, and prioritization skills

M&T Bank is a full-service financial institution that offers a wide range of banking solutions for individuals, small businesses, and larger enterprises. Its products include personal and business checking accounts, mortgage assistance programs, loans, deposits, investment products, and mobile banking. The bank serves mainly customers in the Northeastern and Mid-Atlantic United States and emphasizes community engagement and customer-focused service. It generates revenue from interest income, fees, and service charges tied to loans, deposits, and other financial products. The company’s recent merger with United Bank, N.A. expands its footprint and enhances its service offerings. The goal is to provide accessible financial services to communities while growing its market presence and deepening local connections.

Company Size

10,001+

Company Stage

IPO

Headquarters

Buffalo, New York

Founded

1993

Simplify Jobs

Simplify's Take

What believers are saying

  • Q1 2026 revenue hit $2.45B from commercial loan surge.
  • Fee income grew 13% YoY in Q1 2026 via treasury services.
  • United Bank merger expands footprint across Eastern U.S.

What critics are saying

  • CRE office vacancies exceed 15% in New York, Maryland, Pennsylvania.
  • Loan growth outpaces deposits, forcing costly wholesale funding.
  • Fintechs like Chime erode Northeast retail deposit base.

What makes M&T Bank unique

  • M&T Bank profitable every quarter since 1976, unlike peers.
  • Top SBA lender nationally, #1 in key Eastern markets.
  • Owns Wilmington Trust, largest U.S. personal trust providers.

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Benefits

401(k) Company Match

401(k) Retirement Plan

Flexible Work Hours

Hybrid Work Options

Paid Vacation

Paid Holidays

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Health Savings Account/Flexible Spending Account

Growth & Insights and Company News

Headcount

6 month growth

-5%

1 year growth

-5%

2 year growth

-5%
Yahoo Finance
Mar 27th, 2026
M&T Bank Q1 2026 earnings preview: analysts expect $4.03 per share, up 19.2%

M&T Bank Corporation is expected to announce its fiscal Q1 2026 earnings on 15 April, with analysts forecasting earnings of $4.03 per share, up 19.2% year-over-year. The Buffalo-based bank holding company has beaten Wall Street estimates in three of the past four quarters. For full-year 2026, M&T Bank is projected to deliver earnings per share of $18.77, representing 9.1% growth from fiscal 2025. The company's shares have risen 11.9% over the past 52 weeks, outperforming the financial sector but trailing the broader S&P 500. The bank's recent performance has been driven by higher net interest income, improved margins and disciplined cost control. Analysts maintain a "Moderate Buy" rating, with a mean price target of $234.55, suggesting 14.6% upside potential.

Yahoo Finance
Mar 23rd, 2026
M&T Bank projects $7.2B-$7.35B net interest income for 2026 as loan growth accelerates

M&T Bank has demonstrated solid revenue growth driven by its core lending business and fee-based operations. Net interest income grew at a 7.9% compound annual growth rate over seven years through 2025, supported by loan expansion and a strong deposit franchise. Loans and leases grew at a 12.9% CAGR over the same period, whilst deposits rose 9.2%. The bank has also strengthened non-interest income through treasury management, capital markets and mortgage banking, which grew at a 3.9% CAGR between 2018 and 2025. For 2026, management projects net interest income of $7.2-$7.35 billion and non-interest income of $2.67-$2.77 billion, up from $6.95 billion and $2.74 billion respectively in 2025. Average loans are expected to reach $140-$142 billion, with deposits at $165-$167 billion.

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Mar 20th, 2026
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PR Newswire
Mar 16th, 2026
M&T Bank posts record $2.88B earnings as CEO details technology transformation

M&T Bank chairman and CEO René Jones released his annual shareholder letter highlighting the bank's record $2.88 billion in earnings for 2025 and its technology transformation efforts. The letter emphasises how M&T outperformed peers despite an uncertain operating environment. Jones described the past year as a "Rorschach Economy", where different communities experienced varying economic conditions. He stressed the bank's focus on generating consistent, high-quality earnings rather than chasing short-term growth. The letter details M&T's investments in technology and talent development, whilst reinforcing the bank's commitment to traditional banking fundamentals. Jones credited the company's success to its employees, noting their adaptability and judgement in navigating industry changes. M&T operates across the eastern US from Maine to Virginia.

Benzinga
Mar 12th, 2026
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~ Proactive Step, Strengthens Liquidity, Reduces Borrowing Costs by ~$3.7 Million While Accelerating Growth ~CHARLES TOWN, W.Va., March 12, 2026 /PRNewswire/ -- American Public Education, Inc. (the "Company")

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