Full-Time

Senior Risk Analytics Consultant

Credit Risk Strategy / Credit Cards

Posted on 3/13/2025

Wells Fargo

Wells Fargo

10,001+ employees

Provides banking, mortgage, and investment services

No salary listed

Mid, Senior

Bengaluru, Karnataka, India

Category
Risk Management
Finance & Banking
Requirements
  • 4+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Responsibilities
  • Lead or participate in moderately complex initiatives, and delivering insight and decision strategies within analytics and reporting, and contribute to large-scale planning related to Risk Analytics
  • Review and analyze moderately complex data aggregation, forecasting, reporting, and programming models
  • Be responsible for process production, data reconciliation, and model documentation in alignment with policy governance
  • Resolve data, production, business modeling, and lead team to meet Risk Analytics deliverables while leveraging solid understanding of risk reporting policies, modeling strategies, procedures, regulatory requests, and compliance requirements
  • Collaborate and consult with peers, experienced managers, compliance, and technology to resolve modeling, forecasting, and production issues, and achieve analytic and reporting goals
  • Lead projects, teams, and mentor less experienced staff
  • Partner with cross enterprise risk analysts in development of common modeling strategies
Desired Qualifications
  • Bachelor’s degree or higher in a quantitative fields such as applied mathematics, statistics, engineering, finance, economics, econometrics or computer sciences
  • 4+ years of progressive experience in credit and risk analytics roles
  • Hands on Experience in Credit Card strategy
  • Detailed understanding of risk domain; Strong Risk analytics skills and understanding of P&L, drivers
  • Expertise in few programming and statistical packages - SAS, SQL, VBA, Macros, R, Python, E-miner, SAS VA
  • Ability to coordinate with multiple stakeholders
  • Strong analytical skills with ability to turn findings into executable plans to meet business objectives
  • Ability to identify and evaluate trends, isolate root cause, and provide swift/thorough resolution

Wells Fargo provides a variety of financial services, including banking, mortgages, investing, and credit solutions for individuals, small businesses, and commercial clients. The company operates mainly in the United States and serves millions of customers through its branches, ATMs, and online platforms. Its products work by generating revenue through interest from loans, fees for banking services, and commissions from investment products. What sets Wells Fargo apart from its competitors is its focus on personalized financial solutions and its commitment to financial education, helping customers manage their finances effectively. The goal of Wells Fargo is to assist clients in achieving their financial objectives by offering tailored services and resources.

Company Size

10,001+

Company Stage

IPO

Headquarters

San Francisco, California

Founded

1851

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Simplify's Take

What believers are saying

  • Growing demand for digital banking enhances Wells Fargo's digital platform opportunities.
  • Interest in ESG investing allows Wells Fargo to offer sustainable financial products.
  • Fintech partnerships enable Wells Fargo to enhance technological capabilities and innovation.

What critics are saying

  • Increased competition in the credit facility market may reduce Wells Fargo's market share.
  • Overexposure to the self-storage sector could pose risks if the sector declines.
  • Large corporations raising capital through share sales may impact Wells Fargo's loan revenue.

What makes Wells Fargo unique

  • Wells Fargo offers a wide range of tailored financial solutions.
  • The company emphasizes financial education and security for its customers.
  • Wells Fargo has a strong presence in the U.S. with extensive branch and ATM networks.

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Benefits

Health Insurance

401(k) Retirement Plan

Paid Vacation

Paid Sick Leave

Parental Leave

Disability Insurance

Life Insurance

Tuition Reimbursement

Commuter Benefits

Adoption Assistance

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