Full-Time

Lending Operations Analyst

Posted on 2/5/2026

Constantinople

Constantinople

51-200 employees

B2B banking software and operations platform

No salary listed

Bengaluru, Karnataka, India

Hybrid

Category
Operations & Logistics (1)
Requirements
  • Prior experience in banking operations, loan processing, or a high-volume administrative and support environment.
  • Ability to follow detailed Standard Operating Procedures for business loans and residential mortgages with high accuracy.
  • Proficiency in working entirely within software platforms and digital workflows.
  • Ability to communicate requirements and status updates clearly and professionally to brokers and solicitors.
  • Willingness to work in a rotation system across different sub-teams such as business and residential lending.
Responsibilities
  • Act as the first line of operational quality control for incoming loan applications.
  • Review loan applications against Standard Operating Procedure checklists to identify missing financials, identification documents, and supporting documentation.
  • Validate customer information and documents to ensure they are ready for decisioning by the Delegated Credit Authority.
  • Liaise with brokers and customers to gather outstanding requirements and documentation.
  • Manage the settlement process by coordinating with solicitors, vendors, and brokers to ensure funds are booked and settlement occurs on time.
  • Coordinate post-settlement operations including loan variations, product switches, and discharge requests.
  • Provide real-time support to borrowers and brokers via live chat and email regarding application status, payments, and loan mechanics.
  • Identify friction points in Standard Operating Procedures or the software platform and provide feedback to product and engineering teams to assist with further automation.
Desired Qualifications
  • Experience with Property Exchange Australia, Loan Origination Systems, or legal settlement processes.
  • Experience with customer support via live chat and email.

Constantinople provides an all-in-one software and operational platform for banks, targeting B2B customers in Australia. The platform combines core banking and digital banking infrastructure with ongoing operational support to help banks run and scale from a single foundation. It differentiates itself by pairing technology with hands-on operational services, aiming to reduce complexity and costs for banks. Its goal is to give banks a solid, scalable foundation to offer a broad suite of services to their customers.

Company Size

51-200

Company Stage

Series A

Total Funding

$53.1M

Headquarters

Sydney, Australia

Founded

2022

Simplify Jobs

Simplify's Take

What believers are saying

  • Secured A$32M seed and A$50M Series A from Prosus, Square Peg, Airtree.
  • Five-year deal with Great Southern Bank generates tens of millions ARR.
  • Partnerships with 10x Banking and Paymentology enable APAC scaling and payments innovation.

What critics are saying

  • 10x Banking outages halt all operations due to core integration dependency.
  • Paymentology prioritizes own expansion, causing disruptions and fee hikes.
  • APRA 2025 rules force onshore data migration, inflating costs 30-50%.

What makes Constantinople unique

  • Constantinople delivers AI-native all-in-one platform combining software, operations, and compliance for banks.
  • Positioned as AWS or Shopify for banks, enabling tier-2/3 banks and fintechs to outsource complexity.
  • Integrates headless APIs, SDKs for embedded banking beyond traditional apps.

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Benefits

Remote Work Options

Flexible Work Hours

Health Insurance

Dental Insurance

Vision Insurance

Paid Vacation

Paid Holidays

Paid Sick Leave

401(k) Retirement Plan

401(k) Company Match

Wellness Program

Mental Health Support

Conference Attendance Budget

Professional Development Budget

Stock Options

Company Equity

Phone/Internet Stipend

Home Office Stipend

Relocation Assistance

Employee Discounts

Meal Benefits

Commuter Benefits

Adoption Assistance

Parental Leave

Family Planning Benefits

Fertility Treatment Support

Pet Insurance

Mentorship Program

Tuition Reimbursement

Training Programs

Professional Certification Support

Adoption Assistance

Bereavement Leave

Hybrid Work Options

Remote Work Options

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

7%

2 year growth

7%
International FinTech
Nov 12th, 2025
Constantinople chooses UK fintech Paymentology to power its Banking-as-a-Service growth and accelerate payments innovation in Australia

Constantinople chooses UK fintech Paymentology to power its Banking-as-a-Service growth and accelerate payments innovation in Australia. Paymentology, the global leader in next-generation card issuing and payment processing, today announced a landmark partnership with Constantinople, one of Australia's most ambitious fintech innovators. The collaboration marks Paymentology's official entry into the Australian market, underlining its commitment to advancing digital payments innovation across the Asia-Pacific region. The announcement was made during the Singapore FinTech Festival, held from 12 to 14 November, 2025, where industry leaders from around the world gathered to explore the future of financial services. Constantinople will leverage Paymentology's advanced global payments platform to deliver a seamless end-to-end payment experience, including card issuing, processing, and digital wallet integration, across its growing network of financial institution clients. Founded in Sydney, Constantinople is redefining Banking-as-a-Service (BaaS) in Australia by providing a modern software and operations platform that brings together both front-end digital banking infrastructure and back-office processes such as onboarding, compliance, fraud monitoring, and risk management. By positioning itself as "the AWS or Shopify for banks", the company enables financial institutions, particularly fintechs, regional and tier two and three banks, to focus on customer experience while outsourcing the complex aspects of banking operations. Its technology allows these institutions to operate at a fraction of traditional costs, freeing them to innovate more quickly and effectively. Through this partnership, Paymentology will power Constantinople's card issuance and transaction processing across both Mastercard and Visa schemes, ensuring a secure, flexible, and scalable payment experience for banks and their customers. The collaboration also incorporates Constantinople's core banking integration through 10x, as well as Apple Pay and Google Pay tokenisation, supported by dedicated BINs (Bank Identification Numbers) that underpin the company's customisable card programmes. Constantinople currently supports several leading Australian community banks and innovative Fintechs. Clients include Great Southern Bank, the nation's largest customer-owned bank with over 400,000 members, as well as Tyro, a leading payments provider focused on driving innovation for small businesses. With Paymentology's multi-cloud, multi-tenant architecture, Constantinople will benefit from marketing leading digital services, a powerful decision engine, enhanced scalability, global resilience, and real-time data, enabling faster card issuance, richer insights, and a more intelligent platform for sustainable growth. More than a technology provider, Paymentology acts as a strategic partner that is deeply invested in co-creation, foresight, and shared success, bringing a human, collaborative approach to every engagement. Its dedicated teams understand the nuances of Banking-as-a-Service models and what it takes to succeed in a highly competitive, regulated environment. The partnership also signifies Paymentology's formal expansion into the Australian market, where card adoption is projected to grow at double-digit rates over the next five years, driven by digital-first consumers and the increasing popularity of mobile and contactless payments. It represents a pivotal milestone in Constantinople's broader ambition to scale internationally, with Paymentology serving as a global payments partner capable of supporting that journey at scale. Di Challenor, Co-Founder of Constantinople, said, "Constantinople's mission is to give smaller banks and innovative fintechs access to the same leading-edge technology as big global banks. We do this by partnering with leaders in their field; partnering with Paymentology will allow us to launch new card programmes at pace, with the flexibility to tailor every element to our clients' unique needs. Paymentology's global reach ensures we can scale effortlessly beyond Australia." Paymentology CEO Jeff Parker (pictured right, with Keerthi Iyengar, COO of Constantinople, pictured left), "Our partnership with Constantinople marks an exciting new chapter as we expand into Australia's vibrant fintech and banking ecosystem. Beyond a technology partner, Paymentology is about thinking ahead, co-creating the future, and ensuring the growth and success of our clients. Working with Constantinople is particularly rewarding; their highly experienced leadership team brings a clear vision for modern, automated banking that perfectly aligns with our mission to empower next-generation financial institutions with the world's most advanced payment platform."

Financial IT
Nov 12th, 2025
Constantinople Chooses Paymentology to Power Its Banking-as-a-Service Growth and Accelerate Payments Innovation in Australia

Constantinople chooses Paymentology to power its Banking-as-a-Service growth and accelerate payments innovation in Australia. Paymentology, the global leader in next-generation card issuing and payment processing, today announced a landmark partnership with Constantinople, one of Australia's most ambitious fintech innovators. The collaboration marks Paymentology's official entry into the Australian market, underlining its commitment to advancing digital payments innovation across the Asia-Pacific region. The announcement was made during the Singapore FinTech Festival, held from 12 to 14 November, where industry leaders from around the world gathered to explore the future of financial services. Constantinople will leverage Paymentology's advanced global payments platform to deliver a seamless end-to-end payment experience, including card issuing, processing, and digital wallet integration, across its growing network of financial institution clients. Founded in Sydney, Constantinople is redefining Banking-as-a-Service (BaaS) in Australia by providing a modern software and operations platform that brings together both front-end digital banking infrastructure and back-office processes such as onboarding, compliance, fraud monitoring, and risk management. By positioning itself as "the AWS or Shopify for banks," the company enables financial institutions, particularly fintechs, regional and tier two and three banks, to focus on customer experience while outsourcing the complex aspects of banking operations. Its technology allows these institutions to operate at a fraction of traditional costs, freeing them to innovate more quickly and effectively. Through this partnership, Paymentology will power Constantinople's card issuance and transaction processing across both Mastercard and Visa schemes, ensuring a secure, flexible, and scalable payment experience for banks and their customers. The collaboration also incorporates Constantinople's core banking integration through 10x, as well as Apple Pay and Google Pay tokenisation, supported by dedicated BINs (Bank Identification Numbers) that underpin the company's customisable card programmes. Constantinople currently supports several leading Australian community banks and innovative Fintechs. Clients include Great Southern Bank, the nation's largest customer-owned bank with over 400,000 members, as well as Tyro, a leading payments provider focused on driving innovation for small businesses. With Paymentology's multi-cloud, multi-tenant architecture, Constantinople will benefit from marketing leading digital services, a powerful decision engine, enhanced scalability, global resilience, and real-time data, enabling faster card issuance, richer insights, and a more intelligent platform for sustainable growth. More than a technology provider, Paymentology acts as a strategic partner that is deeply invested in co-creation, foresight, and shared success, bringing a human, collaborative approach to every engagement. Its dedicated teams understand the nuances of Banking-as-a-Service models and what it takes to succeed in a highly competitive, regulated environment. The partnership also signifies Paymentology's formal expansion into the Australian market, where card adoption is projected to grow at double-digit rates over the next five years, driven by digital-first consumers and the increasing popularity of mobile and contactless payments. It represents a pivotal milestone in Constantinople's broader ambition to scale internationally, with Paymentology serving as a global payments partner capable of supporting that journey at scale. Di Challenor, Co-Founder of Constantinople, said: "Constantinople's mission is to give smaller banks and innovative fintechs access to the same leading-edge technology as big global banks. We do this by partnering with leaders in their field; partnering with Paymentology will allow us to launch new card programmes at pace, with the flexibility to tailor every element to our clients' unique needs. Paymentology's global reach ensures we can scale effortlessly beyond Australia." Jeff Parker, Chief Executive Officer of Paymentology, added: "Our partnership with Constantinople marks an exciting new chapter as we expand into Australia's vibrant fintech and banking ecosystem. Beyond a technology partner, Paymentology is about thinking ahead, co-creating the future, and ensuring the growth and success of our clients. Working with Constantinople is particularly rewarding; their highly experienced leadership team brings a clear vision for modern, automated banking that perfectly aligns with our mission to empower next-generation financial institutions with the world's most advanced payment platform."

Financial IT
Jun 25th, 2025
10x Banking And Constantinople Announce Strategic Partnership To Accelerate Next-Generation Banking Across APAC\

10x Banking, the cloud-native core banking platform that powers some of the world's largest banking entities including Westpac and Chase UK, today announced a strategic partnership with Constantinople, the Australian banking software and operations provider.

Australian FinTech
Apr 2nd, 2024
Fintech startup Constantinople raises $50 million in Series A funding led by Prosus Ventures

Australian fintech startup Constantinople have announced that they have raised A$50 million (US$33 million) in a Series A round, which was led by Prosus Ventures, alongside their existing investors, Square Peg, Airtree and Great Southern Bank.

Australian Financial Review
Apr 1st, 2024
Fintech Constantinople banks $50m in blockbuster funding round

Constantinople, the fintech founded by a pair of former Westpac executives, has secured $50 million from investors in a mega Series A funding round.

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