Full-Time

Senior/Lead

ML Engineer, Machine Learning/Applied AI

Updated on 3/14/2025

FICO

FICO

1,001-5,000 employees

Compensation Overview

$123k - $193kAnnually

Senior, Expert

Remote in USA

Category
Applied Machine Learning
AI & Machine Learning
Required Skills
Tensorflow
Pytorch
Machine Learning
Requirements
  • In-depth experience in machine learning, with a strong track record in large-scale AI/ML projects.
  • Expertise in ML algorithms, deep learning, and mathematical foundations (linear algebra, probability).
  • Proficiency in handling large datasets and building efficient AI pipelines.
  • Hands-on experience deploying ML models as APIs for seamless integration.
  • Familiarity with MLOps tools like MLflow, Azure ML, or Vertex AI.
  • Experience with cloud-native AI architectures, including model training and deployment.
  • Strong background in fine-tuning, model adaptation, and LLM customization.
  • Robust understanding of AI evaluation methodologies and testing frameworks.
  • Proficiency in deep learning frameworks like PyTorch, JAX, or TensorFlow.
  • Experience with A/B testing frameworks for AI-driven applications.
  • Expertise in LLM architectures, prompt engineering, and RAG techniques.
  • Knowledge of vector databases and AI model monitoring (drift detection, governance).
  • Strong software engineering skills, with experience writing production-quality AI code.
  • Leadership experience, including mentoring teams and driving AI adoption.
  • Bachelor's/Master's/PhD degree in computer science, or a related field with focus in Machine Learning.
Responsibilities
  • Develop and implement LLM-powered solutions for decision automation, fraud investigation, and workflow optimization within FICO’s platform.
  • Engineer sophisticated prompting strategies and Retrieval-Augmented Generation (RAG) architectures tailored for enterprise-grade AI applications.
  • Apply fine-tuning techniques, in-context learning, and custom evaluation frameworks to optimize model performance.
  • Design, test, and deploy new AI models, architectures, and training methodologies to keep FICO at the forefront of AI innovation.
  • Develop comprehensive backtesting methodologies to validate model reliability and predictive performance.
  • Monitor model performance and proactively detect drift to maintain accuracy and compliance over time.
  • Research and integrate cutting-edge AI techniques to drive continuous advancements in machine learning and decision automation.
  • Write high-quality, production-ready code, ensuring scalability, security, and operational integrity of deployed AI systems.
Desired Qualifications
  • Publications, patents, or open-source contributions in AI/ML are a plus.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

San Jose, California

Founded

1956

Simplify Jobs

Simplify's Take

What believers are saying

  • Rising FICO credit scores indicate increased consumer trust in their scoring systems.
  • Demand for AI and digital tools offers growth opportunities for FICO's analytics solutions.
  • Adoption of 3DS 2.0 enhances FICO's offerings in digital payment security.

What critics are saying

  • $300 million term loan increases FICO's financial leverage, posing potential stability risks.
  • Push payment fraud rise necessitates continuous innovation in FICO's fraud detection tools.
  • 3D Secure obsolescence requires FICO to quickly adapt to 3DS 2.0 standards.

What makes FICO unique

  • FICO's partnership with PSCU enhances its presence in the credit union sector.
  • FICO's AI-driven analytics solutions are in high demand due to the pandemic.
  • FICO's fraud prevention tools integrate behavioral biometric authentication for enhanced security.

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Benefits

Health Insurance

Flexible Work Hours

Professional Development Budget

Wellness Program

Remote Work Options

Company News

Business Insider
Oct 22nd, 2021
Fair Isaac Corporation -- Moody's says FICO's $300 million term loan raises leverage but also enhances liquidity

Announcement: Moody's says FICO's $300 million term loan raises leverage but also enhances liquidity<div class="spacer-5"></div><a class="btn-more" href="https://www.moodys.com/page/viewresearchdoc.aspx?docid=PR_456911cid=7QFRKQSZE021" target="_blank" rel="noopener">Read the full article at Moody's</a>

PYMNTS
Nov 19th, 2020
Old School, New School: TCU Pairs AI And Outreach To Personalize Members’ Experiences

Credit unions (CUs) have been riding high in recent years, with one October report finding that global CU membership hit an all-time high of 291 million last year.

PYMNTS
Nov 17th, 2020
Deep Dive: How FIs And Merchants Are Pushing Back Against Push Payment Fraud

This Deep Dive examines how FIs are revamping their fraud-fighting approaches, leveraging tools such as behavioral biometric authentication to verify payments.

The Fintech Times
Nov 10th, 2020
This Week in Fintech: TFT Bi-Weekly News Roundup 10/11

AMTD Singapore Solidarity Fund has invested in five fintech firms. In addition to providing financial support, AMTD will offer each company access to its one-stop digital platform and ecosystem. The lucky five are Active.ai, CardUp, Funding Societies, PolicyPal and TranSwap.

PYMNTS
Nov 3rd, 2020
Bloomberg To Incorporate Credit Risk Data

Bloomberg customers will now be able to use the news site's terminal to look at Credit Benchmark's credit risk data, which comes from risk views of the world's largest financial institutions, according to a press release.