Zinia Customer Servicing Team Lead

Zinia Customer Servicing Team Lead

Zinia Customer Servicing Team Lead

Zinia is the new checkout lending platform of the Santander Group. Zinia makes shopping simple, offering the possibility of splitting payments into interest-free installments in a fast and transparent way, powering merchants across Europe using technology from Openbank and Santander Consumer Finance. 
 
This is an exciting opportunity to make your contribution over a growing market within the business areas of lending, cobranded credit cards and buy-now-pay-later with a solid expansion across different countries with global leading merchants. 
 
Zinia leverages the technological resources and expertise of Openbank, the digital-native bank of the Santander Group, which is currently rolling out its international expansion plans. Through a simple and flexible banking model, Openbank offers customers the possibility to manage their finances on the website or app.

Mission and responsibilities:

The mission of the position is to guarantee and ensure the servicing we have with customers by ensuring that we attend and respond to complaints, claims, requests and incidents.

Ensure that all those incidents, disputes, claims, problems with payments that the customer may have and that require operational review are addressed and resolved in the correct manner and in a timely manner.

Perform customer dispute management, formal complaints, customer payment problems/incidents and operational support to strategic merchants.

The main tasks of this position will be the following:

• Review, analysis and execution of all cases of disputes and claims that may arise.
• Reconciliation of customer payment discrepancies.
• Incident management with payments.
• Customer servicing support.
• Fraud, disputes, complaints and claims management.
• Liaison with merchants (review analysis, reporting ....
• Unmatched payments reconciliations (non-automatable residual cases only)
• Customer voice analysis, internal reporting, and action plan development.

Skills:

• Team management
• Ability to streamline operational processes
• Customer focus
• Technical knowledge in database queries (Ej.: SQL)

To be successful in the role you must have:

• Engineering or finance degree.
• + 7 years working in a financial environment.
• Demonstrable experience working in financial back office.
• Experience in handling customer complaints/disputes (cards or payments) and/or lending products is required.
• Experience in the consumer finance sector is an asset.
• A high level of English is required, German would be an advantage.

What do we offer?

- Joining a dynamic and agile company undergoing international expansion.

- Working in start-up mode with the support of the Santander Group.

- Competitive remuneration and attractive benefits package.

- Possibility of growth within the company and the Group.

- Collaborating on international projects in different countries.

- Excellent work environment, social clubs and frequent events.

Would you like to grow with us? Join our team!

ODS is an equal opportunity employer. All applicants will be considered as equal without paying attention to gender identity, sexual orientation, ethnicity, religion, age, political orientation, union membership nor disability status.

We make recruiting decisions based on your experience and skills. We value your passion to discover, invent, simplify, and build.

The personal data you provide as well as any data generated during the selection process are confidential and will be processed by Open Bank, S.A./ Open Digital Services, S.L. with registered office at Plaza de Santa Bárbara 2, 28004 (Madrid), for the sole purpose of managing your participation in the selection processes and, where appropriate, to formalise your recruitment.  

For further information about your rights and data protection, please read the ODS/Openbank Privacy Policy applicable to this type of data processing here.