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Full-Time

Senior Manager

Portfolio Analytics

Posted on 10/2/2024

Tala

Tala

501-1,000 employees

Digital wallet and lending platform for underserved

Fintech
AI & Machine Learning

Compensation Overview

$150k - $175kAnnually

Senior

Remote in USA

Category
Financial Planning and Analysis (FP&A)
Risk Management
Finance & Banking
Required Skills
Python
Communications
Data Science
SQL
Tableau
Marketing
Business Analytics
Business Strategy
Data Analysis
Requirements
  • 5+ years of relevant experience and BS in Data Science, Math, Statistics, Business Analytics, Computer Science, Engineering, Finance, Economics, or related fields
  • Strong analytical background with a proven ability to draw relevant and impactful business conclusions from data.
  • Object-oriented programming in python, including designing custom classes, writing scalable and well-documented code, as well as auditing and testing code.
  • Knowledge of relational databases and experience with building queries in SQL
  • Knowledge of and experience with reporting and data visualization packages (Looker, Tableau, Plotly, Bokeh).
  • Strong communication skills with the ability to influence in an dynamic, cross-functional environment
Responsibilities
  • Be an expert on customer LTV (Lifetime Value). Understand the key drivers of portfolio health (e.g., origination, repayment, retention, lifetime value) and how those drivers translate to overall business results. Help your cross-functional stakeholders understand what is important for their world as well.
  • Have an impact on business strategy. Your job is not just to create/oversee models, but to utilize your understanding of these business levers to inform and drive business decisions such as marketing spend and credit approvals.
  • Set best practices. Own Finance’s LTV (Lifetime Value) forecasting codebase (python) and oversee the implementation of efficient and scalable solutions with high levels of accuracy. You understand the trade-off between accuracy and level of effort and seek to find the right balance depending on the task at hand.
  • Be curious. Independently identify new opportunities and analyses by leveraging your deep understanding of the customer journey. Find areas of high leverage, dig in, and make an impact.

Tala operates as a digital wallet and lending platform that focuses on providing financial services to individuals who are often overlooked by traditional banks. The platform uses artificial intelligence and machine learning to create a personalized financial experience, allowing users to establish a digital financial identity. This identity enables safe and flexible access to money, including instant credit, easy money transfers, and bill payment options, all managed through a single app. Tala's unique approach includes proprietary data tools that help it serve a diverse customer base, including those without access to conventional banking. The company generates revenue through interest and fees on the credit it offers, as well as transaction fees for money transfers and bill payments. Operating in multiple countries across three continents, Tala adapts to various markets while providing personalized credit lines and financial tips to enhance the user experience.

Company Stage

Series E

Total Funding

$405.4M

Headquarters

Santa Monica, California

Founded

2011

Growth & Insights
Headcount

6 month growth

4%

1 year growth

6%

2 year growth

50%
Simplify Jobs

Simplify's Take

What believers are saying

  • Tala's expansion across multiple countries demonstrates its scalability and adaptability to different markets, promising robust growth opportunities.
  • The use of AI and machine learning not only enhances personalized financial services but also provides customers with valuable financial tips and dynamic rewards, improving user engagement and satisfaction.
  • Tala's partnerships and initiatives, such as financial literacy workshops, highlight its commitment to financial inclusion and education, potentially increasing its customer base and brand loyalty.

What critics are saying

  • The fintech sector is highly competitive, and Tala must continuously innovate to maintain its edge over other digital wallet and lending platforms.
  • Reliance on AI and machine learning for credit decisions could pose risks if the algorithms are not properly managed or if they fail to adapt to changing market conditions.

What makes Tala unique

  • Tala leverages advanced AI and machine learning to offer personalized financial services, setting it apart from traditional financial institutions that often overlook underserved markets.
  • The company's ability to provide instant credit and a wide range of financial services through a single app offers a seamless user experience that is difficult for competitors to match.
  • Tala's proprietary data tools enable it to serve customers without traditional banking access, a unique capability in the fintech landscape.

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