Manager of Financial Crime Compliance

Manager of Financial Crime Compliance (FCC) Advisory EDCountry: Spain

IT STARTS HERE

Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.

This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Santander Corporate & Investment Banking (Santander CIB) is Santander's global division that supports some of the world's most complex and sophisticated corporate and institutional clients, offering customized services and value-added wholesale products to best meet their needs.

THE DIFFERENCE YOU MAKE

Santander Corporate & Investment Banking is looking for a Manager of Financial Crime Compliance (FCC) Advisory based out of Boadilla, Spain.

As an Executive Director in the SCIB FCC Advisory function you will serve as a senior subject matter expert responsible for providing advisory support on complex client relationships, transactions, products and business activities across SCIB to ensure compliance with applicable FCC regulations and Group Financial Crime Compliance Policy and Guides.  This includes the support of advisory,

and oversight as relates to CIBs core business areas and products including the ongoing adequacy and effectiveness of their control framework.

We’re shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will:

• Lead and perform reviews of complex, high-risk transactions, client relationships and business activities providing FCC advisory opinions and recommendations to support informed business decisions, acting as a delegated representative of the Global Head of FCC SCIB where required.
• Provide real-time FCC advisory support to Front Office, Operations, and Compliance partners regarding transaction structures, customer activity, sanctions considerations, AML risks, and FC typologies.
• Provide expert judgement and risk-based recommendations on complex or escalated client and transaction matters where financial crime risk considerations may impact business decisions.
• Perform testing activities over FCC controls; reviewing artefacts and deliverables and performing technical (data) testing activities as required.
• Assist with leading engagement with regulators, internal audit, and senior governance committees on significant FCC matters and remediation activities.
• Horizon scanning and regulatory change management.
• Drive operational adequacy and effectiveness of the Group Financial Crime Policy and Guides. This includes working with Group and Country FCC peers and acting as the key point of contact as required or directed.
• Assist with the timely identification of opportunities to enhance the management and oversight of FCC risk, and ensuring appropriate action is taken by relevant parties to deliver improvements.
• Develop and deliver training and awareness programme in co-ordination with Central Compliance, Group Financial Crime, business and Learning and development.

WHAT YOU’LL BRING

Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring.

The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Professional Experience

• Proven experience conducting FCC advisory reviews of complex client relationships, transactions, and business activities within Corporate and Investment Banking environments.  
• Demonstrated experience providing risk-based recommendations and approvals for complex client and transactional scenarios
• Proven record of being an industry Practitioner and Subject Matter Expertise.
• Should be a financial crime compliance expert with approximately 8-12+ years’ experience across the core competencies required for the role (Required)
• Strong understanding of the CIB business products and services including Markets, Trade Finance and Capital Markets solutions (Required)
• Have an in-depth understanding of Payments, Trade and Correspondent Banking. (Required)
• Must have business transactional knowledge and FCC control expertise (Required)
• Proven record of working within a large multi-national bank with Global and regional exposure in a similar role (Required)
• Strong understanding of Reg and FinTech initiatives and developments (Preferred)

Education

• Degree level education (Required)
• Industry relevant qualification in Risk or Compliance (Preferred)

Languages

• Fluent English (written and verbal) (Required)
• Fluent Spanish (written and verbal) (Required)

Hard Skills

• Deep Financial Crime Compliance expertise with demonstrated experience assessing client relationships, transactional activity, sanctions exposure, and financial crime risks within Corporate and Investment Banking products. (Required)
• Experience with FCC technology and control platforms, including screening, monitoring, and case management tools (e.g., Dow Jones, Oracle, Fenergo). (Required)
• Experience designing and implementing global FCC operating models and governance frameworks. (Required)
• Strong analytical and technology enablement capabilities, leveraging data, analytics, and emerging technologies to enhance financial crime screening, monitoring, and risk management processes. (Required)
• Proficiency with productivity and digital tools, including Microsoft Office Suite and AI-enabled tools (e.g., ChatGPT, Copilot). (Required)

Soft Skills

• Ability to balance commercial objectives with FCC risk considerations and provide clear, defensible recommendations in time-sensitive transaction environments.
• Demonstrated strategic leadership capability, including influencing senior stakeholders, driving organizational change, and making risk-based decisions in complex environments.
• Self-starter with strong organizational skills, capable of working independently with minimal supervision while remaining collaborative, adaptable, and responsive to changing business priorities.
• Strong strategic and critical thinking abilities, with attention to detail and the ability to translate complex operational, regulatory, and risk considerations into actionable business strategies.
• Exceptional stakeholder management and influencing skills, including proven success engaging senior executives and driving consensus to achieve organizational objectives.
• Excellent communication skills (written and verbal), with the ability to clearly and concisely explain complex regulatory requirements, risks, and recommended approaches to both technical and non-technical audiences. (Required)
• Strong prioritization and time management skills, capable of managing multiple competing demands while maintaining focus on strategic objectives and delivering against business timelines. (Required)

WE VALUE YOUR IMPACT

Your contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers.

• We’re enable our teams to go beyond through global opportunities and broad career paths.
• Flexibility that works. Enjoy a hybrid working models—some days remote, some days onsite with your team—along with flexible hours.
• Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.santanderopenacademy.com)
• Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us.
• Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more.
• Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing.
• We know family is everything. That’s why we offer childcare support and family-friendly programmes tailored to each life stage.
• Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services.
• Extra benefits. Gym/WellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that’s only the beginning—we’ll tell you more when you join!

We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way.

LOCAL COMPLIANCE

Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates.

WHAT TO DO NEXT

If this sounds like a role you are interested in, then please apply.
 

READY TO TAKE THE NEXT STEP IN YOUR JOURNEY?

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