Full-Time

Senior Underwriter

Commercial Lines

Posted on 11/1/2025

Intact

Intact

10,001+ employees

Underwrites P&C insurance and manages claims

Compensation Overview

$75.8k - $113.6k/yr

+

Victoria, BC, Canada + 1 more

More locations: Vancouver, BC, Canada

Hybrid

Hybrid role; must be in Vancouver or Victoria, BC; minimum 2 days in office per week.

Category
Finance & Banking (12)
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Requirements
  • Minimum 5 to 7 years of commercial lines underwriting experience
  • Maintain an expert and current understanding of all relevant Commercial Underwriting Guides and instructions related thereto
  • Demonstrate the ability to handle complex risks
  • Awareness of local community conditions and insurance issues
  • Superior organization and demonstrated ability to handle multiple priorities and deadlines
  • Exemplary and proactive customer service skills to identify needs, effectively negotiate, and provide tailored solutions to brokers
  • Great communication skills (both written and verbal)
  • Strong negotiating skills and business savvy
  • Initiative and ability to work under pressure
  • Sound knowledge of Microsoft Office products and computer tools
  • No Canadian work experience required however must be eligible to work in Canada
Responsibilities
  • Develop long-term and meaningful relationships with brokers by providing legendary service and participating in broker visits, field underwriting, insurance industry functions, and marketing events
  • Assess and evaluate moderate to complex risks, analyzing requests for quotes, renewals and policy changes and recommend innovative solutions
  • Coach and mentor team members to develop their technical underwriting knowledge and to enhance broker relationships
  • Help shape the future of Commercial Lines Underwriting by providing creative solutions on process or workflow improvements to increase efficiency and elevate best practices
  • Provide leadership to ensure that the regional underwriting service, production and profitability levels are achieved
  • Apply effective pricing and underwriting strategies in accordance with Company guidelines and personal underwriting authority limits
  • Within your level of authority, quote, negotiate, sell, and authorize the acceptance of moderate to complex new business, renewals, and endorsements to develop and retain profitable business according to the business plan established for the department
  • Arrange reinsurance if and when required
  • Work closely to develop and maintain positive business partnerships with brokers, reinsurers and co-workers
  • Use the computer system for policy inquiry, electronic filing, underwriting and rating transactions
  • Some travel is required
Desired Qualifications
  • Chartered Insurance Professional (CIP) designation preferred
  • Care for people by being supportive, providing candid feedback and recognizing performance

Intact Financial Corporation is a property and casualty insurer in Canada offering home, auto, and business insurance. It underwrites policies, assesses risk, collects premiums, and handles claims to protect customers from losses. The company’s products work by insured individuals and businesses paying premiums in exchange for coverage; claims are paid to restore losses after events, with digital engagement supporting policy management and customer service. Intact differentiates itself through a focus on climate resilience and community well-being programs, along with investments in early-stage data and AI startups to enhance underwriting, claims handling, and customer experience. It aims to expand its leadership position in Canada and the UK, optimize underwriting performance, and improve digital customer experiences, with a target of 10% NOIPS growth annually and a low combined ratio.

Company Size

10,001+

Company Stage

IPO

Headquarters

Toronto, Canada

Founded

1809

Simplify Jobs

Simplify's Take

What believers are saying

  • Net income surges to CA$3.37B in 2025 from CA$1.33B in 2023.
  • Expands to 350 offices, 31,000 employees by 2026.
  • Launches five-part climate strategy targeting net zero by 2050.

What critics are saying

  • Aviva erodes RSA UK share with lower premiums, digital platforms.
  • Desjardins AI tool cuts Ontario auto premiums 15%, grabs 10% share.
  • Ontario wildfire lawsuit triggers CA$500M punitive damages.

What makes Intact unique

  • Intact leads Canada P&C insurance with 4 million customers.
  • RSA acquisition cements UK personal, commercial lines leadership.
  • Intact Ventures invests in AI, data startups like Resilience.

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Benefits

Health Insurance

Flexible Work Hours

Remote Work Options

Paid Vacation

Hybrid Work Options

401(k) Company Match

Employee Stock Purchase Plan

Wellness Program

Mental Health Support

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