Full-Time
Backend Software Engineer
Boston
Posted on 10/31/2025
Lendbuzz
201-500 employees
Auto loans via data-driven credit assessment
Compensation Overview
$135k - $145k/yr
Boston, MA, USA
Hybrid
 Software Engineering (1) |
|---|
- 3+ years of hands-on backend development experience in production environments
- Bachelor's degree in Computer Science or a related technical field
- Strong proficiency with relational databases, particularly PostgreSQL
- Experience designing, building, and maintaining microservices, ideally in Dockerized environments (e.g., AWS ECS, EKS)
- Solid understanding of RESTful API design principles and asynchronous communication using message brokers like RabbitMQ or Kafka
- Proven ability to write and review technical design documents and implement scalable APIs in service-oriented architectures
- Develop and maintain core backend services within Lendbuzz’s microservices infrastructure in a fast-paced, high-ownership environment
- Drive cross-functional impact by building scalable infrastructure used horizontally across multiple product teams
- Build deep technical and business understanding, resisting specialization silos to stay adaptable and valuable across domains
- Partner with engineers to architect system frameworks for new product and platform initiatives
- Research, prototype, and implement tools that enhance backend service performance and reliability
- Upgrade and maintain microservice ecosystems, including database infrastructure and deployment workflows
- Design and develop internal tooling while ensuring clean integration with third-party APIs and services
- Contribute to the lifecycle of customer-facing products—expansion, testing, release—ensuring stability and measurable impact
- Familiarity with Python is a plus—especially if you’ve shipped production code using it
Lendbuzz provides auto loans in the U.S., focusing on international students and professionals with limited or no U.S. credit history. Borrowers apply online; Lendbuzz uses data analytics and machine learning to assess creditworthiness beyond conventional credit scores, then coordinates with the car dealership and completes the loan digitally. Unlike traditional lenders, it considers a broader mix of financial and personal data and offers an end-to-end online experience. Its goal is to expand access to auto financing for international students and immigrants by using data-driven credit assessments.
Company Size
201-500
Company Stage
N/A
Total Funding
$2.7B
Headquarters
Boston, Massachusetts
Founded
2015
Simplify's Take
What believers are saying
- Completed eleventh $246M ABS securitization LBZZ 2026-1 with J.P. Morgan in 2026.
- Secured $400M forward flow agreement with Viola Credit for loan expansion.
- Filed S-1 for IPO, signaling $2.4B ABS program growth since 2021.
What critics are saying
- Subprime delinquencies hit 32-year high in January 2026, eroding LBZZ 2026-1 collateral.
- CFPB probes opaque AI algorithms for discriminating against non-citizens, halting lending.
- SEC rejects S-1 IPO in 3-6 months due to unproven ML transparency and delinquencies.
What makes Lendbuzz unique
- Lendbuzz uses proprietary AI algorithms to assess thin-credit borrowers underserved by banks.
- Streamlined POS software enables dealerships to finance international students seamlessly.
- Digital one-click verification and approval process simplifies auto loan origination.
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Benefits
Dental & health insurance
401(k)
Company outings
Fitness center
Unlimited PTO
Stocked kitchen
Company issued hardware
Cool swag
Flexible working hours
Growth & Insights and Company News
6 month growth
↓ -1%1 year growth
↑ 1%2 year growth
↑ 4%Lendbuzz, an AI-based fintech company, has closed a $246 million asset-backed securitisation (LBZZ 2026-1) collateralised by auto loans secured by new and used vehicles. The transaction issued five classes of notes rated by Kroll Bond Rating Agency from K1+ to BBB-. J.P. Morgan Securities acted as lead bookrunner and structuring agent, with Goldman Sachs and RBC Capital Markets as joint bookrunners. Mizuho, MUFG and Regions Securities served as co-managers. This marks Lendbuzz's eleventh public securitisation since launching its programme in late 2021. The Boston-based company has completed over $2.4 billion in publicly syndicated asset-backed securitisations to date. Chief Financial Officer George Sclavos cited strong investor interest as evidence of confidence in the company's ABS programme.
Auto Finance News is pleased to announce that Amitay Kalmar, chief executive and founder of AI-based lender Lendbuzz, will join a discussion on subprime auto lending at Auto Finance Summit 2025, returning Oct. 15-17 at Bellagio Las Vegas.
BOSTON-(BUSINESS WIRE)-Lendbuzz Inc. ("Lendbuzz"), a financial technology company that utilizes artificial intelligence and machine learning algorithms to better assess consumer credit risk and expand access to credit when purchasing a vehicle, announced today that it has filed a registration statement on Form S-1 with the U.S. Securities and Exchange Commission (the "SEC") relating to the proposed initial public offering of its common stock.
Lendbuzz, an AI-based fintech company that helps consumers obtain better access to credit when purchasing a vehicle, announced today that it has closed a $26...
Lendbuzz announced the launch of Express Contract, an AI Auto Loan Approval offering for dealers financing borrowers with thin to no credit history.