Full-Time

Upstream Team Lead

Specialty Underwriting

Updated on 8/1/2026

AIG

AIG

10,001+ employees

Global insurer underwriting policies and investments

No salary listed

Company Historically Provides H1B Sponsorship

Houston, TX, USA

In Person

Primarily in the office; travel is required as needed to maintain broker and client relationships.

Category
Finance & Banking (1)
Required Skills
Microsoft Office
Marketing

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Requirements
  • A bachelor's degree or equivalent training is required.
  • Underwriting experience within the chemical, petrochemical, and oil and gas industry is required.
  • Advanced analytical skills are required to interpret business information from multiple sources and make critical account decisions regarding risk quality.
  • Strong decision-making skills are required to execute underwriting intent and develop a profitable book of business.
  • Effective interpersonal skills and the ability to build and manage relationships with agents, brokers, customers, and other employees are required.
  • Knowledge of insurance coverage, products, rating, and pricing techniques is required.
  • Excellent negotiation and marketing skills are required.
  • Excellent written and oral communication skills are required.
  • Excellent organizational skills are required.
  • Solid computer skills and experience with Microsoft Office products are required.
  • Prior field marketing experience involving agent, broker, and customer meetings is required.
Responsibilities
  • Underwrite onshore energy business profitably, including new and renewal accounts, in accordance with business appetite and underwriting guidelines.
  • Establish and maintain relationships with brokers, agents, and energy clients.
  • Perform marketing responsibilities, including strategic growth initiatives.
  • Interpret policy language and coverage, analyze contractual risk transfer and losses, and maintain underwriting compliance.
  • Collaborate with risk engineering, claims, actuarial, and operations teams.
  • Represent AIG as the point of contact for multinational client and program management.
  • Coordinate communication and project management across internal and external stakeholders for program design, implementation, and ongoing client service.
  • Travel as needed to maintain strong relationships with brokers and clients.

AIG is a global insurer offering life, retirement, and commercial insurance for individuals and businesses. Customers pay premiums in exchange for coverage; AIG underwrites policies, pays claims, and invests premium income to earn returns, with a focus on risk assessment and data security. It stands out with a broad global presence and a diversified portfolio that includes Corebridge Financial, a subsidiary focused on retirement planning. Its goal is to help clients manage risk, protect assets, and achieve long-term financial security through comprehensive insurance and retirement solutions.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1919

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Simplify Jobs

Simplify's Take

What believers are saying

  • Premium growth and investment income support earnings through insurance cycles.
  • Consensus price targets imply modest upside from current levels.
  • Dividend income and buybacks can support total shareholder returns.

What critics are saying

  • Climate losses and catastrophe exposure can sharply raise claim costs.
  • Claims inflation pressures margins faster than premium repricing.
  • Corebridge dependence ties results to spread volatility and retirement market swings.

What makes AIG unique

  • Global insurer spanning property, casualty, life, retirement, and cyber coverage.
  • Corebridge Financial diversifies earnings into retirement and annuity products.
  • AI-enabled underwriting and claims automation targets higher efficiency and margins.

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Benefits

Health, dental, & vision coverage

Flexible Spending Accounts (FSA)

401(k)

PTO

Commuter Expense Reimbursement Account

Company News

Yahoo Finance
Mar 5th, 2026
AIG reports Q4 income up 51%, targets $1B+ buyback and AI-driven efficiency gains

American International Group reported fourth-quarter adjusted after-tax income rose 51% year-over-year, driven by strong underwriting performance. Full-year 2025 capital returns reached $6.80 billion through buybacks and dividends. The insurer outlined plans for low- to mid-teens net premium growth and at least $1 billion in share repurchases for 2026. Management set a target to push the expense ratio below 30% by 2027 using AI agents in underwriting and digital initiatives. AIG's narrative projects $31.3 billion revenue and $3.8 billion earnings by 2028, requiring 4.5% annual revenue growth. However, the company remains exposed to climate-related catastrophe losses, which could impact long-term performance despite the AI-driven efficiency measures.

Yahoo Finance
Mar 3rd, 2026
AIG posts 51% Q4 income surge to $1.96/share, returns $6.8B to shareholders

American International Group (AIG) reported a 51% year-over-year increase in Q4 adjusted after-tax income to $1.96 per diluted share. For the full year 2025, the company generated $4 billion in adjusted after-tax income and $2.3 billion in underwriting income, marking a 22% increase over 2024. AIG returned $6.8 billion to shareholders in 2025 through $5.8 billion in share repurchases and $1 billion in dividends. Whilst international commercial new business grew strongly, North American retail property and personal net premiums contracted due to reduced market appetite and higher reinsurance costs. For 2026, AIG forecasts net premiums written growth in the low to mid-teens. The company targets reducing its expense ratio below 30% by 2027 through operational efficiency improvements, including AI implementation, and plans to continue share repurchases of at least $1 billion.

Yahoo Finance
Jan 30th, 2026
AIG shares trail market as CEO Peter Zaffino steps down, analysts maintain moderate buy with $87 price target

American International Group (AIG), valued at $39.6 billion, has underperformed the market with shares down 1.4% over 52 weeks, compared to the S&P 500's 15.4% gain. The stock fell 7.5% on 6 January following CEO Peter Zaffino's announcement he would step down by mid-year, with Eric Andersen from Aon set to join as President and CEO-elect in February. Despite leadership uncertainty, analysts expect AIG's earnings per share to grow 41.8% year-over-year to $7.02 for the current fiscal year. The company has beaten consensus estimates in the last four quarters. Among 25 analysts covering the stock, the consensus rating is "Moderate Buy", with a mean price target of $87.41 representing 17.5% upside potential.

Intellectia.AI
Jan 19th, 2026
AIG commits $1.5B to CVC's private equity platform in strategic partnership

American International Group has formed a strategic partnership with CVC, committing up to $1.5 billion to a new private equity secondaries evergreen platform where AIG will serve as cornerstone investor. The platform will help AIG efficiently manage its legacy private equity exposures. AIG plans to allocate up to $2 billion to separately managed accounts and funds managed by CVC, with an initial $1 billion to be deployed by 2026. The allocation will focus on diversified credit strategies aligned with AIG's regulatory and investment return objectives. The partnership supports AIG's long-term investment goals through CVC's insurance solutions and private market innovations. CVC's CEO highlighted the firm's ability to deliver bespoke, capital-efficient solutions for global insurance institutions.

TheBusinessDesk.com
Dec 18th, 2025
Gary Neville secures investment in Salford City FC from US insurance giant AIG | TheBusinessDesk.com

Deal to include extensive brand visibility both on and off the pitch