About Upstart

Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload.

Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.

Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you!

The Team

Upstart’s Product-Led Growth (PLG) Team is dedicated to deepening relationships with our existing users by delivering personalized, timely, and relevant financial offers through our ecosystem. Our vision is to continuously underwrite users to keep them engaged throughout their journey and empower them to make the best financial decisions. We are a key lever to grow our product marketplace and are leveraging ML to craft experiences that build trust and unlock value.

As a Senior Engineering Manager, you’ll lead the team focused on optimizing user engagement and growth through seamless offer presentation, intelligent targeting, and cross-sell strategies. From enhancing the logged-in dashboard to refining personalized experiences with pricing orchestration, your work will directly shape how users discover and benefit from Upstart’s expanding suite of financial products.

How you’ll make an impact:

Define and drive an engineering roadmap that enables intelligent, personalized offer presentation and strategic product recommendations
Partner with Product Managers, Designers, ML Scientists, and Marketers to deliver impactful, user-facing features
Lead, mentor, and grow a high-performing engineering team focused on building scalable, high-quality systems
Leverage experimentation and analytics to iterate on user engagement strategies, enhancing lifetime value and customer satisfaction

What we’re looking for:

Minimum requirements:
- Bachelor’s degree in Computer Science, Engineering, or a related field
- 8+ years of software development experience, with at least 3 years in direct engineering management
- Demonstrated success leading product-oriented teams delivering user-facing features with measurable outcomes
- Strong communicator adept at translating complex technical topics to cross-functional audiences
Preferred qualifications:
- Experience with growth engineering systems such as experimentation platforms, personalization engines, or recommendation algorithms
- Familiarity with marketplace-style product dynamics
- Full-stack development experience with an ability to contribute across the stack
- Proven ability to scale both technical systems and engineering organizations

Position Location - This role is available in the following locations: Remote, San Mateo, Columbus, Austin

Time Zone Requirements - This team operates across all U.S. time zones.

Travel Requirements - This team has regular on-site collaboration sessions. These occur 3 days per quarter at an Upstart office. If you need to travel to make these meetups, Upstart will cover all travel related expenses.

What you'll love:

Competitive Compensation (base + bonus & equity)
Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
Employee Stock Purchase Plan (ESPP)
Life and disability insurance
Generous holiday, vacation, sick and safety leave
Supportive parental, family care, and military leave programs
Annual wellness, technology & ergonomic reimbursement programs
Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
Catered lunches + snacks & drinks when working in offices

#LI-REMOTE

#LI-MidSenior

At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).

United States | Remote - Anticipated Base Salary Range

$186,100—$257,500 USD

Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together.

If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email [email protected]

https://www.upstart.com/candidate_privacy_policy

Senior Engineering Manager

Product Led Growth

Upstart

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